Let me tell you about my ups and downs since I quit my job in 2013, and how I have become a billionaire now! (Part 3)

In the previous chapter, I talked about how after I quit my job, I fell into debt again due to spending and gambling, and was in debt of more than 100,000 yuan. . . It was the end of 2014. When the Chinese New Year was approaching, my wife got pregnant, so we got married in early 2015. . .

When you get married, you must receive gifts, as you all know. . . As for me, I don’t have that many friends, so I didn’t receive much money. My wife received about 70,000 or 80,000 yuan in total. Anyway... The second time I turned around, I relied on the gifts from the wedding to barely pay off my debts. . .

Brothers can refer to this. If you are really desperate and don’t want to struggle anymore, you can try to find a rich woman and let her see through your fragility. . .

I got married and my debts were wiped out... But that was only the debt. I still didn't have a stable source of income. The little money I made from playing Fantasy Westward Journey was not enough to support my expenses. When I was playing Fantasy Westward Journey, I was lucky to make three or four thousand a month at most. Most of the time, I could only make more than two thousand a month... In addition, I had no plan or control over my expenses... So soon, my debts came back. At that time, I was actually a bit of a gambler. Someone in the QQ group was running an external game called Qiankun Bagua Furnace in Fantasy Westward Journey, and I lost a lot of money from that...

In less than half a year, I had basically emptied my credit card balance again. . .

This debt was the most anxious and miserable time for me. I had just gotten married and had a child, but I was in debt of more than 100,000 yuan. I really couldn't get a penny out of it. . .

At this time, the gears of fate began to turn.

It seemed to be one day in mid-2015, my wife was going back to the county for a banquet, and her third aunt passed away. The betrothal gifts there were very expensive, at least several thousand yuan. Married girls also had to buy some funeral supplies, at least two or three thousand yuan... At that time, I really couldn't take out a penny, so I tried everything, went to the computer, opened the websites of various banks, loans, and temporary credit card limits, to see if I could get some money for the emergency.

Because it happened suddenly, I asked my wife to go back home by car early in the morning. I said I would get some money and come back to her in the afternoon. After I searched all my accounts and still couldn't find a penny, I wanted to borrow a small loan. At that time, even if I was poor and couldn't pay back the temporary credit limit, I didn't think about taking out a small loan because I felt that it was a scam. . . .

There is always a way out. At this time, I opened Alipay and thought about searching for small loans to see if I could get a loan. . . When I opened it, I saw Ant Huabei? What is this? I figured it out in no time. It turned out to be a consumption limit on Taobao. . .

When I am undecided, I always ask Baidu. This is a good habit I was born with. At this point, I would like to add that some guys are really bad at hands-on skills. They ask questions no matter whether it is a big thing or a small thing. Especially some stupid questions... This is really not a good habit... No matter what it is, try it yourself first. Basically, most things can be solved by practicing and exploring them yourself. If you can't solve it, go to Baidu. If you really can't find it, find a professional to ask.

I think my success has a lot to do with this good habit. It has cultivated my hands-on ability and curiosity! I am more able to seize opportunities! So brothers, when you encounter something, use your hands and brains more, and don't ask questions for trivial matters. Cultivating this good habit will be good for the future!

Baidu searched, "How to cash out Huabei?" A lot of ads came out, and then I joined a few QQ groups. . I successfully cashed out 8,000 Huabei credit limit.

But the handling fee at that time was really expensive... When anything first appears, there is little competition and great profits, it is a blue ocean! I was charged a 20% handling fee for an 8,000 yuan Huabei credit limit, and I received 6,400 yuan... I later learned that the cost of cashing out was only the 1% handling fee charged by Taobao, which is 80 yuan... The person who helped me cash out made a net profit of 1,520...

After getting the money, I hurriedly went to get my father's BYD and drove to the countryside. After helping out, I could finally rest in the evening. At this time, only 800 yuan was left from the 6400 yuan... I was lying on the bed alone, really anxious at this time, thinking about the future...

At this moment, an idea suddenly occurred to me. Cashing out seems to have a low threshold? Others can do it, so why can't I? So, I started doing it right away. Customers were already available in the QQ group, and I could get a lot of them just by calling out. It seems that there are really many people who are in need of money like me... Huabei has only been around for a few days, and it is a blue ocean with many customers, little competition, a large price difference, and no threshold. The handling fee is basically 15-20 points. It's like picking up money...

That’s how I started to make my first pot of gold. Anyway, I was really busy at that time. I got up at 7 o’clock in the morning and worked non-stop until 1 or 2 o’clock in the morning. I took a break only when I couldn’t stand it anymore. It wasn’t that there were no customers at night, but my body couldn’t stand it anymore. There were still a lot of people waiting, so I had to give up and take a break.

This blue ocean lasted for less than a month. As competition increased, profits became smaller and smaller. In less than a month, the price difference was only about 5 points, and the profit fell. However, a month later, Taobao closed a large number of stores. I happened to have a store that had not been used and had not been closed. At this time, there were few stores available on the market, but many users, and the price soared to 20 points, but it only lasted for a week, and then a large number of stores followed suit.

In general, it took me only about six or seven months to make my first pot of gold, but 80% of the money was earned in the first month. In the rest of the time, I made a little money to support my life. So, the power of the wind should not be underestimated. Just like now, there are still people doing it, but the profit is very small, and it can be said that they can't even support their lives. . .

With my first pot of gold, I paid off my debts and used the down payment to buy my first car, a Jeep Cherokee...

At that time, I was really ignorant. I made my first pot of gold by accident completely relying on my curiosity. However, at that time, I had no knowledge and could not control money at all. I still had no plan for income and expenditure, and no plan for the future. I spent as much as I had, only cared about the present, and never thought about the future. But this also has an advantage, that is, when I encounter something that I think is good, I dare to put all my assets into it, without being afraid, and I don’t think about what to do if I lose money, I only think about how much I can earn...

This first pot of gold helped me get through the financial crisis, and then I enjoyed myself for more than a year. During this time, I did some small things and made some money. But it was far from keeping up with my expenses. Especially when I was with friends, I was swiping the baccarat flow, and I started playing it myself and lost a lot. Just like that, within a year of the good life, I was in debt again, this time the debt was almost 300,000. All credit card debts...

At this time, the gears of fate began to turn again. Soon I encountered the second pot of gold in my life!

I will write the next chapter. Brothers, if you like it, please follow me.

You can also learn from life experience. In fact, everyone has two arms and two legs, and no one is worse than anyone else. I conclude that most people lack curiosity and are lazy. They are unwilling to explore unknown things. They may miss many opportunities in life! Another thing is that you are poor at midnight and rich at dawn. If you want to turn things around, ability accounts for at most 30%, and the remaining 70% is luck. If you want to turn things around, you have to keep exploring and use all 30% of your ability. The rest depends on God's will. Can you meet the wind and seize the wind?