IRFAN ABID BUKHARI

🚨 THIS IS SOOOO BAD!!!

Something terrifying is happening in the U.S. economy and almost nobody is talking about it.

This chart isn’t stocks.
It’s not the national debt.
It’s not government spending.

It’s consumer credit.

Money borrowed by regular people just to stay afloat.

And it’s gone vertical.

For decades, consumer credit rose slowly, almost naturally.

Then around the 2000s… the curve bent.

After 2008… it steepened.

After 2020… it turned into a straight line.

We’re now sitting at over $5 TRILLION in consumer debt, the highest in U.S. history.

Here’s the part most people miss:

Americans aren’t borrowing to buy luxuries anymore.

They’re borrowing to survive inflation:

– groceries
– rent
– medical bills
– car repairs
– credit card interest
– student loans restarting
– wages not keeping up

People don’t swipe because they want to.

They swipe because they don’t have a choice.

And the “strong consumer” narrative gets repeated every day on CNBC like it’s gospel.

But if the consumer is so strong… why is the average household’s savings rate near record lows?

Why is credit card delinquency rising the fastest since the Great Financial Crisis?

Why is buy-now-pay-later exploding for basic expenses?

Because the reality is simple:

The consumer isn’t strong, the consumer is leveraged.

And here’s the dangerous part:

When consumer credit goes parabolic, it never ends gently.

People borrow until they can’t.

Then you get:

– demand collapse
– layoffs
– recession
– defaults
– a credit squeeze
– and then the Fed steps in with “emergency” measures

This chart isn’t showing growth.
It’s showing pressure building.

And pressure doesn’t disappear.
It releases.

We’re not watching prosperity rise.
We’re watching desperation pile up.

The U.S. economy doesn’t run on innovation. It doesn’t run on productivity.

It runs on consumer spending, 70% of GDP.

So what happens when consumers max out?

What happens when they can’t borrow anymore?

What happens when the spending engine that held everything up for 30 years suddenly stalls?

This chart might be the most important warning signal of 2025.

Most people won’t notice it until it’s too late.

You need to pay attention.

I was right when I told everyone to buy Bitcoin publicly at 16k, and when I told people to sell at 126k (that was the exact bottom and top).

I’ll share my next move publicly in the next few days. Those who still aren’t following me will regret it.

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