TradFi Wealth Management
One-stop access to various traditional financial assets
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Frequently Asked Questions
1
What is ETF Wealth Management?
ETF Wealth Management is a dedicated shelf on Binance Earn that offers a curated selection of listed ETFs focused on cash-management and income-oriented strategies, such as short-term U.S. Treasury ETFs and investment-grade bond ETFs.
You browse and compare products on the shelf; every order is placed by you and executed on the market through Binance Stock Trading, and you hold the actual ETF shares. ETF Wealth Management is an information and access channel: it is not a savings product and does not offer fixed returns, and ETF prices fluctuate with the market.
2
What is an ETF?
An ETF (exchange-traded fund) is a fund listed on a stock exchange that typically tracks an index or holds a basket of securities, such as short-term U.S. Treasuries. ETF shares trade on an exchange in the same way as stocks: prices move continuously during trading sessions, and your return consists of changes in the market price plus any cash distributions the ETF pays. The value of an ETF may fall as well as rise.
3
Does Binance manage my money or recommend specific ETFs?
No. ETF Wealth Management is a self-directed service: you select the product, place every order yourself, and hold the resulting shares in your own account. Binance does not make investment decisions on your behalf and does not pool your funds with those of other users for collective investment.
ETFs are admitted to the shelf based on objective criteria, such as fund size, trading liquidity, and expense ratio. Inclusion does not constitute a recommendation, an endorsement, or investment advice, and does not indicate that an ETF is suitable for you. Please review the product information and the issuer's documents before making your own investment decisions.
4
What exactly do I hold?
You hold actual shares of the ETF you purchased, together with their full economic benefits, including market price movements and any cash distributions. Orders are executed, cleared, and custodied through licensed third-party brokers, and shares and funds are recorded at the individual-user level, so your holdings are traceable to your own account at all times. Binance itself does not custody the securities.
5
Who can use ETF Wealth Management?
To buy, you must: (1) hold a Binance account that has completed identity verification (KYC); (2) reside in a region where ETF Wealth Management and Binance Stock Trading are available, based on your verified country or region of residence; and (3) have activated Binance Stock Trading and signed the applicable risk disclosures. If you have not yet activated Binance Stock Trading, you will be guided through activation the first time you tap Buy.
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