Crypto Newscaster

There are numerous of ways to earn money in the cryptocurrency space, including, long-term investments, day-trading, arbitrage etc. A little known fact (especially for newcomers), is that certain cryptocurrencies allow you to earn a passive income; merely money that you earn without doing much to earn it. In this post, I will highlight 3 cryptocurrencies that allow you to do exactly this. Before proceeding, I’d like to quote Warren Buffett — “If you don’t find a way to make money while you sleep, you will work until you die”.
Convenient links to : Part 2 | Part 3 | Part 4
Courtesy of Listen Money Matters
NEO
I truly believe NEO’s future is very bright, as featured in my 3 Coins to Watch in 2018 blog post, which you can find here. NEO has been going from strength to strength and has been holding exceptionally well during this market turmoil.
NEO uses a consensus mechanism called Delegated Byzantine Fault Tolerance (dBFT).
… It is a consensus mechanism that enables large-scale participation in consensus through proxy voting. The holder of the NEO token can, by voting, pick the bookkeeper it supports. The selected group of bookkeepers, through the BFT algorithm, reach a consensus and generate new blocks. In dBFT, 2/3 of all bookkeepers will agree on what goes in each block.
You can find more information on dBFT, what bookkeepers do, etc. here.
In essence, NEO acts like a share and by owning it, you own a part of the blockchain. Additionally, by owning and holding NEO, you passively earn GAS; the token used as fuel on the NEO blockchain. For example, GAS is used to deploy smart contracts, vote on the network, etc.
In order to earn GAS, you simply need to hold NEO in your wallet and GAS will accumulate over time. There is very little effort involved on your part. Holding it in exchanges will not yield you GAS, with the exception of Binance and KuCoin. To get an idea of how much GAS you generate, based on how many NEO you hold, click here.
You can purchase NEO and GAS on Binance, Gate.io, KuCoin and many others.
VeChain Thor (VET)
Although still a work in progress, I couldn’t ignore VeChain Thor (VeChain’s pivot & re-branding); a project that has been making waves in the space as of late. VeChain Thor is going to move beyond the supply chain, and into Enterprise Decentralized Application (dApp) solutions. I will not discuss how VeChain currently works, but will focus on VeChain Thor.
VeChain Thor will introduce two new tokens:
VeChain Tokens (VET) will act as the smart payment currency in order to enable rapid value circulation within the ecosystem based on the VeChain Blockchain. VET represents the right and privilege to occupy and use the public blockchain resources. The more VET one holds, the more rights and higher priority they have (to use the blockchain).
THOR Power (THOR) will be the fuel on the blockchain and will be consumed/burnt after certain operations are performed, such as transferring VET or executing smart contracts.
The VeChain Blockchain will be secured by 4 different types of nodes. There are some minimum requirements in order to become a node. Node types are determined by the amount of VET they hold and maturity date. You can find more details here.
All VET holders (regardless if they are a node) will passively earn THOR by holding VET in their wallets. Nodes (which inherently hold more VET), as a reward for securing the network, will have a higher percentage of THOR paid out to them.
To see how much THOR you could be passively earning, based on how many VET you hold, click here.
VeChain (VEN), the predecessor of VET, can be purchased on Binance, Gate.io, COSS and many others.
ARK
ARK uses a consensus mechanism called Delegated Proof-of-Stake (DPoS). This mechanism requires coin holders to vote for delegates, who are responsible for validating transactions and maintaining the blockchain. It is quite similar to dBFT with the major difference that in DPoS only one delegate verifies the block, whereas in dBFT, 2/3 of the bookkeepers have to reach a consensus and generate new blocks. You can find more details about DPoS and delegates, here.
As with the previous two cryptocurrencies, there is very little effort required to passively earn ARK. The steps are pretty simple — set up an ARK account and cast your delegate vote. You will then receive a payout through the delegate as a reward for voting for them. A detailed tutorial on how to vote for a delegate can be found here. To get an idea how much you could be passively earning by voting for delegates, click here.
ARK can be purchased on Binance, Bittrex, COSS and some others.
As you may have noticed from the title, this is just the first part. There are a few more cryptocurrencies, which I would like to write about. I will be discussing these in an upcoming post, which should be landing sometime in the next couple of weeks; so keep an eye out if you are interested in finding out more.
Edit: Find Part 2 “3 Cryptocurrencies To Earn You Money While You Sleep” of here.
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Disclaimer : All information and data on this blog post is for informational purposes only. My opinions are my own. I make no representations as to the accuracy, completeness, suitability, or validity, of any information. I will not be liable for any errors, omissions, or any losses, or damages arising from its display or use. All information is provided as is with no warranties, and confers no rights.
#jesus #dyor

Pop quiz, hot shot.
You aced the phone screen. This morning’s on-site interviews went amazing. After lunch with the team, an HR guy sits down across the table from you. He asks you, “What’s your desired salary?”
What do you do? What do you do?!
Whatever you do, don’t give him a number. Because once he has that number, he can set the tone for the rest of the negotiation. That number will become a ceiling — the highest offer you could possibly get from this job. And most likely, you’ll get even less.
Or maybe he’ll try another angle to trick you into saying a number before he does: “What’s your current salary?”
This seems like a reasonable enough question. Don’t you kinda have to answer this question?
No, you don’t have to answer this question. And you shouldn’t. Employers know that basically anything above your current salary will be an improvement for you, and they’ll adjust down the offer they were planning to give you accordingly.
So what’s the best way to deal with these questions? Just say, “I’m not comfortable sharing that information at this point,” then steer the discussion back to the job you’re interviewing for. And if they persist in asking you, persist in repeating this phrase until they get the idea.
At some point in the process you achieve something which I describe as “Yes, if…” rather than “No, but…”. “Yes, we want to work with you, if we can come to a mutually satisfactory offer,” which is distinguished from, “No, we don’t want to work with you, but we might work with you if it turns out that you’re disgustingly cheap.” After you have agreement in principle that, “We want you to work here. What’ll it take to make that happen?” — then and only then do you start talking about money. — Patrick McKenzie
Remember — you have this information. They don’t. Your current salary and your expected salary are basically the only informational advantage you have in price negotiation.
And believe me, you’ll need every advantage you can get.
The job offer negotiation process is stacked against you.
HR people have an incredible amount of information about you at their disposal. At the very least, they have your résumé, LinkedIn, portfolio and GitHub profile, which you gave them earlier in the application process. Chances are, they’ve also checked out your social media profiles and called former employers to ask about you (and not necessarily the references you gave them).
Not only do HR people benefit from a huge information asymmetry, they also hire for a living. They are professional negotiators. They have probably driven down the salary expectations of other candidates earlier that day before sitting down with you. And tomorrow, they’ll wake up and start driving down the salary expectations of candidates all over again.
What do you know about them, other than the name and title they give you when introducing themselves? You don’t know how your interviewers from earlier evaluated your performance, let alone the department’s budget for hiring you.
Your goal is to even the playing field as much as possible. One important way to do this is to take this real-time, in-person salary negotiation and switch it over to email.
Email has two advantages: it gives you written documentation of their offers, which makes it harder for the employer to rescind them (“Oh, John didn’t have the authority to make an offer that high.”) But more importantly, it gives you space to research their numbers, and even use the offer they just gave you as leverage to secure a higher-paying offer elsewhere.
Regardless of their offer, negotiate upward.
What if you’re switching from an underpaid profession like teaching to a more lucrative field like software development? The initial offer you receive from them may be for significantly more money than you or your colleagues have ever earned.
You may feel like jumping out of your chair shouting, “Yes!”
But keep a poker face. There is almost always room to negotiate upward.
Of course, there’s also the threat that the employer will rescind the job offer if you take too long to accept it, or if you push too hard for a higher salary. Employers know that humans are hard-wired to fear downside risk more than they value upside potential. They may use your own risk aversion against you.
Let’s suppress that fear-of-missing-out for a moment, and instead think practically about the incentives an employer faces when it comes to hiring.
First of all, they have already poured tremendous resources into setting up all of these interviews, and in many cases flying you out to their headquarters and putting you up in a hotel.
Let’s take Google as an example. Google only extends offers to about 1 in 7 of the people who advance to their on-site interviews. Think of the dozens of hours of engineers’ time spent interviewing — and the tens of thousands of dollars in airfare and hotel bills it costs — just to make one offer.
If you turn down that offer, they have to go and spend that time and money all over again, trying to find another candidate who meets their standards.
So if you have an offer in hand, you already have a reasonable amount of power over the situation.
Know the market.
Sure, you could find someone in your LinkedIn network who works in a similar capacity at your target employer and ask them, “How much do they pay you over at Microsoft?” That may get you one data point.
But who knows, maybe that person failed to negotiate upward. Maybe they’re being underpaid and they don’t even know it.
Instead of trying to triangulate a reasonable salary by asking sensitive salary questions to a bunch of people, go straight to the data. There are three main variables that matter here: location, company, and job title.
In Mumbai, a US$100,000 salary buys you a life of luxury. In San Francisco? Not so much. If you are relocating for a new job, be sure to take the city’s cost of living into account. Here’s a recent breakdown of the cost of living for most major world cities.
Some companies pay better than others. Netflix is famous for paying its developers well above market rates, for example. So be sure to calibrate your offer against the salaries of other people at the same company, in the same position. You can use a tool like GlassDoor for this, but there’s a much more objective way to go about doing this: search data directly from the US Department of Labor.
Wait, the US government shares data about how much companies are paying their individual employees? In the case of employees who come to the US on an H1-B work visas, the answer is yes. Employers are obligated to publish these figures.
And some genius put all the data into one big searchable database of more than 1.6 million salaries. You can search by company, city, and job title. It’s free, and even has charts and filtering options.
Considering that non-US nationals need a visa — and thus have less bargaining power than US nationals — these salaries would probably be on the low end for people who can already legally work in the US. So make sure that whatever offer you ultimately accept at least clears these averages given its location, company, and job title.
Stock options may prove worthless. Focus on cash.
If a company is offering you stock as part of your compensation, and it isn’t already publicly traded (with a liquid marketplace where you can sell their stock), the stock probably isn’t worth anything.
Many large companies issue their employees stock options that vest over time, as an means of trying to lock you into your job. If you can profitably exercise these stock options, then sell them on the open market, great. They are in many cases almost as good as cash.
But a vast majority of startups will fail, and their stock will be worth nothing. For every graffiti artist who makes $200 million off the Facebook shares he received for painting a mural, there are thousands of startup employees whose stock options are literally worthless.
Even if you’re at a successful startup, tax implications may prevent you from being able to exercise your options. Uber has used this trick to basically force employees to stay with them. Through this compensation structure, they are essentially saying, “Stay with us until we IPO, and you may eventually be rich. Leave, and you’d better have a multi-million dollar line of credit so you can pay the mother of all tax bills.”
Keep in mind that if an employer willingly offers you stock in their company instead of just paying you more cash, this says a lot about their own view of the company’s prospects, and how much they expect their stock to ultimately be worth.
If you’re still interested in spinning the stock option wheel of fortune, here’s a database that can help you figure out how much equity you should expect on top of your diminished salary.
Yes, a high starting salary really is worth all of this hassle.
A friend of mine went back and forth with Apple for weeks over his starting salary. After six counter-offers, he finally locked in the salary that he needed so that he and his wife could afford a house in Silicon Valley. It was nearly twice Apple’s initial offer.
And another friend was able to get offers from several different companies over the process of a few weeks, then play employers against one another. Even though he already knew from day one which company he ultimately wanted to work for, and kept interviewing. He then used these additional offers as leverage to maximize his starting salary at his dream job.
If you have time for a long, crazy read, Haseeb Qureshi — pro poker player turned developer — wrote a detailed account of how he negotiated like crazy and pitted employers against one another, ultimately landing a $250,000 compensation package at his first developer job.
“But these are outliers,” you may be thinking. “This all sounds like so much hassle, interviewing so many places, conducting so much reconnaissance. I’ve got bills to pay.”
The reality is that your future raises — and to some extent your salary at subsequent jobs — all depend heavily on your starting salary at this next job.
Starting out with a lower salary — like, say, most Americans who graduated from college during the Great Recession — will cast a long shadow over your life long earning potential. This is in part because pay raises are generally awarded as a percentage of your current salary.
What’s the difference between a $100,000 salary and a $120,000 salary, five years out? Assuming you get a 10% raise each year (which is a conservative figure for US software development jobs):
At $100k salary: 100k + 110k + 121k + 133.1k + 146.4k = $610.5k earnings
At $120k salary: 120k + 132k + 145.2k + 159.7k + 175.6k = $732.5k earnings
That’s right — just an extra $20k in starting salary can translate into more than $120k in total additional wages inside five years. To put this number into perspective, it’s more than most Americans spend on their entire college education.
Wouldn’t you spend a few weeks searching databases and sending emails back and forth, if it meant that you could get back all that money you spent on college?
Yes. Salary negotiation is worth it.
I only write about programming and technology. If you follow me on Twitter I won’t waste your time. 👍
#dyor #Binance

In the vast and vibrant universe of digital assets, the Non-Fungible Token (NFT) market has emerged as a fascinating frontier. It’s a realm where art, technology, and finance converge, creating a space for unique digital assets that can be owned and traded. However, this dynamic market recently experienced a significant downturn, leading to a seismic event that has sent ripples across the crypto community.
Over the past three days, a storm has swept across the NFT landscape, leading to the largest liquidation event in the sector’s history. This event, as reported by SnowGenesis, saw more than 1,200 NFTs being liquidated. Among these were over 630 Beanz, a derivative companion project of Azuki. This turbulence signifies that nearly 3% of total Beanz NFTs have been liquidated, a staggering figure that underscores the severity of the situation.
This cascade of liquidations has cast a shadow over the NFT market, causing deep dejection among collectors and raising concerns among traders and enthusiasts. The once-buzzing NFT sector, which had been a beacon of innovation and creativity, now finds itself grappling with uncertainty. Arcade protocol advisor ‘Cirrus’ disclosed on Twitter that the NFT market has undergone “the worst liquidation cascade” ever recorded. Over the last 96 hours, approximately 1,244 liquidations occurred, excluding “forced sellers”. By contrast, only around 10–15 NFT loans were liquidated per day over the past year on average.
The epicenter of this financial tremor was the controversial launch of Azuki Elementals, a new NFT project by Azuki. The project sold out in minutes, generating $38 million for Azuki creator Chiru Labs. However, the celebration was short-lived as collectors criticized the new collection, claiming its NFTs were nearly identical to the original Azuki collection. This controversy added fuel to the fire, exacerbating the instability in the NFT market.
The crisis also rippled out to affect blue-chip collections such as the Bored Ape Yacht Club (BAYC), with daily transactions dropping significantly. At the time of writing, one NFT from BAYC is trading at a multi-month low of 27.9 ETH. The last time BAYC’s floor price dropped below 30 ETH was in late 2021, a testament to the severity of the current downturn.
Other notable collections, such as CryptoPunks and Mutant Ape Yacht Club (MAYC), have also seen slight declines in their base prices. The state of the NFT market remains delicate, but there’s a glimmer of hope as blue-chip NFTs appear to be bottoming out, marking the potential start of a recovery phase.
This story serves as a stark reminder of the volatility and risks inherent in the world of digital assets. It’s a tale of innovation and ambition, of dreams built and dreams shattered. But amidst the turmoil, the resilience of the NFT community shines through. As they navigate this challenging period, they continue to believe in the potential of NFTs, ready to write the next chapter in this captivating saga.
#dyor #Binance

In today article we will explore day trading, what it is and what to know before trying it.
What is day trading
As its name suggests, it’s a way of trading that only open and then closes all of his position for one day. For exemple it’s will open and closes a lot of position during the day and when the market close or when the day is over the trader will liquidate all of it’s position. He or she does that in order to not be influenced much by external factor during the night if he trade crypto that is a market open all the time instead of the stock market.
Differents methods of day trading
The trend trading : The trader will identify a trend thanks to indicators like RSI or MCAD and will capitalize on it until there is a reversal. He can benefit from bullish trend or bearish trend through tools such as long ( you bet that the price will go up ) and short ( you bet that the price will go down ) if the price does the opposite you lose money.
News trading : The trader spot official announcement that might move the market to enter early in the move ( CPI or unemployment rate usually bring volatility to the market )
Breakout trading : The trader enter trade when a key level has been break. For exemple after a range or a trend line break. In this exemple with BTC/USD we can see both instance for the first circle the trader would’ve have open a long position and for the second he or she would’ve have shorted it
And for the people that have seen my previous article about RSI can spot the divergence that predicted the reversal : )
There are a lot of methods ( scalping, swing trading… ) that can be use but i’ve only presented the one that are my favorites .
How to know if you are the right person for day trading
You can manage stress
You want quick profit ( be careful )
You have a lot of time ( you need to always be on alert )
You have a lot of knowledge about technical analysis
You know how to mange your emotions ( Never make impulsive actions )
You have a good risk management ( Don’t trade all your portfolio in one trade please )
Conclusion :
Day trading is very risky especially for beginner so i will advice you to use a demo account, I personally does that on TradingView. Don’t forget to educate your self through videos and article.
As always thank you for reading !
#Binance #dyor

Affiliate marketing is a type of performance-based marketing in which an affiliate earns a commission for promoting another company’s products or services. Essentially, an affiliate promotes a product or service to their audience, and if someone makes a purchase through their unique affiliate link, the affiliate earns a commission on the sale.
Photo by Stephen Phillips — Hostreviews.co.uk on Unsplash
The process usually involves four parties: the merchant (the company that sells the product), the affiliate (the person promoting the product), the network (which connects the merchant and the affiliate), and the customer.
Here’s an example of how affiliate marketing works:
A merchant sells a product and offers an affiliate program.
An affiliate signs up for the program and receives a unique affiliate link.
The affiliate promotes the product to their audience using their link.
A customer clicks on the link and is taken to the merchant’s website.
The customer makes a purchase on the merchant’s website.
The merchant tracks the sale and pays the affiliate a commission on the sale.
Affiliate marketing can be a lucrative way to earn passive income, but it does require some work to be successful. Affiliates must have an audience to promote products to, and they must create compelling content that encourages their audience to make a purchase. Additionally, it’s important to choose products that are relevant to the audience and that have a good commission rate.
2. E-commerce, or electronic commerce, refers to the buying and selling of goods or services over the internet. An e-commerce business can be run entirely online, without the need for a physical storefront. Here are some steps to consider when starting an e-commerce business:
Choose a product or service: Identify a product or service that you want to sell. Consider the demand for the product, the competition, and the profit margins.
Choose a platform: There are many e-commerce platforms to choose from, such as Shopify, WooCommerce, or Magento. Consider the features, pricing, and ease of use of each platform before making a decision.
Create your store: Once you have chosen a platform, you can create your online store. This involves designing the store, adding products, and setting up payment and shipping options.
Market your store: To attract customers to your store, you will need to market it effectively. This can include social media marketing, content marketing, paid advertising, and search engine optimization (SEO).
Fulfill orders: Once customers start placing orders, you will need to fulfill them. This involves packaging and shipping the products, and handling customer service inquiries.
Analyze and optimize: Continuously analyze your sales data and customer feedback to optimize your store and improve your sales.
Starting an e-commerce business can be a rewarding and profitable venture, but it does require hard work, dedication, and a willingness to learn. It’s important to conduct thorough research, create a solid business plan, and seek advice from professionals before starting your business.
3. Freelancing refers to working as a self-employed individual and offering services to clients on a project-by-project basis. Freelancers work in a variety of industries, such as writing, graphic design, web development, marketing, and many others.
Photo by Faizur Rehman on Unsplash
Here are some steps to consider when starting a freelance business:
Choose a skill or niche: Identify a skill or niche that you want to offer as a service. Consider your skills, experience, and interests when choosing your niche.
Build a portfolio: Create a portfolio of your work to showcase your skills and experience to potential clients. You can create a website or use a platform such as Behance or Dribbble to display your work.
Set your rates: Determine your hourly rate or project rate based on your experience and the industry standard. Don’t undervalue your services, but also be competitive with other freelancers in your niche.
Find clients: There are many ways to find clients as a freelancer, such as networking, cold pitching, using freelancer platforms (e.g. Upwork, Fiverr), or using social media.
Deliver excellent work: Once you have clients, focus on delivering excellent work and meeting deadlines. This will help you build a positive reputation and win repeat business.
Manage your finances: As a freelancer, you will need to manage your finances carefully. Keep track of your income and expenses, pay taxes, and save for retirement.
Freelancing can be a flexible and rewarding way to work, but it also requires discipline, organization, and resilience. It’s important to continually improve your skills, market yourself effectively, and provide excellent customer service to succeed as a freelancer.
#Binance #dyor

Over the past few years, I’ve always struggled with questions about money:
Should I invest in crypto or the stock market? What about starting a business?Should I make wealth a goal? Will I be satisfied when I get that nice car, house, and all the experiences that come with being rich?
It’s a confusing space of advice. Some say you should work on your passion, while others say you should prioritise money. Some emphasise the importance of saving and investing, yet also suggest spending on your own self development. So after all I’ve read and watched, I believe there’s only one truth about money you need to know:
You’ll only be satisfied with money when you stop caring about it.
Photo: PEXELS. Available from: https://mashable.com/ad/article/5-tips-build-wealth
Does money lead to happiness?
If you are homeless, you are clearly not very satisfied with your life. You do not have enough money to live, and thus finance becomes a constant concern. But also imagine the Wall Street trader making six figures who comes home deeply unhappy after chasing money during almost every single waking hour. I’ve outlined two extreme examples of poverty and wealth. Sure, you’d rather be the trader than the homeless man. But both share a deep unhappiness with their life. It’s likely you lie somewhere in between, but you suffer from the same problem as both of them. The millionaire obsessed with money is caught in the same trap as the homeless: We’re unhappy simply because we think about money.
We know that as income rises, both your emotional wellbeing and evaluation of your life also rise. However, as annual income rises beyond $75,000 USD, there is no further increase in emotional wellbeing. As Kahneman and Deaton (2010) conclude, high income does not buy happiness. Money itself does not make you happy.
Yes, wealth is important and we cannot survive in modern society without it. You probably won’t live as a monk without possessions. But you can still live with the same attitude. Once we realise that it’s our thoughts about money that determine our happiness, then we can question our ideas instead of just obsessing over maximising income.
Let go of money
In his song Chant, Macklemore raps the line;
“The money doesn’t buy happiness, that’s facts / ’Til you take what you made and decide to give it back”
Psychological research consistently shows that giving to others makes us happier than spending on ourselves. We are altruistic beings who enjoy helping each other. But more fundamentally, giving money to others teaches us that owning something doesn’t necessarily make us satisfied. Just as Macklemore implies, money brings us happiness only when we let go of it. When we stop thinking about it. When we stop trying to gain more of it.
It’s much easier to give money when we have lots of it. But it’s the attitude that comes before the action. We can choose to view our money as something to let go of. Stop holding your happiness hostage to a future monetary goal. But we know this is much easier said than done. What makes this so hard? Why do we struggle?
What does money represent?
When you see a burger, you naturally droll. In the same way, when a pigeon sees grain pellets, it naturally pecks at them. These are responses which are unconditioned. But when a pigeon learns that a light will predict the dispensing of grain, it will also begin to peck at the light. This observation in classical conditioning is called autoshaping. Take a look here:
The pigeon has been conditioned to associate the food with the light. Thus it begins to treat the light in the same way as the food. By pecking it. Fundamentally, the pigeon has confused a prime for the reward. That is to confuse a representation with what it’s actually representing. You may not uncontrollably drool every time you walk past a McDonalds, but you are confusing money for what it represents.
This confusion with representation may underlie our unhappy relationship with money. Money is the key to many rewarding and satisfying experiences. But do you really need more of it? Could you be satisfied if your income never increased again? Really think, and cut through the social comparisons I’m sure you’re making. Look at your life. You have a few spare minutes to read this article. You are reading this on an electronic device. You are lucky to be alive, not being fired at in an active war zone or begging on the streets.
Available from: https://www.habitatforhumanity.org.uk/blog/2018/09/relative-absolute-poverty/
All the good things around you, this smartphone, the meal you last ate, the bed you slept in, the holiday you went on. Money bought all of it. Your money. The money you previously thought you needed to have. But did you truly enjoy these experiences? How often do you think “I’m so lucky and glad to have this phone” instead of “Ahh dammit the battery dies too quickly”? Were you truly enjoying the opportunity to escape from everyday life and relax in happiness instead of complaining about the cleanliness of the hotel? Your lunch was cooked by a chef. Whether Michelin starred or the local fast food worker, someone put hard work and effort into it. Did you truly appreciate it for what it was? Every mouthful, a gift from the farm to your soul?
These are the goods, experiences and opportunities that more money unlocks. Yet you don’t even enjoy what you have right now. Instead, you choose to delay your happiness until a time when you have more money. You’ve set your eyes on the hope and promise that money represents, instead of what it is already giving you. You think you’ll be content when you have more money, yet this is the exact thought which will keep you forever chasing. Forever unhappy.
Getting money is like the pigeon seeing the light turn on. The reward is the opportunities and experiences wealth unlocks. Stop pecking at the light and start enjoying the grain. The flashing light will never feed you. Enjoy and savor every bite of the grain. You may not get fed often, but when you do, you’ll feel full. Because until you truly live and fully enjoy what you have right now, you have absolutely no right to want more money.
#Binance #dyor

Before investing in every market we have many options to find who to invest in, technical analysis is one of them.
What is technical analysis :
It is based on the fact that the market movement is not aleatory, that action in the past reflect in the future.
In order to use this tool we have indicators :
RSI
MACD
Moving average
And much more ! I will detail them in another blog post.
Why you should use technical analysis in your investing strategy ?
Technical analysis allow you to find interesting price to enter or to exit the market, it can also allow you to predict a potential changing trend and can be a good way to made profitable short-term trade. For exemple one of the most challenging question in this bear market is did we find a bottom ? Well, no one can be sure at 100% but a little bit of graphic analysis might help us :
In this exemple with the pair BTC/USD we can see that an indicator the RSI ( one of my favorite ) mark a divergence in a Weekly Time frame ( the bigger the Time frame the more powerful the movement is ). Anyone who know a little about RSI will tell you that it is a very good indicator of a changing trend. And we did see, that after BTC rose nearly 100% from it’s bottom (15 550 $ — 30 600 ) . Even tho it can be inaccurate it’s still a great tool to to locate us in a market especially a new stock or crypto we want to invest in.
Conclusion :
Technical analysis is full of indicator that can help us in our decision to trade it can also help newcomers to have rational decisions instead of succumbing to the fear of missing out ( FOMO )
Disclamer : This is not financial advice, make sure to do your own research before investing your money.
Feel free to ask questions and suggestions for the next article ! Have a nice day.
And as always thank you for reading !
#Binance #dyor

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In our interconnected world, the glaring disparity between rich and poor nations raises important questions. Why do some countries thrive with abundant wealth and opportunities, while others struggle with poverty and underdevelopment? The answer to this complex issue lies in a combination of historical, political, social, and economic factors that have shaped the trajectories of different nations. In this article, we will delve into some key reasons why certain countries are rich while others remain poor.
1. Historical Factors:
History plays a significant role in determining the economic fortunes of nations. Many rich countries benefited from colonialism, which granted them access to vast resources and markets. The exploitation of colonies and the transfer of wealth to colonizing powers left a lasting impact on the economic development of these nations. In contrast, countries that were subjected to colonization often faced resource depletion, socio-cultural disruption, and limited opportunities for growth.
2. Political Stability and Governance:
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Political stability and effective governance are critical factors in determining a nation's economic prosperity. Countries with stable political systems, transparent institutions, and low levels of corruption tend to attract investments, foster business growth, and ensure the efficient allocation of resources. In contrast, poor governance, political instability, and widespread corruption can deter foreign investments, hinder economic growth, and perpetuate poverty.
3. Access to Education and Human Capital:
Investments in education and human capital development are vital for long-term economic growth. Rich countries typically prioritize education, ensuring widespread access to quality schooling, vocational training, and higher education. Well-educated populations contribute to innovation, technological advancements, and a skilled workforce that drives economic productivity. In contrast, poor countries often face challenges in providing universal access to education, resulting in a lack of skilled labor and limited opportunities for economic growth.
4. Infrastructure and Technological Advancements:
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The presence of robust infrastructure and access to advanced technologies are crucial elements for economic development. Developed countries have invested significantly in modern transportation systems, communication networks, energy infrastructure, and technological innovations. These factors facilitate trade, attract investments, improve productivity, and enhance overall competitiveness. Poorer nations, on the other hand, often struggle with inadequate infrastructure, limited technological advancements, and a lack of connectivity, impeding their economic progress.
5. Natural Resources and Economic Diversification:
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The availability and effective management of natural resources can significantly impact a country's economic potential. Rich countries may possess abundant reserves of minerals, oil, gas, or agricultural land, providing a strong foundation for wealth creation. However, over-reliance on a single resource can lead to economic vulnerability, price volatility, and limited diversification. Poorer nations that lack significant natural resources face additional challenges in generating economic growth and may need to focus on alternative sectors such as manufacturing, services, or technology to drive development.
6. International Trade and Global Market Access:
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Participation in international trade and access to global markets can foster economic growth and prosperity. Rich countries often have well-established trade networks, preferential trade agreements, and greater market access. They benefit from the export of value-added goods and services, attracting foreign investment and stimulating domestic industries. Poor countries, especially those facing trade barriers, lack of infrastructure, or limited product diversification, often struggle to compete in global markets and face challenges in driving economic growth.
The economic disparities between rich and poor countries are the result of a complex interplay of historical, political, social, and economic factors. While some nations have been able to capitalize on advantageous circumstances and build robust economies, others face significant challenges in breaking free from cycles of poverty and underdevelopment. Addressing these disparities requires a multi-faceted approach, encompassing equitable governance, investments in education and infrastructure, sustainable resource management, and improved access to global markets. By understanding the factors that contribute to economic inequality, we can work towards creating a more inclusive and prosperous world for all.
Thank you for your interest
#Binance #BTC

INTRODUCTION
Credit card is one of the various payment methods to buy crypto other than fiat deposit or e-wallets.
Credit cards are also the fastest way to buy crypto.
WHAT ARE STABLECOINS
Stablecoins are a class of cryptocurrencies that attempt to offer price stability relative to unpegged cryptocurrencies like Bitcoin. Stablecoin market value is pegged to the value of a “stable” reserve asset like the US dollar or gold. For example, Binance USD (BUSD), USD Coin (USDC) and Tether (USDT), are all backed on a 1:1 basis with the US Dollar. One BUSD or USDC or USDT is the same as one US dollar.
TYPES OF STABLECOINS
1.Commodity-backed Stablecoins:
The second entry in answers to ‘what are the different types of stablecoins?’ brings the limelight on commodity-backed stablecoins. As the name clearly implies, commodity-backed stablecoins have the backing of different types of interchangeable assets such as precious metals. The most common commodity used as collateral for commodity-backed stablecoins is gold.
In addition, you could also find many other stablecoins with the backing of assets such as real estate, oil, and precious metals other than gold. The owners of commodity-collateralized stablecoins basically exercise ownership over a tangible asset with real value. This is a formidable advantage over the majority of cryptocurrencies.
The commodities generally offer possibilities for appreciating in value over the course of time. As a result, such types of stablecoin tend to offer better incentives for people holding and using commodity-backed stablecoins. Furthermore, commodity-collateralized stablecoins also enable the possibility for anyone in the world to invest in precious metals such as gold.
Traditionally, such commodities were restricted only to the financially privileged class. However, commodity-backed stablecoins create new opportunities in investment for the average person, irrespective of geography.
2.Fiat-collateralized Stablecoins:
Fiat-collateralized stablecoins are the foremost variant of stablecoins you would come across. They have the backing of a fiat currency such as Euro, GBP, or the US Dollar. Fiat-collateralized stablecoins are the simplest stablecoin types with a 1:1 ration backing. The 1:1 ration implies that one stablecoin would be equal to one unit of currency such as a dollar or one Euro.
Therefore, every fiat-backed stablecoin has real fiat currency in a bank account for backing it up. Users can redeem their coins as the entity managing the stablecoin takes the corresponding amount of fiat currency from their reserve and sends it to the user’s bank account. At the same time, the equivalent amount of stablecoins are taken out of circulation or destroyed.
Fiat-backed stablecoins are one of the simplest stablecoin categories due to their structural advantage. Simplicity offers the most valuable advantage for beginners to understand cryptocurrencies in a better way. Therefore, fiat-backed stablecoins could have a huge role in encouraging the large-scale adoption of stablecoins. The stability of the country’s economy ensures limited fluctuation in the value of stablecoin.
3.Algorithmic Stablecoins:
The final addition among stablecoin categories would take us to non-collateralized or algorithmic stablecoins. Non-collateralized or algorithmic stablecoins do not have any assets or collateral for backing them. So, how are algorithmic stablecoins classified as stablecoins when they don’t have any collateral for backing them up?
The non-collateralized or algorithmic stablecoins follow an algorithm for controlling the stablecoin supply. Such a type of approach is also known as seignorage shares. With the rise in demand, new stablecoins will be created to reduce the price to the normal level. In event of considerably low coin trading, coins on the market are purchased up for reducing circulating supply.
Basically, algorithmic stablecoins could offer stability according to the tenets of market supply and demand. In addition, it is also important to note that algorithmic stablecoins feature the highest level of decentralization and independence. On the other hand, such algorithmic types of blockchain depend on continual growth for ensuring success. You should know that there is no collateral involved with algorithmic stablecoins for liquidity, and everyone can lose their money in case of a crash.
4.Crypto-backed Stablecoins:
Well, this may seem a bit out of place when you think of cryptocurrencies backing up stablecoins. What about the volatility of cryptocurrencies? How can you expect stability in stablecoins which are backed by cryptocurrencies? As a matter of fact, crypto-collateralized stablecoins offer better decentralization in comparison to fiat-collateralized stablecoins. In addition, stablecoins are generally over-collateralized for absorbing price fluctuations as collateral. Let us try to understand the crypto-backed types of stablecoin with an example.
Assume that you have to deposit almost $1000 worth of Ether for obtaining $500 worth of stablecoins. Therefore, you can see that stablecoins are 200% collateralized, thereby implying the possibility of enduring a price drop of 25%. After the price drop, you would still have the $500 worth of stablecoins, albeit with the backing of $750 worth of Ether. If the price of cryptocurrency collateral drops considerably, then stablecoins will be automatically subject to liquidation.
The most crucial trait you can identify in this entry among stablecoin categories is decentralization. Crypto-backed stablecoins could help processes become more trustless with improved security and better transparency. Without any single entity in control of your funds, you have the benefit of decentralization.
Furthermore, certain crypto-backed stablecoins also have the backing of multiple cryptocurrencies for ensuring efficient risk distribution. Additionally, crypto-backed stablecoins also have the advantage of improved liquidity. However, crypto-collateralized stablecoins are one of the most complex stablecoin types in use right now.
ADVANTAGES OF STABLECOINS
Stablecoins are versatile and powerful tools for investors, traders, and cryptocurrency users. Their main strengths include the fact that:
1. Stablecoins can be used for day-to-day payments:
Shops, businesses, and individuals value stability. Due to high volatility, cryptocurrencies haven’t achieved widespread use for payment processing. Large stablecoins have a track record of maintaining their peg, making them suitable for daily use.
2. Stablecoins have the benefits of being blockchain-based:
You can send a stablecoin to anyone globally who has a compatible crypto wallet (which can be created for free in seconds). Double-spending and false transactions are also almost impossible to do. These qualities, and more, make stablecoins incredibly versatile.
3. Stablecoins can be used by traders and investors to hedge their portfolios:
Allocating a certain percentage of a portfolio to stabilized coins is an effective way to reduce overall risk. Your portfolio as a whole will be more resistant to market price swings, and you will also have funds on hand in case a good opportunity shows up. You can also sell crypto for stablecoins during a market downturn and repurchase them at a lower price (i.e., shorting). Stablecoins allow you to enter and exit positions conveniently, without the need to take money off-chain.
TOP 3 MOST POPULAR STABLECOINS
1.Tether (USDT), at price of $1.00 and $ 73.20B market cap
2.USD Coin (USDC), at price of $1.00 and $ 53.19B market cap
3.Binance USD (BUSD), at price of $1.00 and $ 6.95B market cap
4.Dai (DAI), at price of $1.00 and $ 6.57B market cap
* These prices are a reflection of 24 May 2022’s prices.
* This list is ranked according to market cap and does not constitute a recommendation or endorsement by Binance to buy or sell any currency.
HOW TO BUY STABLECOINS WITH CREDIT CARD ON BINANCE?
Step 1
Log in to your Binance account and click [Buy Crypto] — [Credit/Debit Card].
Step 2:
Here you can choose to buy crypto with different fiat currencies. Enter the fiat amount you want to spend and the system will automatically display the amount of crypto you can get.
Step 3:
Click [Add new card].
Step 4:
Enter your credit card details. Please note that you can only pay with credit cards in your name.
Step 5:
Enter your billing address and click [Add Card].
Step 6:
Check the payment details and confirm your order within 1 minute. After 1 minute, the price and the amount of crypto you will get will be recalculated. You can click [Refresh] to see the latest market price. The fee rate is 2% per transaction.
Step 7:
You will be redirected to your bank’s OTP transaction page. Follow the on-screen instructions to verify the payment.
Frequently Asked Questions:
1. If I use a bank card to purchase crypto, what are the supported payment methods?
Binance supports Visa card or Mastercard payments.
Visa is accepted for cardholders in European Economic Area (EEA) countries, Ukraine, and the UK.
Mastercard payments are available in the following countries and regions: Colombia, Czech Republic, France, Germany, Indonesia, Italy, Latvia, Luxembourg, Mexico, Norway, Poland, Slovakia, Slovenia, Spain, Switzerland, Turkey, UK, Ukraine, etc.
2. It said that my card’s issuing country is not supported. What card-issuing countries does Binance currently support?
Visa is accepted for cardholders in the European Economic Area (EEA) countries, Ukraine, and the UK. Mastercard payments are available in the following countries and regions: Colombia, Czech Republic, France, Germany, Indonesia, Italy, Latvia, Luxembourg, Mexico, Norway, Poland, Slovakia, Slovenia, Spain, Switzerland, Turkey, UK, Ukraine, etc.
3. How many bank cards can I link to my account?
You can link up to 5 bank cards.
4. Why do I see this error message: “Transaction declined by issuing bank. Please contact your bank or try a different bank card.”?
This means that your bank card does not support this type of transaction. Please contact the bank or try with a different bank card.
5. Will the transaction be canceled if I cannot complete the purchase within the time limit?
Yes, if you do not complete the order within the time limit, it becomes invalid and you need to submit a new transaction.
6. If my purchase fails, can I get back the paid amount?
If payment has been deducted for failed transactions, your payment amount will be returned to your card.
7. After the order is completed, where can I see the crypto I purchased?
You can go to [Wallet] — [Overview] to check whether the cryptocurrency has arrived.
8. When placing an order, I’m notified that I’ve already reached my daily limit. How can I increase the limit?
You can go to the [Personal Verification] to upgrade the account authentication level to upgrade to your account limit.
9. Where can I view my purchase history?
You can click [Orders] — [Buy Crypto History] to view your order history.
CONCLUSION
It’s difficult to find an investor or trader nowadays who hasn’t held a stablecoin at some point. Stablecoins are often held in crypto exchanges so that traders can quickly capitalize on new market opportunities. As we’ve discussed, they are also very useful to enter and exit positions without having to cash out into fiat. Apart from trading and investing, stablecoins can be used for making payments, worldwide transfers, or earning passive income with staking in the DeFi ecosystem.
Even though they are an integral part of crypto and enabled the creation of a new financial system, you shouldn’t underestimate the risks. We’ve seen stablecoin projects with failing pegs, missing reserves, and lawsuit problems. So while stablecoins are incredibly versatile tools, don’t forget they are still a cryptocurrency and hold similar risks. You can mitigate risks by diversifying your portfolio, but make sure to do your own research before investing or trading and don’t invest more than you can afford to lose.

Introduction
Bitcoin was created to serve as a peer-to-peer electronic cash system, a function that is rarely utilized. Instead, most Bitcoin users have taken to speculation and wealth preservation over the coin’s intended usage: payments.
One of the reasons Bitcoin has not caught on as a payment method is a steep price of processing a transaction, making it uneconomical to use. Several other major cryptocurrencies suffer from the same challenge, including Ethereum, which started as a worthy alternative to Bitcoin but has recently fallen victim to the steep network fees.
The Leading cryptocurrency exchange has not given up on the promise to bring crypto to the mainstream allowing users to make purchases and send and receive digital assets cheaply. In February 2021, It launched the Pay feature, a “contactless, borderless and secure user-to-user cryptocurrency payment feature.”
Using Binance Pay, the exchange’s users can send and receive crypto payments or gifts at no cost. Users can pay merchants as simply as using a credit card, only cheaper.
Before using the Binance Pay feature, you need to sign up for a binance account today, verify your identity, and then activate the Pay feature allowing you to send and receive crypto payments. This guide will show you how to activate Binance Pay for your account, how and when to use it, the benefits of using the feature, and highlight a few merchants already supported on the service.
NOW WHAT IS BINANCE PAY
Binance Pay is a new service from the leading cryptocurrency exchange enabling its users to send and receive crypto payments amongst one another without paying any transaction fees. Merchants and individuals can use Binance Pay, and the service is available to Binance users exclusively.
Unregistered Binance users can receive crypto payments through Binance Pay, but they can only redeem them once they create an account, verify it and activate the Pay feature. More than fifty digital assets are currently supported, giving Binance users a broad selection of assets to use when paying or receiving payment.
Think of Binance Pay as a Paypal alternative for the cryptocurrency industry. With PayPal, users can send, receive conventional money across borders and shop in their favorite stores. Binance Pay offers a similar proposition allowing its users to spend their crypto on supported merchants such as Travala or simply send and receive crypto from friends and family.
How to Set Up a Binance Pay Account
Activating the Binance Pay feature is a simple process that takes less than three steps if you already have a Binance account. Otherwise, you need to register for a Binance account and verify your identity before proceeding.
Step 1 — Access the Funding Wallet page.
Access your Binance account on the web, desktop, or mobile app and navigate to the [Funding Wallet] page.
On the mobile application, tap the [Profile] icon at the top left side of the screen and select [Pay].
On the Binance Desktop application, navigate to the ‘Funding Wallet’ page by clicking on the [Wallet] icon on the top right to reveal a dropdown menu. Select [Funding] from the list.
Step 2 — Access the Binance Pay feature.
From the Funding Wallet page (on the desktop and web interfaces), click on [Pay] or [Receive] tabs to open the Binance Pay feature.
On mobile, after tapping on the [Pay] button from the first step, the application will load a welcome page, as shown below. Tap the [Open Binance Pay] button.
Step 3 — Create a username and Pay PIN.
The last step involves creating a unique username and easy-to-remember six-digit Personal Identification Number (PIN). Treat this PIN the same way you do your ATM PIN since you will use it to authorize spending on your account.
If you already have an active Binance username used within the Binance ecosystem, such as on the P2P platform, it will automatically be filled in here, and you cannot change it.
Important: Usernames cannot be changed once a user has set them up; therefore, take the time to choose your preferred alias.
Accept the service terms by clicking (or tapping) on the checkbox mark provided and then click (tap) the big orange [Activate] button. You have now activated the Binance Pay feature for your account.
How to Use Binance Pay
Now that you have activated your Binance Pay feature, it’s time to start receiving and sending payments from and to friends and family as well as paying merchants listed on the Binance pay marketplace Starting with receiving payments.
How to Receive Cryptocurrency with Binance Pay
Follow the steps below to receive payments from another Binance Pay user.
Step 1 — Access Binance Pay
Log into your Binance account and navigate to the [Funding Wallet] page. Click on the [Receive] button.
If you are using the mobile application, tap on the [User Center] icon on the top left of the screen, select the [Pay] option and then tap the [Receive] button.
Step 2 — Share Payment details.
In this step, you can share the QR code provided by saving it to your local disk on your mobile or desktop computer and sending it to your counterparty. You can save the QR code by clicking the [Save QR] button below the code.
Next to the [Save QR] code link is another link for selecting a cryptocurrency of choice to receive. You can change the asset you want to receive by clicking on it to open the currency selection box.
Tap (click) the currency field to open a dropdown list of all the supported cryptocurrencies on the Binance Pay feature. So far, at least fifty different assets are available to send and receive as payment or gifts.
Below the Currency field, you can specify the exact number of assets to request from your payer, and you have the option to include a personalized note. Click the [Confirm] button to close the Currency selection box.
If you made any changes in the currency selection box, the QR code would change to reflect the new changes, and you will have to redownload the new code to share it with your payer.
You can use your email address, the phone number associated with your Binance account, or your Pay ID instead of using the QR code to avoid restricting your counterparty. This way, the sender can choose the asset they are comfortable sending and the amount they wish to send.
How to Send Cryptocurrency with Binance Pay
Sending cryptocurrencies on Binance Pay is just as simple as receiving them. Here’s how to do it:
Step 1 — Navigate to the ‘Funding Wallet’ Page
On the web or desktop application, click the [Wallet] icon and select [Funding Wallet] from the dropdown list. Once on the Funding Wallet page, click the [Pay] button.
On the mobile application, tap on the [User Center] icon, select the [Pay] option, and then tap on the [Send] button as shown below.
Alternatively, you can open the Binance app and tap on the scan icon on the top of the Binance home screen, or tap the three dots (…) next to the scan button to reveal a couple of Pay options. Select the [Send] option.
Another quick alternative to accessing the Pay feature is tapping and holding the Binance app icon on your phone’s home screen. This action reveals a few quick options, including launching the Binance Pay scan tool.
Tap it to open the Pay App scanner.
Step 2 — Fill in the recipient’s details.
Ask the recipient to provide their Pay ID, email, or phone number associated with their Binance account. These details will be used in this step. Click on the appropriate option as shown below, depending on which information you have about the receiver’s account.
If you use the QR code method, you do not need to manually provide the recipient’s details as these are included in the code. Additionally, suppose you are using the desktop or web version. In that case, you may not be able to use the scan tool and, instead, have to use the manual method to specify the recipient’s details, amount, and cryptocurrency to send.
Step 3 — Fill in the currency and amount to send.
In this step, you need to specify which currency you wish to send and the amount of that currency plus include an optional note to your receiver.
If the cryptocurrency you wish to send is not preselected, you can change it by clicking on the [Coin] field to open the currency selection box.
It’s worth noting that only currencies that you already hold in your Spot or Funding wallets will appear here. Sending any other asset will require that you first go back and convert the available balance into a cryptocurrency of your choice, then come back and select it in this stage.
Selecting an available asset in this step will close out the Currency selection screen and allow you to continue to the confirmation stage.
Step 4 — Confirm the transaction.
In the last stage, you have the option to change from which wallet you want the funds to be deducted. You can select either Spot or Funding wallet.
Click on the [Change] button within the Payment Method field to change the default payment wallet.
After specifying which wallet you want to use to make the payment, check that all the other details are correct, including the recipient’s email address, Pay ID, or phone number (whichever option you used).
Click [Confirm] to send the funds.
Benefits of Using Binance Pay
There are several benefits to using Binance Pay over other market competitors. Some of these include:
Convenience — Binance Pay is part of the broader Binance ecosystem that includes trading services, staking, investment, mining, buying and selling cryptocurrencies, spending through Binance Card, and several other verticals. Having Pay as part of this ecosystem makes it easier to spend your cryptocurrency instead of converting it to fiat first using third-party services. Additionally, it’s fast given that the user avoids the conversion step to spend the crypto they already have within their Binance accounts.
Cost — it is free to send and receive payments on the Binance Pay feature because all users are on the Binance platform. Technically, the funds are in the same wallet, but Binance only has to update ledger records to reflect the sender and receiver’s new balances. It’s hard to compete with a free option considering that the alternative is to withdraw funds to your local bank or other third-party services that support crypto payments. This way, you will incur transaction costs and network fees depending on how you withdraw your funds.
Diverse marketplace — there are tens of merchants or stores already available on the Binance Pay marketplace, including Travala, Coinsbee, Cryptorefills, CS.Deals, Cybertino, L’exception, and Shopping.io. More merchants are joining the service, which means that users will have access to a more diverse marketplace in the future.
A broad selection of assets — Binance Pay provides support for more than fifty cryptocurrencies, a number that is constantly growing as Binance offers support for more assets.
Final thoughts
Binance Pay is an excellent addition to the Binance ecosystem enabling users to make and receive payments at zero costs. The service is fast, convenient, easy to use, and accessible on the web, desktop, and mobile devices.