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SviatoslavGusev

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Deeply immersed in the IT world, exploring with passion and gaining insights. Actively investing in blockchain ventures at the very nexus of Web3 innovations.
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4.6 Years
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Наиболее продвинутые нейросети от OpenAI стали обходить защитные ограничения — из-за этого разработчикам пришлось временно лишить их доступа в интернет в процессе обучения. В ходе тестов искусственный интеллект сам обнаруживал слабые места в системе безопасности, покидал пределы изолированных сред и проникал во внешние системы, в том числе в инфраструктуру Hugging Face. После серии таких случаев в OpenAI усилили меры защиты и перевели обучение экспериментальных моделей в автономный режим без выхода в сеть. Доступ к интернету этим моделям обещают вернуть, когда будут разработаны достаточно надёжные механизмы безопасности.
Наиболее продвинутые нейросети от OpenAI стали обходить защитные ограничения — из-за этого разработчикам пришлось временно лишить их доступа в интернет в процессе обучения. В ходе тестов искусственный интеллект сам обнаруживал слабые места в системе безопасности, покидал пределы изолированных сред и проникал во внешние системы, в том числе в инфраструктуру Hugging Face. После серии таких случаев в OpenAI усилили меры защиты и перевели обучение экспериментальных моделей в автономный режим без выхода в сеть. Доступ к интернету этим моделям обещают вернуть, когда будут разработаны достаточно надёжные механизмы безопасности.
Today, we’ll talk about how to get the best deal when exchanging rubles for dollars, euros, or crypto. A breakdown of one of the most convenient and secure ways to exchange fiat for cryptocurrency currently available. We’ll go through the Central Bank of Russia’s commission step by step, as well as how European and American services work under sanctions for ordinary users.
Today, we’ll talk about how to get the best deal when exchanging rubles for dollars, euros, or crypto.

A breakdown of one of the most convenient and secure ways to exchange fiat for cryptocurrency currently available.

We’ll go through the Central Bank of Russia’s commission step by step, as well as how European and American services work under sanctions for ordinary users.
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Злоумышленники придумали новый способ давления на россиян — запугивание судебными исками на миллионы рублей ради взлома устройств. Схема строится на рассылке электронных писем, замаскированных под досудебные претензии от имени юридических служб, в которых жертве угрожают крупными денежными взысканиями. Никакой конкретики о якобы совершённых нарушениях в таких письмах нет, зато получателю настойчиво предлагают открыть прикреплённый файл. Именно в нём спрятан вредоносный код, способный похитить личные данные, пароли и деньги пользователя.
Злоумышленники придумали новый способ давления на россиян — запугивание судебными исками на миллионы рублей ради взлома устройств. Схема строится на рассылке электронных писем, замаскированных под досудебные претензии от имени юридических служб, в которых жертве угрожают крупными денежными взысканиями. Никакой конкретики о якобы совершённых нарушениях в таких письмах нет, зато получателю настойчиво предлагают открыть прикреплённый файл. Именно в нём спрятан вредоносный код, способный похитить личные данные, пароли и деньги пользователя.
A lot of entrepreneurs and people just starting their business journey follow me. Today, I’d like to cover how to start a company in the US—a step-by-step guide. Because, generally speaking, I don’t understand people who work in Russia, especially after 2022. I hope this video helps you make the right decision and start working with an English-speaking audience. I think it’ll be useful for traders, too.
A lot of entrepreneurs and people just starting their business journey follow me. Today, I’d like to cover how to start a company in the US—a step-by-step guide.

Because, generally speaking, I don’t understand people who work in Russia, especially after 2022. I hope this video helps you make the right decision and start working with an English-speaking audience. I think it’ll be useful for traders, too.
MTS Bank demonstrated the strongest growth in its premium business among Russian banks. This is the conclusion of a major study by Frank RG, “Premium Banking in Russia 2026,” which examines the leading banks operating in this segment. MTS Bank Premium recorded the largest increase in the number of affluent clients and the value of their investments, as well as growth in total assets under management. From the middle of last year to the middle of this year, the bank saw the following changes: the number of affluent clients increased by a third, the funds in their accounts more than doubled, and assets under management in investment products (AUM) grew 1.7 times. The bank notes that despite the expansion of its business, its approach remains flexible—in both decision-making and responding to client requests.
MTS Bank demonstrated the strongest growth in its premium business among Russian banks. This is the conclusion of a major study by Frank RG, “Premium Banking in Russia 2026,” which examines the leading banks operating in this segment.

MTS Bank Premium recorded the largest increase in the number of affluent clients and the value of their investments, as well as growth in total assets under management.

From the middle of last year to the middle of this year, the bank saw the following changes: the number of affluent clients increased by a third, the funds in their accounts more than doubled, and assets under management in investment products (AUM) grew 1.7 times.

The bank notes that despite the expansion of its business, its approach remains flexible—in both decision-making and responding to client requests.
Over the past year, banks and marketplaces have gone from fierce competition to launching joint deals for customers. VTB and Wildberries have announced discounts of up to 6% on purchases on the marketplace. Of this, 3% is offered when paying with a VTB card, while another 3% is available to members of the WB Club program. This offer comes in addition to the bank’s main loyalty program, which provides cashback in rubles of up to 15% in selected categories. VTB Deputy Chairman Georgy Gorshkov explained that the program is aimed at all economically active consumers in the country, while the joint offer is targeted at an audience of more than 100 million people.
Over the past year, banks and marketplaces have gone from fierce competition to launching joint deals for customers. VTB and Wildberries have announced discounts of up to 6% on purchases on the marketplace. Of this, 3% is offered when paying with a VTB card, while another 3% is available to members of the WB Club program. This offer comes in addition to the bank’s main loyalty program, which provides cashback in rubles of up to 15% in selected categories. VTB Deputy Chairman Georgy Gorshkov explained that the program is aimed at all economically active consumers in the country, while the joint offer is targeted at an audience of more than 100 million people.
Russia’s largest shadow marketplace for selling paper VAT has ceased operations. Just three days before the quarterly tax return deadline, the organization notified clients that it could no longer administer shell companies. The service’s founders created the marketplace 11 years ago, channeling up to 300 billion rubles a year through schemes using other people’s electronic signatures. Although the quality of its services had declined noticeably over the past five years, the platform maintained its leading position thanks to low prices—until it was unable to withstand the large-scale crackdowns on shell companies carried out by the Federal Tax Service.
Russia’s largest shadow marketplace for selling paper VAT has ceased operations. Just three days before the quarterly tax return deadline, the organization notified clients that it could no longer administer shell companies.

The service’s founders created the marketplace 11 years ago, channeling up to 300 billion rubles a year through schemes using other people’s electronic signatures. Although the quality of its services had declined noticeably over the past five years, the platform maintained its leading position thanks to low prices—until it was unable to withstand the large-scale crackdowns on shell companies carried out by the Federal Tax Service.
Over the past three months, the Moscow Exchange Index has gained 20%, reaching a five-month high.
Over the past three months, the Moscow Exchange Index has gained 20%, reaching a five-month high.
RBC has learned that cryptocurrency is among the top three instruments Russian businesses use to settle foreign trade transactions. The most popular instrument is the USDT stablecoin: it accounted for 27% of all foreign trade transactions over the past six months, T-Bank told the publication. More than half of the companies that have tried crypto payments eventually switch to them entirely, abandoning traditional currencies. According to a T-Bank representative, Asian countries lead both in the number and volume of crypto transfers, and these jurisdictions are the ones most often involved in such transactions. Nearly 95% of cryptocurrency transactions related to foreign trade are carried out by importing companies. These are primarily manufacturers that purchase raw materials and components abroad, as well as wholesalers importing a wide range of goods—from cosmetics to cars.
RBC has learned that cryptocurrency is among the top three instruments Russian businesses use to settle foreign trade transactions. The most popular instrument is the USDT stablecoin: it accounted for 27% of all foreign trade transactions over the past six months, T-Bank told the publication. More than half of the companies that have tried crypto payments eventually switch to them entirely, abandoning traditional currencies.

According to a T-Bank representative, Asian countries lead both in the number and volume of crypto transfers, and these jurisdictions are the ones most often involved in such transactions. Nearly 95% of cryptocurrency transactions related to foreign trade are carried out by importing companies. These are primarily manufacturers that purchase raw materials and components abroad, as well as wholesalers importing a wide range of goods—from cosmetics to cars.
Telegram will add a recommendations feed. As I said last year, when I met with our industry colleagues in the UAE—the folks from the former VK team and TON Foundation.
Telegram will add a recommendations feed.

As I said last year, when I met with our industry colleagues in the UAE—the folks from the former VK team and TON Foundation.
Every action you take shapes the person you become. One action on its own doesn’t change much. But when it becomes a habit, it starts to determine where your life is headed.
Every action you take shapes the person you become. One action on its own doesn’t change much. But when it becomes a habit, it starts to determine where your life is headed.
The Bank of Russia decided to leave the key rate unchanged at 14%.
The Bank of Russia decided to leave the key rate unchanged at 14%.
Since MSCI first seriously warned of a possible downgrade, markets have fallen: the Indonesian market dropped 46%, and the Turkish market 21%.
Since MSCI first seriously warned of a possible downgrade, markets have fallen: the Indonesian market dropped 46%, and the Turkish market 21%.
The National Financial Market Council has appealed to the Federal Antimonopoly Service (FAS), demanding action to curb mobile operators’ abuse of their collective dominant position. Representatives of the banking sector insist that the Big Four operators be issued an official warning for attempting to block the lines of the largest banks simultaneously—a move they believe violates the Competition Protection Law. The Ministry of Digital Development had previously backed the financial sector’s position, prompting the restrictions to be postponed until November 1. Despite this reprieve, the ultimatum issued to the telecommunications industry still threatens to cause losses for millions of customers.
The National Financial Market Council has appealed to the Federal Antimonopoly Service (FAS), demanding action to curb mobile operators’ abuse of their collective dominant position. Representatives of the banking sector insist that the Big Four operators be issued an official warning for attempting to block the lines of the largest banks simultaneously—a move they believe violates the Competition Protection Law. The Ministry of Digital Development had previously backed the financial sector’s position, prompting the restrictions to be postponed until November 1. Despite this reprieve, the ultimatum issued to the telecommunications industry still threatens to cause losses for millions of customers.
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According to an IMF report, Ukraine is currently the largest debtor to the International Monetary Fund among European countries and ranks second in the world in terms of the amount it owes the organization.
According to an IMF report, Ukraine is currently the largest debtor to the International Monetary Fund among European countries and ranks second in the world in terms of the amount it owes the organization.
How and where can you build your own neobank and earn money with international crypto cards? Today, we're taking a look at CardOS, a platform that lets anyone build Telegram bots in the form of a mobile bank. You've probably seen lots of bloggers promoting crypto cards and financial services. Some of these products are built on CardOS, including solutions from Vale Labs, services on the TON blockchain, and more. In this video, I try to show you how the business works behind the scenes, break down the real numbers using examples, and share my thoughts.
How and where can you build your own neobank and earn money with international crypto cards?

Today, we're taking a look at CardOS, a platform that lets anyone build Telegram bots in the form of a mobile bank.

You've probably seen lots of bloggers promoting crypto cards and financial services. Some of these products are built on CardOS, including solutions from Vale Labs, services on the TON blockchain, and more.

In this video, I try to show you how the business works behind the scenes, break down the real numbers using examples, and share my thoughts.
The minimum wage in Russia will rise to 28.9 thousand rubles by 2027, according to Labor Minister Anton Kotyakov.
The minimum wage in Russia will rise to 28.9 thousand rubles by 2027, according to Labor Minister Anton Kotyakov.
Rising interest rates in Europe could make mortgages unaffordable for many, since the entire mortgage lending system is built around very low interest rates.
Rising interest rates in Europe could make mortgages unaffordable for many, since the entire mortgage lending system is built around very low interest rates.
Kathleen Tyson, one of the creators of the global asset custody systems Euroclear and Clearstream, stated that the seizure of Russian assets cannot be carried out without destroying the European securities market.
Kathleen Tyson, one of the creators of the global asset custody systems Euroclear and Clearstream, stated that the seizure of Russian assets cannot be carried out without destroying the European securities market.
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