The phrase refers to the inclusion of cryptocurrencies or other alternative assets in employer-sponsored retirement plans - specifically the U.S. defined-contribution plan commonly known as a 401(k). everycrsreport.com +2
Historically, such plans focused on traditional investments: stocks, bonds, mutual funds. But interest in digital assets has grown in recent years; for instance, in 2022, Fidelity Investments became the first major 401 (k) provider to allow investors (if their employer permits) to allocate some portion of their retirement assets into crypto - up to around 20%On August 7, 2025, the U.S. government
under Donald J. Trump issued an executive order aimed at expanding retirement-plan options to include alternative assets such as private equity, real estate - and importantly,
cryptocurrency. JD Supra +2
Following that, the U.S. Department of Labor (DOL) rescinded a 2022 guidance that had discouraged crypto in retirement accouSupporters of allowing crypto in 401(k)s highlight several potential benefits:
Diversification - Crypto often behaves differently from traditional markets, so a small crypto allocation could reduce correlation
risk.
High potential returns - Over the past decade, some cryptocurrencies have delivered outsized gains compared with stocks or bonds. This potential upside is what attracts many investors with long time horizons.
At Binance Blockchain Week 2025, a powerful chart was presented showing how different asset classes have performed over the last 4+ years. The comparison highlights the evolution of traditional versus digital assets and sheds light on why many investors continue to turn toward crypto.
Key Highlights from the Performance
Chart
Asset
Annualized Perform
MSTR (MicroStrategy)
1333%
Bitcoin
658%
378%
Magnificent 7 (Tech
stocks)
Gold
108%What the Data Suggests
Bitcoin continues to outperform traditional markets, delivering massive growth compared to gold, real estate, or the S&P 500.
MicroStrategy's strong return demonstrates the institutional bet on Bitcoin.
Even with global economic uncertainty, crypto has proven resilient.
Traditional safe-haven assets like gold and real estate show far lower returns.
Crypto Market Sentiment
The live chat during the stream was dominated by enthusiasm for:
BNB
BTC
Community expectations for new all-time
highs in 2025
Comments like
BTC
BNB
"BNB hitsComments like
1050", and "good" show strong bullish community sentiment.
As institutional adoption accelerates and blockchain events gain attention worldwide, crypto remains one of the fastest-growing sectors. While volatility is always present, long-term data clearly shows how digital assets have outperformed traditional investment
choices.
The key takeaway:
→ Long-term conviction in strong crypto assets has historically rewarded investors far more than traditional markets.Final Thought
With Binance leading global innovation and community participation growing rapidly, 2025 could become another pivotal year for the crypto industry. Education, research, and strategic investment remain essential.
Would you like me to:
Convert this into a shorter Binance Square post?
Add hashtags for better reach?
Create a graphic version of this article for social media?
“我正在币安广场收听语音直播“🎙️ARTX × Ultiland AMA Cultural Assets Enter Acceleration Mode”,和我一起在此处收听:” https://app.binance.com/uni-qr/cspa/33159536792346?r=P2ZJMR4L&l=zh-CN&uc=app_square_share_link&us=copylink
I’m dropping 1000 Gifts for my Square Family! 🎁❤️ Just hit Follow, drop a Comment, and BOOM — your Red Pocket is coming! Let’s light this up… Ready? Let’s GO! 🚀🔥
I’m dropping 1000 Gifts for my Square Family! 🎁❤️ Just hit Follow, drop a Comment, and BOOM — your Red Pocket is coming! Let’s light this up… Ready? Let’s GO! 🚀🔥
The YGG Play Launchpad is officially LIVE - explore and discover your favorite Web3 games directly from @YieldGuildGames. Complete quests, earn rewards, and get early access to exciting new game tokens on the Launchpad. Level up your gameplay and dive into the next era of GameFi!
In Indian Rupees (INR), that's roughly *250,000 - ¥261,000 per ETH (depending on
exchange / time). Moneycontrol +1
Over the last 24 hours, ETH has dropped moderately, reflecting ongoing volatility.
The Economic Times +2
What's Driving the Drop
The broader crypto market - including Bitcoin (BTC) - is under pressure, with heavy liquidations of leveraged positions hurting prices. mint +2
Macro factors like rising global interest rates and risk-off sentiment (especially in traditional financial markets) are pushing
investors away from riskier assets, includingInstitutional Moves & Market Structure
According to recent data, futures trading volume for ETH on the Chicago Mercantile Exchange (CME) has surpassed that of Bitcoin for the first time. That signals growing institutional interest in ETH derivatives.
FX Leaders
Meanwhile, major ETH holders appear to be selling - contributing to weakening sentiment and possibly increasing downward pressure.
FX Leaders +1
What to Watch Soon
A planned upgrade in the ETH ecosystem - Fusaka Upgrade - is widely anticipated. Some traders and analysts are watching whether this technical/event-driven news could spark
a rebound. CoinDesk +1
The broader macroeconomic backdrop (interest rates, liquid conditions, global risk sentiment) will rem major influence; any shift there could affect ETH and the entire#ryptolndia #CryptoMarketinar