The Four Steps to the Burst of Japan’s House Price Bubble
1. The first wave of price cuts was caused by the fact that real estate companies could no longer hold on. Just like our current situation with Evergrande, Country Garden, Sunac, etc., thunderstorms began. In order to return funds to save their lives, real estate companies began to reduce the prices of new homes.
As for second-hand houses, because the purchase price of the original owners was too high, they did not want to lose money and reduce the price, which resulted in a situation where the second-hand houses have a price but no market.
2. The second wave of price cuts is due to the poor economic situation. Many people are in trouble and cannot pay their monthly payments. A large number of houses have been foreclosed. In order to withdraw their own funds and avoid risks, banks have lowered prices and concentrated on listings, exacerbating housing prices. further decline.
3. The third wave of price cuts is the real price reduction of second-hand houses. Some investors see that there is no hope for the market to recover, so they can only cut off their flesh and run away. At this time, everyone is panicking and running away, and even those who run fast have some residue left.
4. The fourth wave is the fixed asset tax (property tax) levied in Japan in 1992. Because the economic situation is not good, if the excess house cannot be rented out, it will have to pay property fees and property tax, so it is completely Those at the bottom of the house became negative equity, which caused people to sell their extra houses at reduced prices regardless of cost and price. This resulted in the fourth wave of price cuts, which eventually led to the complete collapse of Japanese housing prices.
The missing thirty years come from here! Will China repeat this story?