Here is the translation of the text from Chinese to English:

Guide to avoid traps in investment and financial management

First, the rule of investment and financial management is to use money that you can't use to invest.

Second, the three core principles of investment and financial management are safety, liquidity and profitability.

Third, investment should diversify risk, not focus on a single goal.

Fourth, don't invest in things you don't understand.

Fifth, only invest, don't use leverage.

Sixth, don't blindly trust things with high returns.

Seventh, avoiding mistakes is more important than being aggressive.

Eighth, if you are going to make mistakes, make them when you are young.