🚨 EU's financial regulations are getting stricter, but is it worth the cost? 😱 AML Directive 5, MiCa, and Transfer of Funds Regulation are reshaping the European financial framework, but at what price? 🤔

- Personal privacy at risk 🕵️

- Financial institutions burdened with tech upgrades and man-hour investments 💸

- Consumers face higher fees and limited product offerings 📉

- Big banks still face regulatory controversies despite strict rules 🏦

Europe must strike a balance between security and freedom, ensuring personal privacy isn't sacrificed for financial security. 🌍🔐