How Much Can You Borrow with a Binance Loan?
Binance offers crypto loans with flexible options, and here's what you need to know:
Minimum Loan Amount:
- The minimum loan amount on Binance varies depending on the cryptocurrency:
- $BNB (Binance Coin): 0.01 BNB (around $5 USD)
- $BTC (Bitcoin): 0.001 BTC (around $20 USD)
- $ETH (Ethereum): 0.01 ETH (around $20 USD)
Conditions:
- To get a loan on Binance, you’ll need:
- A verified Binance account
- Enough collateral (crypto) in your Binance wallet
- To meet the minimum loan amount and Loan-to-Value (LTV) ratio requirements
- To agree to the loan terms and conditions
Loan-to-Value (LTV) Ratio:
- The LTV ratio depends on the cryptocurrency:
- BNB: Up to 50% LTV (you can borrow up to 50% of your BNB collateral)
- BTC: Up to 30% LTV (you can borrow up to 30% of your BTC collateral)
Interest Rates:
- Interest rates also vary by cryptocurrency:
- BNB: 3.65% APY (annual percentage yield)
- BTC: 4.65% APY
Remember, these conditions and amounts can change based on market conditions and your specific situation. Always check the Binance website or app for the most current information.
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