SWIFT Just Admitted It: They’re Building Ripple (XRP) Without Saying Ripple
$XRP In recent commentary, crypto enthusiast Chain Cartel highlighted a shift in how SWIFT is now describing the future of its payment infrastructure. Rather than focusing purely on secure financial messaging, SWIFT is increasingly emphasizing concepts such as a shared, real-time ledger, instant settlement, and always-on cross-border payments. According to Chain Cartel, this language reflects more than a routine technology update. It signals a structural change in how global payments are expected to function. The argument presented is that these features do not resemble early blockchain experiments or public networks built for open participation. Instead, they align closely with an institutional payment architecture that prioritizes reliability, finality, and interoperability.
✨Parallels With a Long-Established Architecture Chain Cartel notes that the design principles SWIFT is now outlining are consistent with the framework Ripple has been developing for over a decade. This model centers on a neutral settlement layer that allows financial institutions to transact with real-time finality while maintaining visibility across a shared ledger. The emphasis is placed on integrating with existing financial infrastructure rather than replacing it. From this perspective, the focus on liquidity efficiency and instant settlement stands apart from blockchain systems designed primarily for speculative activity. The architecture being described is institutional in nature, built to support continuous operation and operational certainty. ✨SWIFT’s Move Beyond Messaging The post also references SWIFT’s recent confirmation that it plans to add a blockchain-based ledger directly into its infrastructure. This represents a meaningful evolution of SWIFT’s role within the global financial system. Historically, SWIFT has coordinated payments by transmitting standardized messages between banks, leaving settlement to external systems. By introducing a shared ledger that serves as a single source of truth, SWIFT is moving closer to the settlement layer itself. Chain Cartel interprets this as recognition that messaging alone is no longer sufficient to meet modern cross-border payment demands. ✨Convergence Rather Than Direct Competition Rather than framing this development as a competitive threat to Ripple, Chain Cartel describes it as convergence. Both systems are designed to connect banks and existing payment rails, not to displace them. When the branding is removed, the underlying objectives appear increasingly similar. The broader implication is that legacy financial infrastructure adapts by first defining new requirements, then replicating proven solutions, and eventually integrating them. In this context, SWIFT’s evolving strategy is seen as validation of a ledger-based payment system rather than a rejection of it. ✨Implications for Market Awareness Chain Cartel concludes that the market may not yet fully reflect the significance of this alignment. By publicly endorsing the need for real-time settlement and shared ledgers, SWIFT is effectively acknowledging the importance of models that have already been tested at scale. The post suggests that institutional recognition of this shift is still developing, even as the technical direction becomes increasingly clear.
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BTC just printed one of the strongest weekly rejections of this cycle. Price is now sitting exactly on the mid-range support after a 40K drawdown in just 42 days.
Here’s what the chart signals:
1) Key Support Zone Price has tapped the mid-range demand (≈86K–83K). This is the zone where buyers defended previously.
2) 200-Week Trendline Alignment The rising long-term trendline sits near 83,100. A wick into this level is still structurally bullish as long as weekly closes stay above it.
3) What Happens Next?
Bullish Scenario – Strong bounce from 83K zone – Weekly close back above 88.5K – Reclaims mid-range → liquidity push to 97K+ (Alts will breathe only if BTC stabilizes here)
Bearish Scenario – A clean weekly close below 83K – Opens doors to the lower demand zone around 74K–75K – Alts likely see deeper corrections
4) Market Context Big candles like this usually come at cycle mid-points, not tops. So next two weekly closes are critical for trend confirmation.
bullish trends are "ETF listing on Nasdaq" "Canary capital ETF filling" "upcomming Xrp 3.0 with integrating Zk-proof tech on Q-4" which may target 5$ at end of 2025
Bullish continuation🔋 Break and daily/4H close above resistance (~$34-38), 🔑strong volume confirmation 💰Move toward higher resistance, possibly $40+, maybe $45 if momentum and volume sustain. Retests of broken resistance as support might happen around $30-$32.
Possible bearish senario🚧 Breaking below key support (say ~$23-24 or the neckline of a pattern like Head & Shoulders) with volume
Key levels:
Resistance: ~$34-38
Crucial support: ~$28, then ~$25-26
Stronger reject zone if support fails: ~$23-24, $21 region
A breakout above resistance with good volume → could confirm the bullish continuation If there is a retest of ~$28 or ~$30 region and price bounces from there, that would be a healthier uptrend structure A breakdown with conviction below ~$23 would increase risk of a deeper correction
Short-term: TAO is hovering near key support zones. A break above $323–337 could open the path toward $400. Failing to hold support may trigger a retest toward $300.
Mid-to-Long Term: Supply dynamics (halving, staking) and network growth are structurally bullish. Institutional accumulation and ecosystem expansion add conviction.
Risks to Monitor: Security vulnerabilities, requirement of blockchain for AI workloads, and volatile sentiment could derail momentum.
Price & Volume Context High volume, in consolidation range post-decline
Bullish Setup: A confirmed upward breakout from either the bull flag (crossing ~$3) or symmetrical triangle could signal bullish momentum and a move toward $5–$6 (or further, per Elliott Wave).
Bearish Risk: A breakdown below key support (~$2.70) could open the door to further declines.
Neutral/Mixed Signals: The technical indicators remain inconclusive, emphasizing the need for breakout confirmation before entering a position.
Candle Confirmation: Especially after spotting a spinning bottom, confirmation via a strong green close above the pattern’s high is crucial