Continue holding the short position 📉 #BANANAS31 This is like scratching a lottery ticket 💸 Everyone should not play with heavy positions or high leverage!
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S&P gives USDT the second to last rating! Is Tether really in trouble?
S&P's latest rating is concrete: Tether has been downgraded from 'Restricted' (Level 4) to 'Weak' (Level 5) — the second to last tier in S&P's 6-level system, just one step away from the lowest level!
The core reasons are straightforward: first, the collateral risk is high + insufficient transparency, with 5.6% of USDT reserves in BTC, as well as risk assets like gold and corporate bonds; second, the excess collateral cushion is too thin, with a collateral ratio of 103.9% at the end of September (only 3.9% excess), while the proportion of BTC has already exceeded this value.
Key data exposes the critical issues: at the end of September, the price of BTC was $112,700, now it has dropped to $91,000 (a decline of 19.25%), causing the BTC proportion to fall to 4.5%, and the USDT excess collateral ratio has also dropped to 2.8%. S&P is concerned that if BTC falls further, it may trigger insolvency risk.
But don't panic! S&P did not say Tether will collapse — it holds over $130 billion in U.S. Treasury bonds, making up 75% of its collateral, which is a stabilizing anchor. Moreover, Tether is a cash cow; as long as it doesn’t make reckless moves, it should be fine in the short term.
PS: In S&P's 6-level rating, USDT is now ranked 5th, with risk signals fully activated; stablecoins are not absolutely stable!
🎁Salute to Satoshi! You quietly opened the door to the crypto world, writing freedom with lines of code. After ten years, Bitcoin has grown into a form you never anticipated, yet your original intention remains the brightest North Star in this industry. #meme板块关注热点 #币安人生 $BNB $PEPE
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In the first year of entering the circle, I learned trading; in the second year, I learned risk control; in the third year, I learned emotional management; in the fourth year, I learned how to avoid liquidation. In the fifth year, I suddenly realized: Oh, it turns out I am suitable to be a 'chive'.
🔥 Hot Spots Analysis and Opportunities "BNB DeFi Carnival" is a real benefit, starting from November 27 and lasting until January 11, 2026. You can share the equivalent of $1 million in rewards by staking your assets in the designated activity pools of Solv, Bouncebit, or Venus through the Staking feature of Binance Wallet. For users with existing holdings, this is a great opportunity to earn extra returns.
BNB is at a critical position. It is fiercely contested at the psychological and technical threshold of $900. If it can effectively break through and stabilize, the next key resistance level is at $1120. Conversely, if it falls below and continues to trade under $900, it may deeply correct to the $700-$800 range. It is essential to closely monitor changes in trading volume.
RWA (Real World Assets) is a track that has recently attracted much attention. Platforms like Lista DAO and Ondo Finance are accelerating the introduction of traditional world assets, such as bonds (e.g., U.S. Treasury bonds), into the blockchain. This brings new asset types and yield opportunities to the DeFi market. Additionally, the "NBNB Program" launched by Nano Labs on the BNB chain also aims to establish a compliant RWA ecosystem, planning to tokenize assets such as stocks, bonds, and even real estate.
Regarding "on-chain stocks," the current information is still incomplete. There are reports that Binance Wallet is developing related features on the BNB Chain. If true, this will further blur the boundaries between traditional finance and the crypto world, which is worth keeping an eye on.
💡 Bedtime Suggestions Focus on the combination of technical aspects and ecological development: To judge the future of BNB, it is essential not only to look at the gains and losses around $900 but also to pay attention to the overall development of its ecosystem, such as Total Value Locked (TVL) in DeFi and the number of active addresses on-chain for support.
Participate in activities with clear rewards: Activities like the "BNB DeFi Carnival" with specific prize pools and rules have relatively controllable risks and can serve as a good supplement for returns.
Maintain rationality towards emerging narratives: New narratives such as RWA and "on-chain stocks" have large imaginative spaces, but usually require a longer time to realize and face regulatory uncertainties. It is advisable to stay attentive but invest cautiously.
I hope this bedtime reading helps you grasp the key points. The crypto market is highly volatile, please pay attention to risk management. Good night, sweet dreams! ✨ #bnb #RWA #RWA板块涨势强劲
In the Web3 circle, 'domestic projects' seem to carry a layer of inexplicable bias — how many quality local projects are just emerging, only to be labeled as 'short-term hype' and 'hard to land'. ARTX, when it first launched, was no exception: 'Oh? Another domestic project?' 'I estimate it won't last three days of hype, no need to waste time' 'It's probably just storytelling, definitely won't amount to anything.' But bias ultimately can't stand against hard power. This least favored domestic project is firmly pushing back all doubts into the market with solid progress: amidst the negative voices across the internet, Ultiland directly released a hardcore bomb — the cultural relic-level asset $EMQL (Qianlong vase) has completed formal transfer and custody, truly realizing 'real assets on-chain, on-chain rights confirmation and delivery.' It's worth noting that this is something that most 'PPT projects' in the industry dare not promise, while Ultiland never relies on hot air, but lets actions speak: initiating a foundation independently to strengthen the ecological foundation, building a complete ecological closed loop from scratch, refusing to rely on third parties, opening exclusive content channels to build differentiated advantages, promoting cultural relic-level heavy assets on-chain, making RWA more than just a concept, offering a super fund of 10 million ARTX (approximately 50 million USD) to solidly promote the landing of the cultural asset RWA system. While others are still looking for endorsements and waiting for capital recognition, Ultiland's attitude is simple and firm: 'We do not need external endorsements; our own strength is the best proof of credit; capital can take a step back, but the ecology must run first.' The most ironic thing is that those who initially mocked and ridiculed have quietly changed their attitudes — they have begun to delve into the project logic and regret missing the early stage, because the continuous positive trend of ARTX, the dense landing actions, and the real traceable assets have completely broken the stereotype that 'domestic projects are not viable': whether or not big things can be accomplished has never been judged by passports! This wave from Ultiland not only vindicated domestic projects but also directly charged to the forefront of the cultural RWA track: ARTX is not the best at marketing, but it is undoubtedly the most resilient and down-to-earth domestic project in the Web3 circle — regardless of whether the outside world is optimistic or not, it has already walked out of a solid road, even more stable and beautiful than many 'international big projects'. #Ultiland $ARTX $EMQL #RWA @ULTILAND
In the Web3 circle, 'domestic projects' seem to carry a layer of inexplicable bias — how many quality local projects are just emerging, only to be labeled as 'short-term hype' and 'hard to land'. ARTX, when it first launched, was no exception: 'Oh? Another domestic project?' 'I estimate it won't last three days of hype, no need to waste time' 'It's probably just storytelling, definitely won't amount to anything.' But bias ultimately can't stand against hard power. This least favored domestic project is firmly pushing back all doubts into the market with solid progress: amidst the negative voices across the internet, Ultiland directly released a hardcore bomb — the cultural relic-level asset $EMQL (Qianlong vase) has completed formal transfer and custody, truly realizing 'real assets on-chain, on-chain rights confirmation and delivery.' It's worth noting that this is something that most 'PPT projects' in the industry dare not promise, while Ultiland never relies on hot air, but lets actions speak: initiating a foundation independently to strengthen the ecological foundation, building a complete ecological closed loop from scratch, refusing to rely on third parties, opening exclusive content channels to build differentiated advantages, promoting cultural relic-level heavy assets on-chain, making RWA more than just a concept, offering a super fund of 10 million ARTX (approximately 50 million USD) to solidly promote the landing of the cultural asset RWA system. While others are still looking for endorsements and waiting for capital recognition, Ultiland's attitude is simple and firm: 'We do not need external endorsements; our own strength is the best proof of credit; capital can take a step back, but the ecology must run first.' The most ironic thing is that those who initially mocked and ridiculed have quietly changed their attitudes — they have begun to delve into the project logic and regret missing the early stage, because the continuous positive trend of ARTX, the dense landing actions, and the real traceable assets have completely broken the stereotype that 'domestic projects are not viable': whether or not big things can be accomplished has never been judged by passports! This wave from Ultiland not only vindicated domestic projects but also directly charged to the forefront of the cultural RWA track: ARTX is not the best at marketing, but it is undoubtedly the most resilient and down-to-earth domestic project in the Web3 circle — regardless of whether the outside world is optimistic or not, it has already walked out of a solid road, even more stable and beautiful than many 'international big projects'. #Ultiland $ARTX $EMQL #RWA @ULTILAND