In October this year, HIC officially led the migration of the RWA project Joinn to Polkadot.
This fintech team, which originally developed quietly in Latin America, is now seen by more people.
Why did HIC choose it?
A team far from the global financial centers, why is it considered to have the potential to become a representative of the new generation of RWA platforms?
The answer lies in the background of Joinn's birth— Latin America has long faced high inflation, capital controls, and financial exclusion, with even the most basic channels for government bond investment being extremely scarce.
In that land, "investment" is not wealth management, but an unattainable luxury.
What Joinn wants to change is this structural gap.
Their logic is simple yet radical: Allow anyone in the world to invest in the most stable real assets as easily as American users do, and to consume these assets at any time.
Thus, a product without complex terminology but highly disruptive was born.
Their vision is also very simple— Make "investing in world-class assets" as easy as downloading an app. #RWA
Pala Labs recently released a video of their interview with Gavin during the JAM Tour!
In this long interview, Gavin reflected on his journey from playing with second-hand Lego as a child, writing games, designing board games, to his experiences with Ethereum, Polkadot, and JAM. He repeatedly emphasized that whether in board games or the crypto economy, the real key is not how beautifully the rules are written, but what behaviors these rules will elicit in the real world.
He also talked about his long-standing aversion to the 'authority-submission' structure, hoping to transform social relationships into 'collaboration between equal individuals' through Web3 and JAM, rather than following a single point leader. In the age of AI, he even stated directly: AI makes the world 'more reliant on trust and further from truth', and Web3 must serve as a counterforce to 'bring the truth back'.
Finally, he gave a piece of advice to young developers participating in JAM: if you believe in a free society and autonomous personality, get involved early and deeply—creating a protocol might just be your entry point into the entire industry.
The complete Chinese version will be released by PolkaWorld next week, stay tuned! 🥰 #Gavin #JAM
Polkadot Weekly|Polkadot 2025 Q3 Treasury Report Released! The DOT hard pressure mechanism code is nearing completion!
Polkadot Gavin Wood giving a special JAM presentation at UTN in Argentina! Polkadot Blockchain Academy (PBA) collaborated with the renowned engineering school UTN in Argentina to hold a special event, inviting Polkadot founder Gavin Wood to share the technical details and design concepts of the JAM protocol. Event highlights include: UTN is Argentina's top engineering university and an important source of developer talent in the country. Gavin also shared the philosophical background and technical framework of JAM, creating a lively atmosphere on site.
Partner Guardians of the Ball is also exploring the application of JAM in soccer fan interaction scenarios.
🧐 Polkadot Hub is addressing a long-standing real issue: functional fragmentation and development silos!
In the past, when developing applications on @Polkadot Network , we often encountered:
- Contracts on one chain - Governance and staking on another chain - Assets on yet another system chain - Simple logic requiring cross-chain communication - Development complexity being forced to scale up.
The goal of Polkadot Hub is very straightforward: to bring these core functions back to the same place.
And supported by a brand new execution engine, Revive, which enables interoperability between two virtual machines and allows direct access to runtime functionalities.
Here are three examples of new capabilities that Hub + Revive can unlock:
1️⃣ Smart contracts can "directly read governance"
No more cross-chain queries, no more asynchronous waits.
Contracts can synchronously read governance states and automatically trigger logic based on proposal changes—what previously required cross-chain XCM can now be done within a single chain.
2️⃣ Complex DeFi logic can truly run on-chain
PVM's computational power is sufficient to handle:
Risk assessment Position updates Dynamic interest rate models Large-scale loops and simulations
What used to be placed off-chain and difficult to verify can now be on-chain, verifiable, and trustless.
3️⃣ Zero-knowledge applications can be implemented in smart contracts
PVM supports re-computations, allowing zk's core algorithms to be executed directly through contracts.
This is almost impossible on traditional EVMs.
💥 In summary:
Polkadot Hub is not adding a "new place", but for the first time, it combines the capabilities that were previously scattered across different chains into a "complete platform".
Developers can:
Build with familiar Solidity/Rust Utilize PVM's high computational capabilities No longer worry about cross-chain complexity Directly access core capabilities such as governance, assets, and staking
A more user-friendly, powerful, and complete Polkadot is taking shape.
Learn more in the latest article from PolkaWorld 《三个案例展示 Revive 和 Polkadot Hub 能实现什么!》#Polkadot
Kian and Oliver are closely collaborating with Dom, and the code submission for the new issuance mechanism is in the final stages, adding some extra layers of security to the code, which is expected to be launched soon!
It will be executed on-chain in March next year! #dot
Three cases showcase what Revive and Polkadot Hub can achieve!
This article is a整理 by PolkaWorld of the speech given by Parity at the Sub0 conference. Over the past few years, Polkadot has developed into a powerful and flexible modular system. However, it also has a significant issue: many core functionalities are scattered across different chains. For example: The smart contract engine is only on certain parachains; Governance, staking, native tokens, and other systems are on other parachains or system chains. This decentralization has brought a lot of complexity. Even a very simple application process may require interactions across multiple chains and depend on asynchronous communication to complete.
👀💥Hyperbridge only needs to process about 10 million messages each year to achieve break-even!!
According to data from @tokenterminal: the global cross-chain transaction volume exceeds 1 billion transactions annually. Therefore, Hyperbridge only needs to capture about 1% of the market share to reach the break-even point, after which it will enter a phase of continuous profitability.
Currently, Hyperbridge's on-chain treasury holds about 40% of the total supply of Bridge Tokens, which is enough to support the protocol's continuous operation for about 40 years, allowing Hyperbridge time to achieve sustainable profitability!
Polkadot's "Second Era" is not an upgrade, but a reconstruction!
From technical possibilities to real-world usable power.
For a decade, Polkadot has been doing a difficult but necessary thing: building the most robust and extensible underlying structure for Web3.
This period has felt more like laying a foundation.
And when the foundation is finally solid, what we welcome is not a phase, but a whole new path:
Polkadot Hub: making the ecosystem less fragmented, providing clear entry points, so builders can see at a glance what they can do.
PVM smart contracts: making speed, scalability, and security no longer a trade-off, but the default configuration.
A development experience without the need to "fight" with tools: truly achieving a developer environment that is "human-centered—not protocol-centered."
Turning reliability into a deliverable product: no longer a promise in a technical white paper, but a reality that builders can reach out to and use immediately.
This is not hype, not packaging, not a new slogan.
It's about finally putting Polkadot on the track it was meant to be on—becoming the toolbox for builders. The so-called Second Era is not just renaming old content, but a fundamental shift: Polkadot is no longer built for chains.
From now on, Polkadot is built for people, built for creators.
When infrastructure transforms from "concept" to "product," when complexity is folded, friction is eliminated, and capabilities are unlocked, a new era of builders truly begins.
This time I didn't provide the full translation of the @Polkadot Network Q3 Treasury report, but there are a few important observations I want to share:
1️⃣ The current balance of Polkadot's treasury assets is $114 million, of which $80 million can be spent at any time. This liquidity is healthier than that of most L1s.
2️⃣ 60% of expenditures are made in stablecoins, and the impact of DOT fluctuations on ecosystem operations is rapidly decreasing.
3️⃣ The treasury is indeed becoming more conservative, shifting its spending focus from ineffective marketing expansion to stable operations of infrastructure! The largest investment this season is in R&D ($7.6 million), while marketing has significantly cooled down.
4️⃣ 36% of expenditures are completed by departments (Bounties/Collectives), reaching a historical high. It seems that Polkadot governance is moving from "universal voting" to "professional division of labor"! But is this a good sign?
Or are more "garbage" proposals heading towards more opaque and easier-to-fund expenditure departments? 🤔
5️⃣ $8.5 million has been directly injected into DeFi liquidity, and the treasury is becoming a major liquidity provider for Polkadot DeFi.
6️⃣ The strategic budget (Designated Assets) amounts to $25.7 million, with 6.3M DOT reserved for long-term strategic areas, including: Marketing, DeFi tooling, Gaming, BD verticals, Infrastructure builders. Although some bounties are facing closure due to poor performance, I believe this can serve as a reference for future entry into a "departmental/budgetary" system, helping to improve governance efficiency in the future!
7️⃣ Developer education remains a strategic focus: PBA + global hackathons with over $1.4 million invested.
8⃣ Although DOT price drives asset volatility, the treasury's cash reserves are steadily increasing, and the operational structure is robust!
If you want to view the full report: Polkadot Treasury Q3 2025 forum.polkadot.network/t/2025-q3-polk #Polkadot
An MVP every two weeks: Parity is building a 'daily usable' Web3 for Polkadot!
With Gavin's return and the shift of Parity's core goal from building protocols to developing products, Parity's product department has received increasing attention. In this episode of Space Monkeys, we invited Parity's Director of Product Engineering, Karim Jedda. Like Gavin Wood, Karim is also someone who fully translates 'curiosity' into productivity. He can torture devices by putting them in a black box to verify whether a phone is 'eavesdropping'; He can design Polkadot physical 'tokens' with NFC over the weekend; 能让三个 AI 在链上彼此争论投票;
DeFi Builders Program Phase One Announcement: Five Teams Officially Selected!
Velocity Labs officially announces the first batch of selected teams for the DeFi Builders Program (Cohort 1), with five teams standing out, who will build a new generation of innovative financial applications on the Polkadot Hub. The original intention of the DeFi Builders Program is simple — to provide a support system that enables truly high-potential teams to successfully launch and develop long-term on the Polkadot Hub. It's not just about providing funding for excellent teams to succeed. What's more critical is allowing them to directly receive guidance from core technical members, clear product landing and growth strategies, support from liquidity partners, and an ecosystem network that is always willing to lend a helping hand.
In Polkadot, DAO is not just a concept, but a driving force!
The DAO that Polkadot aims to build is not just a digital identity that holds tokens; it is a community ecosystem that truly participates, contributes, and connects.
Joining this ecosystem means you are not a passive 'holder,' but someone who needs to become a promoter of network development.
So, what are the qualities that DAO members need to possess to realize a true DAO?
1. Governance Participants — Use DOT to voice your opinion The core of DAO is consensus. Every DOT holder can influence the future of the network—whether it's treasury spending or technical upgrades. Your vote is your commitment to the development of the ecosystem.
2. Discussion Promoters — Bring ideas to the forum and accept challenges Proposals and ideas in Polkadot need the collision of the community to be realized. Join discussions, provide feedback, and spark new ideas—this is the source of energy for the DAO.
3. Social Connectors — Interact with ecosystem builders in real time Connect with builders and contributors on platforms like X and Telegram, share insights, and participate in discussions. The ecosystem is not an island; your voice and actions can make the community more vibrant and warmer.
4. Ecosystem Immersers — Show up both online and offline True value comes from real connections between people. Participate in global events, communicate with other builders and friends, discover opportunities, and expand your influence.
5. Information Sensitives — Stay insightful and form opinions Stay updated on ecosystem dynamics, track news updates, and form independent judgments. An insightful DAO member can play a role in key decisions.
Becoming a member of Polkadot DAO is not just about 'owning DOT,' but about actively participating, continuously contributing, and deeply connecting.
You need to vote, discuss, interact, attend, and stay insightful—each of these is a necessary threshold to the DAO and represents how you become a true part of the community.
The DAO of the Polkadot ecosystem is not just a decentralized structure; it is a living network of actors.
Joining it means you are willing to be the one who drives the network, the community, and the future. #DAO
🥳 Parity announces the latest progress made by its engineering team in building the @Polkadot Network second era infrastructure!
These latest developments from Parity may seem "unsexy", but each one is changing the future of Polkadot:
1⃣ Polkadot Hub is more stable Developers are no longer stuck by strange errors, applications will update faster in the future.
2⃣ PVM foundation is being poured This is the "execution engine" for Polkadot over the next decade, and the team is ensuring: no errors, no forks, predictable costs.
3⃣ JAM is steadily advancing No hype, only system-level engineering: how messages are transmitted, how nodes operate, how programs can be written more simply.
4⃣ Network reliability improved The testnet is more stable, monitoring is stronger. This is a prerequisite for millions of users.
5⃣ Toolchain upgrade Developers can start chains faster, local development is smoother, and it's less likely to hit pitfalls. Developer experience = application growth rate. #paritytech
👀 After the sharp decline in DOT issuance, how can @Polkadot Network continue to grow? The Web3 Foundation provides suggestions —— DAP!
In simple terms, it may become the 'financial hub' of Polkadot, unifying the management of issuance, rewards, treasury, stablecoins, and strategic reserves, shifting the network from 'relying on inflation subsidies' to 'operating on real income'.
Why is this important?
• DOT issuance will become less and less in the future • Validators/Nominators/Treasury all have real fiat costs • Polkadot must transition from the inflation era to the income-driven era
It gives Polkadot for the first time the 'macro fiscal control capability', potentially building a more controllable, stable, and sustainable economic system for the next decade.
After the sharp decline in DOT issuance, how can Polkadot continue to grow? The Web3 Foundation offers suggestions
As Polkadot is about to enter a new phase with gradually tightening issuance and expanding ecological demands, a potential proposal from the Web3 Foundation regarding the future economic model and staking system is gaining increasing attention in the community. Although it is not yet final and does not guarantee full adoption in the future, it represents a direction for the economic structure that closely aligns with real needs and looks toward the next decade: in an ecosystem with limited issuance, rising costs, and a gradually forming real income structure, Polkadot needs a more flexible, stable, and governable financial and incentive system.
💥Latest! The Social Recovery feature is about to launch @Polkadot Network , and this time it will finally offer a truly usable experience!
Polkadot is upgrading the long-overlooked Social Recovery pallet (currently only available on Kusama) and plans to deploy it across the entire network. The upgrade includes:
✨ A more concise and user-friendly experience ✨ Built-in minimum viable UI ✨ Support for front-end teams (like Subsquare) for voluntary integration ✨ Improved proxy accounts + recovery process
What can it do?
🔐 Choose a group of friends/colleagues you trust ⏳ Set a recovery delay (e.g., 30 days) 👥 Example: Out of 10 friends, 6 agreeing can recover the account 🔄 Different groups can set different delays
No more worries about losing your recovery phrases, and no need to rely on centralized recovery. With Polkadot's social recovery, it's all possible!
The user-friendly experience has gotten even better~😁 #Polkadot
Why Pudgy Party might be the first true 'successful paradigm' of Web3 gaming?
This mobile game achieved 900,000 downloads and an iOS rating of 4.9 within 6 weeks. More importantly - most players don't even know it's a blockchain game. This is the key.
👇 A line clarifying the 'invisible Web3' revolution of Pudgy Party:
1. The most important innovation of Web3: allowing players to be unaware of the existence of 'Web3'.
The core of Pudgy Party is not NFTs, not wallets, not on-chain economy.
The core is: Automatically created hosted wallets Zero Gas Blockchain does not interfere with the gaming experience at all. You will only see Web3 if you want to participate in Web3.
This is not a 'blockchain game'. This is 'a game that can be accepted by 99% of players', just happens to use blockchain.
🏆 Annual peak: $51M 📈 Recent high (October): $45.8M 📉 After market correction: dropped to $32.6M 🔄 Latest: Lending volume has started to rebound upwards
Despite the overall market correction, the lending demand on Hydration is still recovering the fastest and has the strongest resilience, continuing to hold the position of the top currency market in the Polkadot ecosystem.
Hydration is proving that:
✔ Market downturn ≠ Demand disappearance ✔ Liquidity and lending demand remain strong ✔ DeFi infrastructure is still growing healthily
The ranking of the most active public chains for global developers has been released! @Polkadot Network outperforms Ethereum and firmly holds the second position in the industry!👀
More importantly: Polkadot has far surpassed most public chains in code submissions throughout the year, maintaining a strong development density!
What does this mean?
• Polkadot's technological research and development is still in the first tier of the industry • With major releases such as Polkadot Hub, Polkadot Mobile, JAM, PVM, etc., the number of developers is continuously increasing • The ecosystem is transitioning from the 'infrastructure era → application explosion era' #Polkadot
👀 @Polkadot Network Launches "No KYC Required Real Person Verification": A Complete Analysis of Proof of Personhood!
Every time you enter a verification code, bind a phone number, or are asked to upload identification, you are actually answering the same question: Are you really a "person" or a robot? In Web2, platforms solve this problem with increasingly aggressive KYC and privacy demands.
However, in Web3, if we still have to choose between "sacrificing privacy" and "giving up fairness," this industry will never achieve true mass adoption.
"Proof of Personhood" attempts to break this deadlock.
It is not about knowing who you "are," but rather only concerns one thing: whether the account on the chain is backed by an independent real person.
Polkadot is launching Project Individuality, where Gavin Wood plans to make "tattoos" and "5 minutes of mini-games each week" the dividing line between humans and machines, building a cryptographic world where "one person is one person" for millions of users through a decentralized individual mechanism (DIMs) without compromising privacy.
Around this system, Polkadot is promoting a global on-chain incentive program worth $3 million (Referendum #1783): not looking at assets, not considering transaction records, but only rewarding independent individuals who complete the proof of personhood.
From the "most fair airdrop in history" to one person, one vote governance experiments, to truly free on-chain services, Proof of Personhood is seen as the missing key piece in the Web3 economy and governance model.
Of course, none of this is without controversy: AI forgery, sock puppet accounts, HOLLAR design, and the tension between privacy and usability make this experiment full of uncertainty.
But whether you are a developer, a voter, or just a concerned observer of Web3's direction, this article will help you see clearly — whether Polkadot's Project Individuality is yet another "idealistic gamble" or the first piece of infrastructure solving the "real person scarcity" problem in Web3. 点击查看更多 #Polkadot