Crypto Decoders

🇫🇷🚫 Binance is closing French customers’ accounts: less than two months left

The largest crypto exchange has announced that it will close Binance France accounts on December 31, 2026, due to the lack of a European MiCA license. Deposits have already been blocked.

💸 Starting November 29, a monthly fee will be charged for holding assets — 0.025% of the balance, but no less than 10 USDC. Even a small balance in your account could cost you dearly.

Forward this to a French friend 😁

#BNB #MiCA

🇪🇺 XRP Ledger gets a new euro stablecoin with access to Europe’s banking system

GateHub and Dinaro have launched the EURGH euro stablecoin, which complies with the European MiCA regulation. Dinaro is a licensed electronic money institution (EMI) and a principal Mastercard issuer.

💶 The stablecoin is pegged to the euro at a 1:1 ratio and is available on the XRPL and Xahau networks.

🏦 Thanks to SEPA integration, GateHub users can transfer euros directly from their crypto wallet to bank accounts in Europe.

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👨‍👧‍👧 The XRP Ledger is nearing the launch of its own lending protocol

The XLS-66 (Lending Protocol) amendment has received additional votes from XRPL validators. It is now supported by 21 of 35 validators, and 29 are needed for approval.

❗️ The amendment will make it possible to issue loans directly on the XRP Ledger, including without crypto collateral. Funds will be pooled in special vaults, while credit intermediaries will assess borrowers.

For XRPL, this is an important step from payments toward full-fledged financial services. However, the launch has not yet been approved: after reaching the required number of votes, support must be maintained for two weeks.

😄Down with payday loans! Soon we'll be borrowing on XRPL

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💰 Aave buys Avon: DeFi lending gets closer to banking

Aave Labs has acquired Avon’s team and technology, including its lending protocols and on-chain order book. The deal amount was not disclosed.

➖ The main goal is to introduce fixed-interest loans, so users know the cost of borrowing in advance instead of depending on constant rate fluctuations.

More than $33 billion in deposits are already held on the Aave platform. The project now hopes to attract even more institutional clients and everyday users.

#AAVE

🚫🇹🇭 Thailand to block Bitget from December 5

The local regulator has filed a police complaint against Bitget’s operator, BG Limited. The exchange is accused of providing cryptocurrency services without a license from 2022 to 2025.

⚠️ Starting December 5, authorities plan to block the Bitget website and app. Users have been advised to resolve any issues with their assets on the platform in advance.

Bitget is also planning to acquire the licensed Thai exchange GMO-Z.com Cryptonomics, but the deal is still awaiting regulatory approval. The company’s plans to enter the Thai market are now in question.

🫶 Ondo is preparing for Anthropic’s IPO: shares of the AI giant could appear on the blockchain

Ondo Finance plans to expand trading in tokenized assets of private companies through its Ondo Private Markets platform. Interest in these instruments is growing as Anthropic prepares to list on Nasdaq.

➖ The idea is to give investors the opportunity to trade tokens linked to the value of shares, without traditional stock exchange infrastructure.

However, the launch of tokenized Anthropic shares on the day of the IPO has not yet been officially confirmed. Moreover, these tokens do not necessarily grant shareholder rights.

#ONDO #Anthropic #RWA

🚨 Gnosis Pay hacked: customer data ends up in hackers’ hands

On November 3, attackers gained access to an outdated system used to service Gnosis Pay cryptocurrency cards, resulting in the leak of users’ personal data.

🔐 Customers’ funds were not affected, and the vulnerability has been fixed. The scale of the leak has not yet been disclosed; those affected were notified by email.

The Gnosis Pay team warns of the risk of phishing attacks: scammers may use the stolen data to impersonate service employees.

#GNO #hack

🇷🇺 The Bank of Russia has approved a list of cryptocurrencies for retail investors

The list includes just three assets: Bitcoin (BTC), Ethereum (ETH), and Tether (USDT). Starting November 17, they may be admitted to public trading on Russian exchanges.

💰 The limit for non-qualified investors is 300,000 rubles per year through a single intermediary. They will have to pass a test before purchasing. Qualified investors will have access to any cryptocurrencies with no limit on the amount.

#Россия #регулирование Source: Bank of Russia

💰🇨🇳 The People’s Bank of China announced an investigation into Solana’s advertising campaign in Shanghai

The project placed an ad on a skyscraper in the Lujiazui financial district, but the regulator deemed it illegal promotion of cryptocurrency

🚫 Authorities also halted Solana Accelerate China 2026 events planned in Shanghai and other cities.

China’s central bank said that promoting Solana violates current restrictions on cryptocurrency activities. Local companies and individuals involved in organizing the campaign will now be investigated.

#SOL

⚠️🇰🇷 South Korean crypto exchange Gopax urgently halts trading and withdrawals

The exchange received a letter threatening a hack and suspended crypto trading, deposits, and withdrawals as a security measure. Users’ assets are being transferred from hot wallets to cold wallets.

🔐 Gopax says no actual hack or theft of funds has been recorded. It is not yet known when operations will resume.

Other South Korean exchanges, including Upbit and Bithumb, have already warned users of possible restrictions on transfers to Gopax.

Source: Yonhap #взлом #exchanges

🇬🇷 Greece introduces taxes on crypto and DeFi

The Greek Parliament has approved new rules for taxing cryptocurrencies, which will take effect on January 1, 2027.

💰 10% — tax on profits from selling cryptocurrencies. Annual profits of up to €500 are tax-exempt.
🏦 15% — tax on income from staking, crypto lending, and providing liquidity in DeFi.

Investors will also be allowed to carry losses forward for the next five years, and a transitional period without penalties will be provided for voluntarily declaring past income.

🗣 The Trump family’s crypto project launches a WLFI buyback

World Liberty Financial announced a WLFI token buyback program. The purchases are expected to be funded in part by revenue from the USD1 stablecoin reserves.

📉 The news came after #WLFI fell by about 10% following the U.S. congressional elections. Since the start of the year, the token has lost more than 60% of its value.

The company hopes to strengthen the position of long-term holders, but the buyback amount and timing have not yet been disclosed.

🇰🇵 North Korea is behind 89% of losses from crypto hacks in 2026

Suspected attacks by North Korean hackers accounted for nearly 89% of reported losses from cryptocurrency thefts this year. By comparison, their share was just 15% in 2021.

🤖 Hackers are increasingly using artificial intelligence, forged documents, and fake job openings to infiltrate crypto companies.

South Korea estimates that more than 8,000 specialists may be involved in such activities.

The scale is striking: the average loss from a single attack linked to North Korea has risen from $50.6 million to $185.7 million.

🇺🇸 White House considers new SEC rules for cryptocurrencies

The U.S. Securities and Exchange Commission (SEC) has submitted a proposal to the Trump administration to change the rules governing brokers’ dealings with digital assets, Bloomberg reports.

➖ The changes will affect brokers’ capital requirements, custody of clients’ crypto assets, and financial reporting.

The main goal is to adapt traditional brokerage rules to cryptocurrencies. This could make it easier for regulated financial companies to work with digital assets.

#regulation

💰 TRON widened its lead over Ethereum in USDT volume to a record $25 billion

According to DefiLlama, around $92.7 billion in USDT is circulating on the TRON network, compared with approximately $68.1 billion on Ethereum. The difference has reached $24.6 billion.

📉 Meanwhile, the USDT supply on Ethereum has fallen by about 23% from its late-2025 peak, while TRON is holding near its all-time highs.

#TRON #TRONGlobalFriends #TGF

💰 Zcash is three times faster: NU7 upgrade launched

The major NU7 upgrade has been successfully activated on the Zcash mainnet, reducing the target block creation time from 75 to 25 seconds.

Confirmation of private transfers #ZEC should now take significantly less time. The upgrade also increases network throughput and reduces the load on wallets.

💰 One more change: 60% of fees are temporarily being taken out of circulation and will gradually be returned as rewards to miners starting in 2031.

🔴🇺🇸 $3 trillion evaporated in a day: Wall Street tumbles

The U.S. stock market suffered one of its most painful days in recent times. On November 5, the S&P 500 lost 4.4%, the Nasdaq plunged 5.5%, and the Dow Jones fell 3.4%.

💥 The technology sector was hit hardest. Nvidia shares fell more than 9%, while the semiconductor manufacturers index plunged 12%.

Investors were spooked by the prospect of restrictions on the AI industry after the congressional elections, as well as doubts about the returns on massive investments in data centers.

This is a worrying signal for the crypto market: when investors flee risky assets en masse, Bitcoin may also come under pressure.

#США #BTC #StockMarket

🇺🇸 One of cryptocurrency’s leading critics could head the U.S. Senate Banking Committee

Democratic Senator Elizabeth Warren is seen as a likely future chair of the Senate Banking Committee starting in January 2027, The Wall Street Journal reports.

Warren has long advocated stricter regulation of the crypto market. Possible priorities include scrutiny of crypto companies, investor protection, and investigations into potential conflicts of interest involving the Trump family’s crypto businesses.

#США #Криптовалюты #Regulation

🇪🇺👨‍👧‍👧 Ripple brought Europe’s financial elite together at a summit in Brussels

Ripple, together with the European Credit Research Institute, held a summit dedicated to the tokenization of financial assets.

Representatives of the European Commission, Euroclear, the Bank of England, the Bundesbank, the French Treasury, and Aviva Investors gathered around one table.

🏦 The main focus was moving from discussions about blockchain’s potential to its practical application in traditional finance.

Significantly, tokenization is now being discussed not only by crypto companies, but also by key players in Europe’s financial system.

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🗣 Is Trump dumping Bitcoin? $343 million sent to a crypto exchange

After the Democrats’ election victory and statements about possible investigations into the Trump family’s crypto business, Trump Media wallets transferred 4,259 BTC to Crypto.com.

It’s an interesting coincidence, but there’s a catch: the Bitcoin sale has not yet been confirmed. The company has previously transferred BTC to this platform to store its assets.

❗️ There’s another reason for concern: on November 30, Trump Media may have to repay up to $1 billion in debt. In that case, selling cryptocurrency is indeed possible.