circle

📊 DATA: @Circle USDC minted another $500M in $USDC on @Solana Official in the last 24 hours. @Tekin-33
Stablecoin supply is growing fast, signaling strong demand in the Solana ecosystem. Traders and DeFi users should watch liquidity flows carefully — big mints can impact short-term market dynamics.
#USDC #Circle #solana #Stablecoin #Crypto #BinanceSquare
#FedWatch $USDC $SOL

🛡️ Circle vs Tether: Why Do Hackers Prefer USDC?
While the crypto community debates security, the recent $16.8 million hack of the SwapNet protocol has added fuel to the eternal dispute: who protects users better — Circle (USDC) or Tether (USDT)? 🧐
What happened?
Hackers breached SwapNet smart contracts on the Base network. Of the stolen funds, about $3 million in USDC lay on one address for hours, available for blocking. But Circle... did nothing.
Renowned on-chain sleuth ZachXBT has already labeled Circle a "bad actor" for their inaction. He posed a harsh question: "Why build projects on USDC if the issuer doesn't care about the owners' security?"
The numbers speak for themselves (AMLBot report 2023–2025):
🔴 Tether (USDT): Froze $3.3 billion across 7,268 addresses.🔵 Circle (USDC): Froze only $109 million across 372 addresses.
What's the difference in approach?
Tether operates "preemptively." They often freeze funds based on tips from analysts or clear signs of a hack, helping return money to victims through a mechanism of issuing new coins in exchange for burned ones.Circle takes a "law-abiding giant" stance. They only block wallets upon a court order or official request from US regulators. While the bureaucracy drags on, hackers have time to swap USDC for "unfreezable" ETH or run them through mixers.
The Bottom Line:
For some, Circle's approach is a guarantee that their funds won't be touched without due process (true decentralization?). For others (like ZachXBT), it's aiding criminals.
Which side are you on? Should an issuer have the right to act without court orders to save users' funds? 👇
#USDC #USDT #Circle #Tether #CryptoNews

Today's Top 10 News in the Crypto World:

1. #白宫 convenes a crypto conference: A meeting of executives from the banking and crypto industries is held today, attempting to break the legislative deadlock, focusing on stablecoin yield terms.

2. #比特币ETF net outflow: On January 27, there was a net outflow of $147 million, with major ETF funds like BlackRock seeing outflows, while XRP and SOL ETFs experienced slight inflows.

3. #SEC clarifies the definition of tokenized securities: An official statement was released, emphasizing that the applicability of securities law to crypto assets does not change due to the form of technology.

4. Bitcoin price fluctuations: Currently reported at about $88,000, fluctuating in the range of $87,500 to $90,500, with the market focusing on breaking the $90,000 mark.

5. Japan's Financial Services Agency seeks opinions: The agency publicly solicits opinions on the draft implementation rules for cryptocurrency regulation, with the consultation period ending on February 27.

6. Institutional holdings update: Strive Company increased its holdings by 333.89 BTC, and ANAP Holdings' subsidiary added 70.44 BTC.

7. BlackRock submits new ETF application: The application for the "iShares Bitcoin Premium Income ETF" aims to provide returns through options strategies.

8. Tesla's holdings remain unchanged: Q4 financial report shows Bitcoin holdings still at 11,509, with a $239 million impairment due to price fluctuations.

9. #Circle cross-chain function launched: The CCTP mainnet cross-chain forwarding function is officially activated, supporting 14 mainstream public chains.

10. #韩国 finalizes digital asset law: The ruling party has finalized the draft of the "Basic Law on Digital Assets," which stipulates minimum capital requirements for stablecoin issuers.

$BTC $ETH $BNB

Bitcoin's drop below $90,000 triggers a sell-off: high-leverage assets face dual liquidity crisis.
MSTR crash (-6.88%): As the largest corporate holder of Bitcoin, Strategy (MSTR) has a very high beta coefficient to Bitcoin price. Due to Bitcoin breaking below the critical technical support of the 21-week EMA yesterday, it triggered algorithmic selling, and MSTR's premium is rapidly retracting by early 2026.
BitGo (BTGO) deepens its discount (-7.83%): The recently listed custody giant fell below $13.8 today, down 23% from its issuance price of $18. The market's concerns about its high valuation and the decline in custody fees in 2026 have made it a primary target for short sellers.
Circle (CRCL) plunges (-7.18%): Despite Mizuho raising its rating today, the impact of overall network liquidity tightening means Circle's stock price still follows the sector's sharp decline. Investors worry that if the Federal Reserve maintains high interest rates, the interest income from stablecoins will face pressure from rising regulatory costs.
Core triggers:
Safe-haven funds shift to gold: Gold prices break through the historical high of $5,200, and institutional funds that were originally flowing into "digital gold" show a clear reallocation, moving from crypto concept stocks to tangible safe-haven assets.
Federal Reserve hawkish expectations: Powell's statement to maintain interest rates has severely hit the market's optimistic expectations of "large-scale rate cuts upon Trump's return."
CLARITY bill delayed: Severe weather in Washington has postponed the debate on key crypto legislation to next week, and regulatory uncertainty once again looms over the market.
#MSTR #BTGO #Circle #加密股暴跌 #黄金新高

📉 January 28 US Stock Pre-Market: BitGo falls into the "breakdown quagmire," Circle rebounds against the trend with Mizuho's upgraded rating
【Simplified Version】
The crypto sector is experiencing extremes: the infrastructure veteran BTGO is still searching for a bottom, while compliance stablecoin giant CRCL welcomes good news.
BitGo (BTGO) continues to probe the bottom: After listing at an issuance price of $18 last week, BitGo's pre-market today only rose slightly by 0.22% (reported at $13.8), having cumulatively fallen over 23% from the issuance price.
Deep correction: Although as a "pure custody" asset it is expected to turn a net profit in 2025 (about $3.5 million), its high valuation and market concerns over a decline in custody fees in 2026 have caused its stock price to drop from a peak of $24 on its first day of trading.
Circle (CRCL) performs well: it rose against the trend by 3.1% in pre-market.
Positive driving factors: Mizuho Securities today upgraded its rating to "neutral," with a target price set at $77. Analysts pointed out that the explosive growth forecast for the platform Polymarket (annual trading volume reaching $50 billion) is the core catalyst, as all its transactions are settled in USDC, which is expected to drive a 25% increase in USDC market value. Additionally, its proposed national digital currency trust bank application has received preliminary approval from the OCC.
Other sectors:
MSTR & COIN: Slightly rebounded as Bitcoin oscillates around $89,000.
Mining companies (MARA/RIOT/BMNR): Overall volatility is low, as the market is waiting for next week's potential announcement from Trump regarding the new Federal Reserve chairman to determine the direction of interest rates.
#BTGO #Circle #CRCL #BitGo #Mizuho

🚨 Standard Chartered warns of pressure from stablecoins on banks.

🟦 Standard Chartered believes that stablecoins are becoming a real threat to bank deposits, especially in the U.S.
According to the bank's research team, as the scale of stablecoins continues to expand, deposits in the banking system are at risk of being withdrawn at the same pace of growth.
Regional banks are assessed to be the hardest hit, while investment banks are less affected.
Notably, most deposits do not return to the banking system when the reserves of Tether and Circle are very low, raising concerns about the quietly shifting capital flows.
#stablecoin #tether #StandardChartered #Circle $BTC

🚨 ZachXBT criticizes Circle: SwapNet suffers $16.8 million loss from hacker attack, is the publisher just fishing?
At the beginning of 2026, the DeFi sector suffers another heavy blow. Matcha Meta's liquidity provider SwapNet was attacked, resulting in significant losses.
Event review:
• The attack caused losses of approximately $16.8 million.
• The risk stemmed from users manually authorizing the SwapNet contract.
• The hacker has exchanged 10.5 million USDC for 3,655 ETH on the Base network and started transferring to the Ethereum mainnet.
Controversy focus:
On-chain detective ZachXBT directly pointed out Circle's slow response. Monitoring indicates that there are still about 3 million USDC in the hacker's address, and Circle has the technical capability to freeze it.
However, 10 hours after the attack, Circle still hasn't taken any action.
ZachXBT questioned: "As a centralized publisher, if you never protect user interests, why should others continue to develop based on USDC?"
DeFi security alarm:
In January 2026, several projects have already been 'hit':
• Truebit: lost 8,535 ETH (approximately $26.4 million).
• Saga: lost 7 million USDC.
• Waltio: 50,000 account data leaked.
After experiencing a looting of up to $3.4 billion in 2025, Web3 security remains a sword of Damocles hanging over developers' heads. As Immunefi's CEO said, large-scale hacker attacks are equivalent to the 'death penalty' for 80% of protocols.
Will you reduce your use of USDC due to Circle's inaction? Feel free to discuss in the comments! 👇
#加密新闻 #黑客攻击 #Circle #USDC #DeFi安全

🚀 Stablecoins Become "Printing Machines": Issuers Earn $8.3 Billion Annually! 💸
CoinGecko Research's latest data shows that stablecoin issuers have become the biggest winners in the crypto market. In 2025, the total revenue in this sector reached $8.3 billion, accounting for 65.7% of the total revenue of the top ten crypto protocols!
Who are the biggest winners?
🥇 Tether (USDT) — the absolute king. Tether earned about $5.2 billion last year, accounting for as much as 41.9% of the total revenue of 168 crypto companies.
🥈 Circle (USDC) — firmly in second place, with an annual revenue of $2.37 billion.
📈 Why is this important?
Among the top ten most profitable crypto protocols, stablecoin issuers occupy the top four spots. While the total revenue of the entire crypto market is $12.7 billion, stablecoins contributed the vast majority of profits. This proves that stablecoins are not only trading tools but also a remarkably profitable financial empire.
Which one do you favor: the old giant USDT or the compliance pioneer USDC? Feel free to discuss in the comments! 👇
#USDT #Circle #USDC #稳定币

🫱🏼‍🫲🏾 The UN partners with the Circle Foundation to modernize its money transfers.

This initiative has allowed for the integration of advanced digital infrastructures, using stablecoins to reduce operational costs by 20%.
$USDC #Circle

🚀 BIG: Stablecoin adoption enters a fast growth phase
**Circle CEO Jeremy Allaire says stablecoin adoption is accelerating across the global banking system, calling ~40% CAGR a reasonable baseline.
KEY POINTS:
• Banks are moving from experimentation → production use
• Stablecoins increasingly used for payments, settlement, and treasury ops
• Adoption driven by speed, cost efficiency, and 24/7 settlement $0G
WHY IT MATTERS:
• Signals stablecoins becoming core financial infrastructure, not a niche tool $AXS
• Strengthens the case for USD stablecoins as global settlement rails
• Sets the stage for deeper TradFi × crypto integration $PEPE
BOTTOM LINE:
Stablecoins Are Past The Trial Phase.
Banking Is Entering Full-Scale Onchain Adoption.
#Circle #Binanceholdermmt #WEFDavos2026

Circle introduces new crosschain forwarding service

#Circle has launched a new cross-chain forwarding service that allows developers to configure destination-chain execution via Circle-operated infrastructure. The service handles attestation fetching, destination chain transactions, and gas management automatically, tasks that previously required significant infrastructure investment.

The service initially supports cross-chain routes to #Arbitrum, #Avalanche, #Base , #Ethereum , #HyperEVM , #Ink, #Linea , #Monad, #OPMainnet, #PolygonPoS, #Sei, #Sonic, #Unichain, and #WorldChain, with more blockchains to be added soon.

👉 circle.com/blog/introducing-our-new-crosschain-forwarding-service-now-integrated-into-cctp

At #Davos this week, #Circle CEO Jeremy Allaire shared a prediction that’s quickly becoming one of the most talked-about ideas in tech and crypto: within the next five years, billions of autonomous AI agents could be using stablecoins to handle everyday transactions on behalf of users.

According to Allaire, #AI systems won’t rely on traditional payment rails like cards or banking APIs—they’ll default to stablecoins because they offer the speed, programmability, and global reach that autonomous agents need. Binance co-founder Changpeng Zhao echoed that view, noting that crypto is the most “native” financial layer for AI-driven behavior.

What’s striking is how quickly big players are moving to prepare for this shift. Coinbase has already introduced its x402 protocol to enable stablecoin payments between AI agents, while Google recently announced a Universal Commerce Protocol designed to power agentic transactions through Google Pay.

As both crypto-native firms and traditional tech giants race to build the infrastructure for AI commerce, one thing is becoming clear: the intersection of AI and #stablecoins may define the next major evolution in digital payments.

🚨 STABLECOIN ADOPTION EXPLODING! Circle CEO Jeremy Allaire confirms massive institutional shift.

Adoption is accelerating rapidly, showing nearly 40% year-over-year growth. Banks are officially moving past the testing phase and into full-scale deployment. This is the on-ramp we have been waiting for.

The smart money is already positioning for this institutional wave. Do not get left behind in the slow lane.

#Stablecoin #CryptoAdoption #DeFi #Circle #Finance 🚀

🌐 The United Nations Embraces Stablecoins: USDC Will Become a Core Tool for Humanitarian Aid
Blockchain is Changing Charity! 🚀 USDC issuer Circle has announced grants aimed at supporting the United Nations (UN) in building digital financial infrastructure. Its core goal is very clear: to introduce stablecoins into the UN payment system.
Why do this?
Alexander De Croo, the Administrator of the United Nations Development Programme, highlighted the following points at the Davos Forum:
🔹 High Efficiency: Making every dollar work maximally with a limited budget.
🔹 Transparency: Using blockchain to reduce intermediaries, minimize losses, and ensure funds reach their destination directly.
🔹 Inclusivity: Establishing a more reliable, cross-border financial system for refugees and disaster-affected communities.
This is not just talk. As early as 2022, the UN piloted the use of USDC in Ukrainian refugee aid, and its effectiveness has been validated.
When an international organization of the UN's caliber begins to adopt regulated stablecoins on a large scale, it is not only a technological advance but also an important milestone for the mass adoption of Web3. 📈
#USDC #Circle #联合国 #区块链 #加密货币新闻

Circle and Coinbase to support Bermuda’s shift toward an on-chain economy

#Circle and Coinbase will help drive Bermuda’s transition to an on-chain economy, enabling key sectors, including government agencies, banks, insurers, and small-to-mid-sized businesses, to adopt tokenized payments and digital asset infrastructure. Circle and Coinbase are also pledging major education initiatives to help onboard everyday Bermudians to these new systems.

👉 dailyhodl.com/2026/01/20/bermuda-partners-with-circle-and-coinbase-to-become-worlds-first-on-chain-economy/