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$XRP Crypto enthusiast Diana shared a tweet highlighting a projection attributed to Ripple CEO Brad Garlinghouse.
In the tweet, Garlinghouse is said to have outlined that XRP could capture 14 percent of SWIFT’s annual flows within the next five years. SWIFT, according to the tweet, facilitates around $1.5 quadrillion in transactions annually, and 14 percent of that figure would amount to approximately $210 trillion.
The tweet reveals the magnitude of the number by placing it against the United States’ gross domestic product, which stands at $27 trillion. The post says the outcome would mark a fundamental change in global money movement.

✨Liquidity demands and valuation scenarios
The tweet explained that if even a fraction of these projected flows were directed into XRP liquidity pools, the resulting demand would transform the way price discovery occurs for the asset. Rather than being driven by speculative retail cycles, the post suggested that institutional flows could produce valuations far beyond previous peaks.
Diana’s tweet introduced various scenarios to illustrate this. A conservative approach, assuming only 1 percent of global flows, was paired with a calculation that suggested a value of around $96 per XRP.
Another more aggressive scenario, using an assumed effective float of 5.6 billion XRP, produced an estimate of $943 per token. The tweet presented these figures as outcomes of arithmetic rather than speculative hype, pointing to the scale of the capital involved.
✨Market infrastructure and adoption drivers
Diana’s post also pointed to areas beyond SWIFT where XRP’s potential utility is being considered. The tweet mentioned the Depository Trust & Clearing Corporation, which handles settlements valued at approximately $3 quadrillion, global banking deposits across the United States and Japan worth $37.5 trillion, and annual payments processed by Visa, Mastercard, and American Express totalling $26 trillion.
The tweet further noted that tokenization is a growing sector expected to represent trillions in value over the coming decade. By highlighting these institutions and markets, the tweet suggested that XRP is positioned as a settlement layer extending into multiple financial systems, beyond traditional cross-border payments.
✨Timelines and institutional context
According to the tweet, Garlinghouse’s statement that XRP could achieve this level of integration within five years should not be viewed as an offhand remark. Instead, the post suggested it reflects Ripple’s outlook on accelerating adoption timelines.
It linked this to trends such as the tokenization of real-world assets, the growth of stablecoins, the creation of exchange-traded funds, and the development of central bank digital currencies. In this framing, XRP was described not simply as a payments solution but as infrastructure for broader institutional settlement.
The tweet concluded with an emphasis on what these figures could mean for XRP holders. Even marginal market penetration was presented as potentially significant, with examples showing that a 0.1% share of global flows could imply a valuation of around $9.6 per token
A 1 percent share would translate to approximately $96, while the projected 14 percent capture of SWIFT flows would imply a scenario in the hundreds of dollars per token.
Diana noted that the issue is not one of speculative hype but rather of whether regulatory frameworks, banking systems, and financial networks align quickly enough to enable such levels of adoption.
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climbing sharply and excitement spreading fast. But before jumping into the hype of “$250 incoming,” it’s important to zoom out and look at the bigger picture.
Right now, the market signals suggest cooling off is more likely than a straight sprint to new highs.

⚠️ Overheated Momentum
The chart clearly shows $SOL L is trading in overbought conditions. When momentum runs too hot, corrections usually follow — it’s just how markets breathe. That doesn’t mean $SOL is weak, only that chasing at this level carries more risk than reward.

📊 Technical Checkpoints
Resistance Zone: $228 – $230 → active sellers already blocking further upside.
Psychological Barrier: $250 → still in sight, but a hard wall to break without pullback.
Immediate Support: $215 – $218 → first level to watch if buyers step aside.
Major Support: $205 – $208 → deeper correction area where strong demand may return.

🟢 Spot Traders
For long-term holders, there’s no panic here. Waiting for dips can offer stronger entries — patience often pays more than chasing.
🔴 Futures Traders
This is where risk spikes. Entering heavy longs now could trap you if the correction unfolds. Avoid emotional trades driven by FOMO and always manage leverage wisely.

💡 The Smarter Strategy
Don’t chase green candles.
Wait for the market to reset and confirm support.
Remember: one missed move isn’t the end — crypto always gives fresh opportunities.

📝 Closing Thoughts
Solana has the strength to reach $250 and beyond, but not in a straight line. Staying disciplined, respecting resistance levels, and waiting for a healthy pullback is the best approach right now. In trading, survival is success — the gains always

come to those who wait.