c2fo

C2FO and Ripple propose bringing invoices to XRPL: an initiative with a waitlist

On October 27, 2026, C2FO and Ripple announced an initiative to bring C2FO Instant Pay financing and settlement to the XRP Ledger, using the RLUSD stablecoin to settle payments.

The proposal aims to get commercial suppliers funded within seconds against approved invoices. The capital would be provided by participating financing providers; the invoices’ original terms and due dates would remain unchanged. Faster settlement does not mean changing the due date.

The announcement invites companies to join a waitlist. It therefore describes a proposed model, without demonstrating a broad rollout or any transaction volume already settled through this solution.

In a separate announcement on the same day, Ripple and BNY said they were exploring a supply chain financing initiative with C2FO. Tokenization would digitally represent commercial assets, such as accounts receivable, to broaden access for investors. That exploration also does not confirm a commercial implementation.

Market data: On October 27 at 23:56 UTC, XRP was trading at 1.3318 USDT on Binance Spot, up 1.618% over 24 hours. This is a market snapshot, not a measure of Instant Pay adoption.

Market perspective: Faster settlement can free up liquidity for companies, but it does not eliminate the risk of an invoice going unpaid or custody and stablecoin risks. The announcement also does not demonstrate proportional demand for XRP: the planned settlement currency is RLUSD.

$XRP $RLUSD $USDT

Educational content. Not financial advice.

#C2FO #Ripple #XRPL #RLUSD #Tokenization

⚡ Ripple and C2FO Plan Faster Invoice Payments Through XRP Ledger 🌐💸
Ripple and working-capital platform C2FO have announced plans to use the XRP Ledger and RLUSD stablecoin to settle financing for approved business invoices. The goal is to help suppliers receive early payments more quickly.
⚡ Faster settlement: The proposed system aims to reduce payment delays.
💵 RLUSD: The dollar-linked stablecoin would be used for settlement.
🏢 Business finance: Suppliers could gain faster access to working capital.
🔥 Why it matters: Blockchain technology is increasingly being explored for real-world business payments, beyond crypto trading.
#Ripple 🌊 #XRP 💎 #RLUSD 💵 #C2FO 🤝 #XRPledger 🔗 #BlockchainTechnology 🚀#CrossBorderPayments 🌍 #Stablecoins 🪙#FinTech 💹
$XRP
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BNY, which has $63.4 trillion under custody and administration, now directly holds XRP $XRP
. For Ripple, that’s the main takeaway: the largest custodian has opened a door institutions couldn’t enter without.

Previously, BNY was only the custodian of RLUSD reserves. Now its platform supports XRP and RLUSD as client assets.

The rest is still just an announcement:
- Issuing and redeeming RLUSD directly through BNY is a plan, with no date yet
- C2FO trade finance on the XRP Ledger is “exploring” and a waitlist

“Banks are getting into XRP” is a different story. Custody doesn’t mean buying, and no one has disclosed how much XRP BNY’s clients actually hold. The door is open, but the room is still empty (or they’re not showing us).

RLUSD should make the first move: it has a market cap of over $2.5 billion, with more than $1 billion of that on XRPL. If issuance through BNY goes live, we’ll see it right here.

I don’t hold XRP. In my opinion, until BNY’s volumes come in, this is just window dressing. What do you think?

#Ripple #xrp #BNY #RLUSD #C2FO