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Analysts are pointing to a new altcoin under $1 that could be entering a rare high-growth window. While major cryptocurrencies move slowly due to their large market caps, smaller utility-driven projects can react much faster to new demand.

According to market watchers, this particular asset combines early-stage pricing with active development milestones, creating what they describe as a potential 700% upside scenario. As 2026 progresses, attention is shifting toward tokens that are still undervalued but already building real infrastructure.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is building a professional, non-custodial ecosystem for lending and borrowing. Its goal is simple: give users access to liquidity or passive yield without relying on traditional banks. The protocol follows a dual-market structure. 

One side provides instant liquidity through shared pools, where users can deposit assets and earn yield. The other side supports direct peer-to-peer agreements, allowing lenders and borrowers to set custom interest rates and timeframes based on their own terms.

Since launching its initial distribution phase in early 2025, the project has shown steady growth. Mutuum Finance has raised over $20.5 million and built a community of more than 19,000 individual holders worldwide. 

This level of support has enabled the team to focus on infrastructure and technical execution rather than short-term hype. As a result, the token has appreciated by 300% from its starting price, reflecting consistent progress and growing market confidence.

Roadmap Readiness and Safety

The project has recently crossed its most important technical milestone. An official statement on X confirmed that the V1 protocol is now live on the Sepolia testnet. This is a fully functional beta environment where users can interact with the core lending engine in a risk-free setting.

Within V1, participants can test liquidity pools that support assets such as ETH, USDT, WBTC, and LINK. When supplying these assets, users receive interest-bearing mtTokens, which reflect their share of the pool and increase in value as simulated borrower interest accrues. 

The testnet also demonstrates automated risk management tools, including clearly defined collateral parameters and the Automated Liquidator Bot. This system continuously monitors positions and triggers liquidations if collateral values fall below required thresholds, helping protect the protocol from bad debt.

Security is the foundation of the Mutuum ecosystem. The project has successfully completed a manual code audit with Halborn Security. This firm is one of the most respected names in blockchain safety. The audit ensures that the smart contracts are robust and free from vulnerabilities. To provide even more confidence, the project holds a high 90/100 trust score from CertiK. 

Official Whitepaper Expansion

The MUTM token is designed with a buy-and-distribute mechanism intended to align token demand with platform activity. According to the official project’s documentation, a portion of the fees generated from lending activity is planned to be allocated toward purchasing MUTM tokens from the open market. Those tokens would then be distributed to eligible community participants, such as stakers. 

A detailed breakdown of how this mechanism is structured, including allocation logic and long-term sustainability design, is outlined in the official whitepaper, as the model is still under phased development. Looking ahead, the roadmap also includes the development of a native over-collateralized stablecoin and planned integration with Layer-2 scaling solutions. 

Because of these strong mechanics, analysts have outlined a 700% price prediction potential window for the remainder of 2026. Experts believe the token could move toward a target of $0.35 to $0.45 as the mainnet goes live. This projection is based on the protocol capturing a slice of the multi-billion dollar DeFi lending market.

The Final Entry Window

Mutuum Finance is positioning itself as a leader in the next crypto generation. It is moving away from the roadmap phase and into a revenue-generating phase. This transition is usually where the largest price shifts occur in the crypto market. The protocol is currently in Phase 7 of its community distribution. The token is priced at $0.04, which represents a significant discount compared to the confirmed launch price of $0.06.

This is the last window for investors to secure MUTM at a 50% discount relative to the listing value. Participating now is crucial because the supply of early tokens is shrinking quickly. To keep the community engaged, the platform features a 24-hour leaderboard that rewards top daily contributors with a $500 bonus. 

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Analysts Outline a 700% Growth Window for This New Altcoin Under $1, Here’s Why appeared first on CoinoMedia.

Metaplanet posts ¥8.9B revenue in FY2025, up 738% year-over-year.

Bitcoin holdings surge to 35,102 BTC from 1,762 BTC.

Company reports ¥102.2B in unrealized valuation losses.

Explosive Revenue Growth Signals Strategic Shift

Japanese investment firm Metaplanet has reported a sharp rise in financial performance for fiscal year 2025. The company posted total revenue of ¥8.9 billion, marking a massive 738% increase compared to the previous year. This dramatic growth reflects a major transformation in its corporate strategy, particularly its strong focus on digital assets.

Over the past year, Metaplanet has repositioned itself as a Bitcoin-focused treasury company. Instead of relying solely on traditional business operations, the firm has aggressively accumulated Bitcoin as part of its long-term financial strategy. This shift appears to have contributed significantly to the surge in revenue and investor attention.

Massive Expansion in Bitcoin Reserves

A key highlight of the report is the sharp rise in Metaplanet Bitcoin Holdings. The company’s Bitcoin reserves jumped from just 1,762 BTC to 35,102 BTC within a year. This rapid accumulation signals strong confidence in Bitcoin as a strategic reserve asset.

By increasing its exposure to Bitcoin, Metaplanet joins a growing list of companies worldwide that are using the cryptocurrency as a treasury asset. The move reflects a broader trend among corporations seeking protection against currency risks and long-term inflation.

However, holding such a large amount of Bitcoin also brings volatility. The company disclosed approximately ¥102.2 billion in unrealized valuation losses due to fluctuations in Bitcoin’s market price. These losses are not realized, meaning they reflect temporary market conditions rather than actual sold positions.

LATEST: Metaplanet posts ¥8.9B FY2025 revenue (+738% YoY).

BTC holdings surge to 35,102 from 1,762, with ~¥102.2B in unrealized valuation losses. pic.twitter.com/xSbB7Byyg4

— Cointelegraph (@Cointelegraph) February 16, 2026

Balancing Risk and Long-Term Vision

Despite the reported unrealized losses, Metaplanet appears committed to its long-term Bitcoin strategy. Market swings are common in the crypto sector, and companies adopting this approach often focus on multi-year horizons rather than short-term price movements.

The impressive revenue growth suggests that the strategy is reshaping the company’s financial profile. While short-term valuation changes may impact reported figures, the scale of its Bitcoin accumulation demonstrates high conviction.

As Metaplanet Bitcoin Holdings continue to expand, investors will be watching closely to see how the company manages risk while navigating the fast-changing crypto market.

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The post Metaplanet Revenue Jumps 738% in FY2025 appeared first on CoinoMedia.

Over $130M in token unlocks this week.

TON leads with $53.27M release on February 21.

Traders brace for potential volatility.

Major Supply Events Ahead

Token unlocks this week are drawing close attention from traders after new data showed more than $130 million worth of crypto assets will enter circulation. According to DefiLlama, the largest scheduled release will come from Toncoin (TON), with $53.27 million set to unlock on February 21.

Token unlocks refer to previously restricted or vested tokens becoming available for trading. These events are common in crypto projects, especially those that allocated tokens to early investors, team members, or ecosystem funds with lock-up periods.

However, large unlocks can create short-term market pressure if recipients decide to sell their tokens once they become available.

Why TON Leads the Spotlight

Among the token unlocks this week, TON stands out due to the size of its release. A $53.27 million unlock represents a significant injection of supply, especially if market liquidity is thin.

Toncoin has gained attention over the past year due to growing ecosystem activity and its connection to Telegram’s blockchain ambitions. That makes its unlock event particularly important, as traders will be watching for any spike in trading volume or price swings around February 21.

Historically, token unlocks can lead to increased volatility. Some projects experience temporary price dips due to added supply, while others remain stable if demand absorbs the new tokens efficiently.

UPDATE: Over $130M worth of tokens will be unlocked this week, per DefiLlama.

The largest will be $53.27M unlocked by $TON on February 21. pic.twitter.com/jfjvY3IwM1

— Cointelegraph (@Cointelegraph) February 16, 2026

Market Impact and Trader Strategy

The broader $130 million in token unlocks this week could create ripple effects beyond individual projects. When multiple assets unlock simultaneously, liquidity can shift across the market as investors reposition their portfolios.

Short-term traders often monitor unlock calendars closely, using them to anticipate potential price movements. Long-term holders, on the other hand, may view these events as routine supply milestones rather than immediate risks.

Ultimately, token unlocks this week highlight the importance of understanding tokenomics. Supply schedules play a critical role in shaping price trends, especially in volatile market conditions.

As February progresses, all eyes will remain on TON’s February 21 release to see whether the market absorbs the new supply smoothly — or reacts with heightened volatility.

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The post $130M Token Unlocks This Week Shake Markets appeared first on CoinoMedia.

Kevin O’Leary awarded $2.8 million in court victory.

Lawsuit targeted crypto influencer Bitboy Crypto.

Case highlights rising legal risks in crypto media.

Court Sides With O’Leary

The Kevin O’Leary defamation case has concluded with a decisive victory for the well-known investor. O’Leary was awarded $2.8 million in damages after a court ruled in his favor against crypto influencer Bitboy Crypto.

O’Leary, widely recognized for his role on Shark Tank and his outspoken views on business and crypto markets, pursued legal action after allegedly defamatory statements were made about him online. The lawsuit argued that the claims damaged his reputation and business interests.

The ruling marks a significant legal moment in the digital asset industry, where social media influence often carries substantial power.

Tensions Between Influencers and Industry Leaders

The dispute between O’Leary and Bitboy Crypto reflects a broader trend within the cryptocurrency space. As digital assets have grown in popularity, influencers have gained massive audiences and strong market impact. However, with that influence comes legal responsibility.

Public accusations, especially when made without verified evidence, can carry serious consequences. The Kevin O’Leary defamation case demonstrates that traditional legal standards still apply, even in the fast-moving world of crypto Twitter and YouTube commentary.

For many observers, this ruling may serve as a warning sign. Influencers who comment on industry leaders or major projects could now face increased scrutiny over their statements.

LATEST: Kevin O'Leary won $2.8 million in defamation case against crypto influencer Bitboy Crypto. pic.twitter.com/D315HDxs4L

— Cointelegraph (@Cointelegraph) February 16, 2026

Impact on the Crypto Community

The $2.8 million award is more than just a financial victory. It reinforces the idea that reputation matters deeply in financial markets, including the crypto sector.

O’Leary has been an active voice in crypto discussions, often advocating for regulation and transparency. Legal outcomes like this may further encourage more structured communication within the industry.

Meanwhile, the broader crypto community is watching closely. As regulatory attention on digital assets increases, disputes between public figures may increasingly move from social media platforms into courtrooms.

The Kevin O’Leary defamation case underscores a key message: in the digital age, words can carry real-world consequences.

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The post Kevin O’Leary Wins $2.8M in Kevin O’Leary Defamation Case appeared first on CoinoMedia.

US labor data revision 2025 slashes over 1 million jobs.

Largest annual downward adjustment in two decades.

Markets react as economic outlook faces new uncertainty.

A Record-Breaking Revision

The US labor data revision 2025 has sent shockwaves through financial markets after officials confirmed that more than 1 million jobs were removed from previously reported figures. This marks the largest annual downward adjustment in more than twenty years, raising fresh concerns about the strength of the American economy.

Each year, employment numbers are revised to reflect more complete and accurate data. However, the scale of this correction stands out. Analysts had expected moderate changes, but few anticipated such a dramatic revision. The adjustment suggests that job growth was significantly weaker than initially believed.

For investors, labor statistics are a key indicator of economic health. Strong employment growth usually supports consumer spending and business expansion. A reduction of this size could reshape expectations about economic momentum heading into the rest of 2025.

What This Means for Markets

Financial markets reacted quickly to the news. Bond yields showed signs of volatility as traders reassessed interest rate expectations. When job growth slows, it often signals cooling economic activity. This can influence decisions by the Federal Reserve regarding monetary policy.

Stock markets also faced uncertainty. Companies that depend heavily on consumer demand may feel pressure if employment growth is weaker than thought. On the other hand, some investors believe softer labor conditions could encourage the central bank to pause or reduce interest rates sooner than expected.

Cryptocurrency markets, known for responding sharply to macroeconomic data, also watched the development closely. Digital assets often react to shifts in interest rate expectations and overall risk sentiment.

NOW: US labor data shows 2025 job figures slashed by over 1 million in historic downward revision, representing the biggest annual adjustment in two decades. pic.twitter.com/rk2b6Uo4vq

— Cointelegraph (@Cointelegraph) February 16, 2026

A Turning Point for 2025?

The US labor data revision 2025 could become a defining economic moment this year. A downward correction of over 1 million jobs forces policymakers, investors, and businesses to reconsider earlier assumptions.

While revisions are a normal part of economic reporting, the magnitude of this adjustment stands out. It raises questions about the resilience of the labor market and whether the broader economy is entering a slower phase.

In the coming months, updated employment reports will be closely monitored for signs of stabilization or further weakness. For now, this historic revision serves as a reminder that economic data can shift quickly — and markets must adapt just as fast.

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The post Historic Shock as US Labor Data Revision 2025 Cuts 1M Jobs appeared first on CoinoMedia.

Strategy says it can handle a Bitcoin price crash to $8K.

The firm claims it has enough assets to fully cover its debt.

The statement reinforces confidence in its Bitcoin-heavy balance sheet.

Strategy Confident in Extreme Downside Scenario

Michael Saylor’s company, Strategy, has made a bold claim about its financial resilience. The firm stated it could withstand a dramatic drop in Bitcoin’s price to $8,000 and still maintain enough assets to fully cover its outstanding debt.

The statement comes as volatility continues to define the crypto market. Bitcoin has experienced large swings in recent years, but Strategy appears confident that even a severe downturn would not threaten its balance sheet stability.

This reassurance is important because the company holds a substantial amount of Bitcoin as part of its treasury strategy. Many investors closely monitor Strategy’s financial position as a proxy for institutional confidence in Bitcoin.

A Bitcoin-Backed Corporate Strategy

Under the leadership of Michael Saylor, Strategy has accumulated billions of dollars worth of Bitcoin over several years. The firm pioneered the idea of converting corporate cash reserves into Bitcoin as a long-term store of value.

Critics have often questioned whether such heavy exposure could become risky during major market downturns. However, the company’s latest statement suggests that its debt structure and asset base are designed to withstand extreme price stress.

By claiming it can survive a drop to $8K, Strategy is effectively signaling that its leverage levels remain manageable. It also indicates that the firm has structured its debt in a way that reduces short-term liquidation risks.

JUST IN: Michael Saylor's 'Strategy' says it can "withstand a drawdown in Bitcoin's price to $8K and still have sufficient assets to fully cover its debt." pic.twitter.com/J2Bn5ju4m1

— Watcher.Guru (@WatcherGuru) February 15, 2026

What This Means for Bitcoin Investors

The mention of an $8,000 Bitcoin scenario represents a dramatic downside case compared to current market levels. While such a price would imply severe market turmoil, Strategy’s confidence may reassure some investors.

Corporate Bitcoin holdings have been a key narrative in crypto adoption. When a major public company expresses strong conviction in its ability to weather downturns, it can strengthen broader market sentiment.

Still, market participants understand that crypto remains volatile. Strategy’s statement does not eliminate risk, but it does highlight the company’s long-term commitment to Bitcoin and its belief in careful financial planning.

As Bitcoin continues to evolve as a global asset, Strategy’s approach remains one of the most closely watched examples of corporate crypto adoption.

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The post Strategy Says It Can Survive $8K Bitcoin appeared first on CoinoMedia.

SOL and XRP spot ETFs recorded positive inflows last week.

BTC and ETH spot ETFs saw significant net outflows.

Investors appear to be rotating capital into select altcoins.

Bitcoin and Ethereum See Capital Exit

The latest ETF data shows a noticeable shift in investor behavior across the crypto market. While major assets like Bitcoin and Ethereum have long dominated institutional portfolios, last week told a different story.

Spot Bitcoin ETFs recorded net outflows of $359.91 million, signaling reduced short-term appetite among investors. Ethereum spot ETFs also faced pressure, with $161.15 million leaving these products. This marks one of the more significant weekly pullbacks in recent months.

Such outflows can happen for several reasons, including profit-taking after rallies, macroeconomic uncertainty, or portfolio rebalancing by large institutions. When major assets like Bitcoin and Ethereum experience withdrawals simultaneously, it often reflects broader caution in the market.

SOL and XRP Spot ETFs Attract Fresh Money

In contrast, SOL and XRP spot ETFs moved in the opposite direction. Solana-based ETFs recorded $13.17 million in net inflows, while XRP ETFs added $7.65 million over the same period.

Although these figures are smaller compared to Bitcoin’s total market size, they signal growing interest in alternative crypto investment vehicles. The inflows suggest that some investors may be diversifying away from the two largest cryptocurrencies and exploring opportunities in other blockchain ecosystems.

The rise of SOL and XRP spot ETFs highlights increasing institutional confidence in these networks. Solana continues to gain traction due to its high-speed blockchain infrastructure, while XRP remains closely watched for its role in cross-border payments.

ETF FLOWS: SOL and XRP spot ETFs saw net inflows last week, while BTC and ETH spot ETFs saw net outflows.

BTC: – $359.91M
ETH: – $161.15M
SOL: $13.17M
XRP: $7.65M pic.twitter.com/orq13TpJ8Y

— Cointelegraph (@Cointelegraph) February 16, 2026

What This Means for the Crypto Market

The divergence between major and altcoin ETF flows could indicate a short-term rotation rather than a long-term trend. Investors often shift capital depending on market conditions, risk appetite, and upcoming regulatory developments.

If inflows into SOL and XRP spot ETFs continue, it may encourage issuers to expand altcoin-based ETF offerings. Meanwhile, sustained outflows from Bitcoin and Ethereum ETFs could put temporary pressure on prices.

For now, the data reflects a dynamic market where capital is not leaving crypto entirely—but instead moving within it.

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The post Crypto ETF Flows Shift as SOL and XRP Gain appeared first on CoinoMedia.

Opportunities under $1 are getting harder to find in 2026, especially with real upside potential. Most large-cap tokens already require billions in new capital to move meaningfully. That’s why attention is shifting toward early-stage projects with working products and clear growth plans.

One new crypto under $1 is now being highlighted for its long-term potential. With early traction, structured tokenomics, and expanding utility, analysts believe it could offer a rare 750% growth window for investors positioning ahead of wider market recognition.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is building a non-custodial lending ecosystem designed to function without banks or intermediaries. Instead of relying on centralized approval systems, the protocol uses smart contracts to manage deposits, loans, and risk automatically. Its architecture is structured around two complementary markets built to serve different user needs.

The first layer is a pooled liquidity model where users supply assets into shared vaults. Borrowers can access funds instantly, while suppliers earn yield generated from loan interest. When someone deposits assets like USDT into a pool, their capital begins generating APY through automated rate mechanics tied to utilization.

Alongside this sits a direct marketplace for customized lending. Here, participants can structure one-on-one agreements, setting their own interest rates, durations, and collateral terms. This model is particularly useful for assets that may not fit standardized pool parameters, giving the ecosystem flexibility without sacrificing structure.

This vision has already attracted over $20.5 million in funding. The community has grown to more than 19,000 individual holders, which is a crucial sign of health. A wide distribution like this means the project is not controlled by a few large wallets. The team has already activated the V1 protocol on the Sepolia testnet. This allows users to test the actual lending engine and see the automated risk tools in a live environment.

MUTM Growth and Early Positioning

The native token, MUTM, operates with a fixed total supply of 4 billion tokens. To ensure the community remains the main driver, 45.5% (1.82 billion tokens) have been allocated for early distribution. Currently, over 845 million tokens have been sold.

The token is now in Phase 7, priced at $0.04. Since the journey began in early 2025 at $0.01, the value has already seen a 300% surge. This structured growth means those who joined in Phase 1 are positioned for 500% growth by the time the token reaches its confirmed launch price of $0.06. Each phase has a set number of tokens. Once a stage sells out, the price moves up. The next crypto phase will increase the price by nearly 20% to $0.045. This jump is crucial because it rewards those who act early while the 50% discount is still at its highest..

Urgency and Market Positioning in 2026

There is a rising sense of urgency as the final stages of the rollout approach. To keep the community active, the platform has a 24-hour leaderboard. Every day, the top daily contributor receives a $500 bonus in MUTM tokens. 

The project has also made it easy for everyone to join by allowing direct card payments. This removes the technical barriers that often stop people from entering new crypto projects.

As we move toward the second quarter of 2026, Mutuum Finance is positioning itself as a top crypto opportunity in the Ethereum-based lending space. It is no longer just a “paper plan” but a working protocol with a massive community. 

With the V1 protocol active and top-tier audits complete, the last bit of uncertainty is disappearing. When tracking the new cheap crypto with upside potential, this is the final window to secure a position before the protocol moves to its full mainnet debut.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post The Only New Crypto Under $1 With 750% Long-Term Potential appeared first on CoinoMedia.

For years, investors relied on the same small group of large-cap altcoins to carry their portfolios through every cycle. However, a major shift is currently underway. History shows that as an asset class matures, the biggest gains often move away from the established giants and toward the “technical innovators.” 

We are currently seeing a pattern where capital is rotating out of expensive cryptocurrencies and into early-stage new cheap crypto protocols that are just beginning their utility cycle. This foreshadows a market where the top performers of 2026 will not be the coins everyone already knows, but the ones that are just now completing their core infrastructure.

Cardano (ADA)

As of mid-February 2026, Cardano (ADA) remains one of the most discussed assets, yet its price action tells a story of exhaustion. It is currently trading around $0.33, with a market capitalization of approximately $12 billion. 

While it still holds a massive community, the token has struggled to maintain momentum. Technical data shows a long-term sideways trend that has frustrated many holders who were expecting a breakout after the latest network upgrades.

The chart for ADA shows heavy resistance zones between $0.35 and $0.40. Every time the price attempts to climb, it is met with significant selling pressure from long-term holders looking to break even. Without a massive new catalyst to drive demand, analysts expect ADA to remain range-bound for much of 2026. 

Shiba Inu (SHIB)

Shiba Inu (SHIB) is also facing a difficult environment in 2026. Once the king of retail hype, it is now trading at approximately $0.0000069. Its market capitalization has settled around $4 billion, making it a mid-cap asset that requires a huge influx of capital to move the needle. Despite the development of its own Layer-2 network, Shibarium, the token has lost much of the viral energy that defined its early years.

Technically, SHIB is caught in a downward-sloping channel. Resistance levels near $0.0000078 have repeatedly rejected price rallies, confirming that the “hype phase” has cooled. While burn mechanisms are active, they have not been enough to offset the lack of new retail interest. Most analysts view SHIB as an asset that is now correlated closely with the broader market, meaning it is unlikely to outperform unless a global meme craze returns.

Mutuum Finance (MUTM)

As capital rotates out of older ecosystems, Mutuum Finance (MUTM) has emerged as a key target for growth-focused investors. It is a decentralized lending and borrowing protocol, designed to modernize liquidity by letting users earn yield or access liquidity without relying on a bank.

The platform is structured around two market models. The Peer-to-Contract (P2C) system uses shared liquidity pools where users can deposit assets to earn APY, while borrowers access funds instantly from those pools. The Peer-to-Peer (P2P) layer allows users to negotiate custom loan terms directly, offering more flexibility for specific assets or agreements. 

Together, these two systems aim to balance efficiency with user control. The project is currently in Phase 7 of its community distribution, with the MUTM token priced at a low $0.04. The growth of this protocol has been remarkably fast. Mutuum has already raised over $20.5 million and attracted a global community of more than 19,000 individual holders. This momentum is driven by its professional delivery schedule and its focus on capital efficiency. 

Since starting at an initial price of $0.01 in early 2025, MUTM has already seen a 300% increase in value. With a confirmed launch price of $0.06, the window for early participation is closing as the final stages of the distribution sell through.

Why Analysts Prefer MUTM Over ADA and SHIB

Analysts believe MUTM is positioned to outperform because it solves a real problem in the DeFi space while being at a much earlier stage of its growth cycle. Cardano is limited by its slow development pace and a saturated market cap. 

Shiba Inu is limited by its massive supply and its reliance on social media. In contrast, MUTM is a “revenue-generating” asset. The team is building a buy-and-distribute mechanism where platform fees are used to buy tokens back from the market and reward stakers.

To see the difference, consider a $950 investment across these assets today. For ADA to turn $950 into $9,500, it would need to reach a $120 billion market cap, which is far above its all-time high. For SHIB, a 10x return would require a similarly massive surge in retail buying. 

However, for MUTM to reach $0.40 (a 10x move from current prices), it would only need to capture a small fraction of the billions currently locked in DeFi lending. This cheap price profile is why experts are rotating their funds into the MUTM ecosystem.

V1 Protocol Launch 

Mutuum Finance is no longer just a concept. In a recent official statement on X (formerly Twitter), the team confirmed that the V1 protocol is now live on the Sepolia testnet. This is a functional version of the app where users can explore the core lending engine. 

They can supply assets to pools, receive interest-bearing mtTokens, and see the automated liquidator bot in action. Moving from a roadmap to a working product is the biggest signal that a project is ready for the next level.

Security has also been verified by the industry’s top firms. The project has completed a full manual audit with Halborn Security and holds a high 90/100 trust score from CertiK. With its security foundation and high growth potential, Mutuum Finance is checking every box for investors who want to move beyond the legacy altcoins of the past.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Best Crypto Opportunities for 2026 Bull Run appeared first on CoinoMedia.

The search for the next major crypto often leads investors toward projects that are still in their early stages. In a market where large-cap altcoins move slowly, cheap cryptocurrencies priced under $1 offer a different kind of opportunity. These assets allow for larger positions with smaller amounts of capital. 

However, the real value is not just in the low price. It is in the technology and the community backing the project. As we look toward 2027, one specific cheap crypto protocol is beginning to dominate the conversation among smart money circles. It is building a foundation while most of the market is just watching. The early signs show that this project is not just another trend; it is a professional financial engine designed to grow.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is a new crypto project building a non-custodial hub for lending and borrowing. Its goal is to remove traditional intermediaries by allowing users to earn yield on their holdings or access liquidity without selling their positions.

The protocol is designed around clear Loan-to-Value (LTV) limits and variable APY mechanics. For example, if a user deposits $10,000 worth of ETH and the maximum LTV is set at 70%, they could borrow up to $7,000 in stablecoins while keeping ownership of their ETH. 

On the lending side, suppliers may earn variable yields depending on pool utilization. If a USDT pool offers around 8%–12% APY based on demand, a $5,000 deposit could generate proportionate returns as borrowers pay interest into the system.

The project is currently in its early distribution phases, and the numbers are impressive. Mutuum Finance has raised over $20.5 million so far. It has a global community of more than 19,000 holders. This high level of funding and participation shows that the market trusts the project’s vision. Unlike many other new coins, Mutuum is focusing on building a real product first.

V1 Protocol Launch 

The biggest milestone for Mutuum Finance (MUTM) so far is the launch of its V1 protocol on the Sepolia testnet. This is a live beta version of the platform where users can test the lending system in a completely risk-free environment.

Within V1, users can interact with liquidity pools that include ETH, WBTC, USDT, and LINK. They can simulate supplying funds, mint mtTokens, and see how interest accrues as borrowing activity increases. The dashboard also shows how debt positions are tracked in real time, how health factors are calculated, and how the automated liquidation system reacts if collateral levels fall too low.

To support the token’s value, the project’s whitepaper highlights a buy-and-distribute model. A portion of the platform’s fees is used to buy MUTM tokens from the open market. These tokens are then given back to the users. This creates constant buying pressure and rewards long-term holders. Based on these value-driving features, a price prediction from several market experts points toward a target of $0.40 to $0.60 by late 2026.

Stablecoins and Layer-2 Scaling for 2027

The roadmap for Mutuum Finance looks even further ahead. The team plans to launch a native, over-collateralized stablecoin. This will give users a safe way to borrow value without worrying about price swings. They also plan to move to Layer-2 networks. This will make transactions much faster and cheaper, which is essential for a high-performance DeFi crypto.

These scaling plans are designed to make Mutuum a leader in the lending space by 2027. Analysts believe that if the protocol captures even a small slice of the global lending market, the growth could be massive. A second price prediction suggests that by 2027-2028, MUTM could reach a value of $1. This would represent a surge of over 1,000% from the current presale entry point.

The Urgency of Phase 7 and Whale Interest

Right now, Mutuum Finance is in Phase 7 of its presale. The token is priced at $0.04. Since it started at $0.01 in early 2025, it has already seen a 300% increase. The total supply is fixed at 4 billion tokens, with 45.5% (1.82 billion tokens) set aside for the presale. So far, over 845 million tokens have already been sold.

Phase 7 is quickly selling out. The urgency is rising because the confirmed launch price is $0.06. This means buying now at $0.04 gives you an immediate 50% discount. On-chain data also shows massive whale allocations. 

Single purchases exceeding $100,000 are becoming common. When the big players move in, it is usually a sign that the cheap window is about to close. For those looking for the best crypto under $1 with high potential, the time to act is now before the price jumps to the next tier.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Top Cheap Crypto Under $1 Investors Track for 700% Potential by 2027 appeared first on CoinoMedia.

The crypto market is moving in a new way and privacy coins feel the heat. The Monero price sits around $328 to $340 and stays stuck below every main moving average with no clear jump ahead. The Zcash price is near $236 after falling over 40% in just one month. Both coins are struggling to keep their spot while the wider market stays unsure.

But a new project is taking a different path. ZKP uses similar privacy tech to build a big world for AI and data. Its Stage 2 presale auction is closing very soon and the cost will rise after that. For anyone hunting for the best crypto to buy now, ZKP is a project to watch closely.

Monero Offers Strong Safety but Slow Speed

Monero is the first name in privacy coins. Every trade is hidden by default and you cannot turn it off. This makes it special and is why it has a loyal group of fans.

But the charts show a hard time right now. The Monero price is near $328 to $340 and stays below all its big moving averages. Experts think it will move sideways between a floor of $296 and a wall of $361. There is less than a 20% chance of a big jump. The outlook for next month is low with some views pointing toward $203.

The Monero price went up about 3% this week but that was just the whole market moving. More sites are stopping the coin in some areas which makes it hard for new fans to join. For those looking for the best crypto to buy now, Monero is steady but lacks a clear reason to fly higher.

Zcash Growth Hit by Team Shifts

Zcash had some good news not long ago. The SEC ended its check with no charges and Grayscale asked for a ZEC ETF. On paper this looks great. But the actual news is more complex.

The whole main team at Electric Coin Company quit in January 2026 which created a lot of doubt. The Zcash price fell over 40% in 30 days after this news. Right now the Zcash price is around $236 with a small 3.5% bounce helped by a 37% jump in trading. If ZEC stays above $230 and Bitcoin stays strong a move toward $250 or $260 is possible. A fall below $220 would show the bounce is over.

Big buyers are collecting coins and the tech plan looks good. But when the main makers leave the project the best crypto to buy now is likely not one with no clear lead.

ZKP Stage Two Finishes Quickly as Costs Go Up Soon

Zero Knowledge Proof (ZKP) is made on a safety-first idea, but it does more than that. It takes zero-knowledge proof technology and puts it to a larger task: making a shared world for AI and facts. ZKP uses that same safety level to make a data store where folks can trade and check facts with no middleman or loss of private info. For anyone looking for the best crypto to buy now, ZKP shines as it starts with safety and grows up a whole world.

ZKP runs a daily presale auction instead of an old-style sale. Each day, a set count of coins goes out fairly to all who join. No secret groups, no back-room deals, every move stays on the chain. This presale auction goes through seventeen steps over 450 days, and the lack of coins is part of the plan. Step one gave out 200 million ZKP daily. Step two is active now with 190 million daily, and there are only 4 days left in ending. Step three falls to 180 million, and so it goes, down to only 40 million daily at the very end. As fewer coins come out in each step, the same money gets you less. The cost of stalling goes up on its own, not through talk, but through simple math.

Once stage two ends, those rates are gone forever. For those looking for the best crypto to buy now, the plan is clear: less supply, more need, and a closing door. The math stops for no one.

The Real Choice: Old Moves vs New Speed

The Monero price faces bearish charts and shrinking exchange access. While it stays a top name for privacy, the momentum has slowed as it hits walls in the current market. The Zcash price could recover, but the recent team crisis and shifts in leadership cloud the timeline for many fans. Both have long-term potential, but they currently lack a clear reason to jump in the short term.

But ZKP isn’t waiting for the market to recover. It’s building while others are stalling real infrastructure, a privacy-powered data marketplace designed for the AI economy, not just another token for private payments. The presale auction is still live, Stage 2 is closing soon, and every day that passes means fewer tokens at a higher price. Buyers are already rushing in before the next stage begins. For anyone searching for the best crypto to buy now, the window is open, but it’s getting smaller by the day.

Find Out More About Zero Knowledge Proof (ZKP):

Website: https://zkp.com/

Buy: https://buy.zkp.com

Telegram: https://t.me/ZKPofficial

X: https://x.com/ZKPofficial

The post Massive ZKP Move: Grab the 190M Daily Allocation in the Next 4 Days While Monero and Zcash Prices Fall! appeared first on CoinoMedia.

The crypto market is testing patience right now. The Stellar lumens price has slid for five consecutive days, now trading around $0.155, while the Dogecoin price just broke through the support it held for nearly a year, sitting at $0.089. Both established coins are fighting bearish momentum as traders pile into short positions and open interest declines. 

But while some projects battle correction, others are building foundations. Zero Knowledge Proof (ZKP) is taking a different path entirely, running a presale auction for a privacy-first AI ecosystem just as Stage 2 nears its close. With supply decreasing at each stage and interest growing, some are asking if this could be the next crypto to explode while legacy coins search for a bottom. 

Stellar (XLM): Fighting to Hold Ground in a Bear Market

The stellar lumens price has been sliding for five straight days, and the charts aren’t painting a pretty picture right now. XLM is trading around $0.155, sitting below key moving averages that are acting as resistance. What’s worrying is that more traders are shorting XLM than going long, which shows bearish sentiment is dominating.

Open interest is also dropping, meaning fewer people are actively trading it. If the stellar lumens price can’t climb back above the $0.161 level soon, analysts are eyeing $0.136 as the next stop. Some traders still call it the next crypto to explode based on past cycles, but right now, XLM is clearly in correction mode and needs to prove it can bounce back.

Dogecoin (DOGE): Breaking Key Support with Conflicting Signals

The Dogecoin price just broke through a critical support level at $0.095 that it held since February 2024, and that’s got holders nervous. Currently sitting around $0.089, DOGE is down 4.50% with strong downward momentum shown by technical indicators. The next support level to watch sits at $0.0883, which could either provide a bounce or give way to further decline. If it can’t reclaim that lost support, some analysts warn of a potential drop ahead.

However, there’s a twist. Even though twice as many traders think DOGE will fall, a well-known crypto analyst believes the Dogecoin price might actually be hitting a bottom here. He compared it to the 2017 and 2021 dips that led to massive rallies. Trading volume jumped 11%, showing people are still watching closely. DOGE is at a make-or-break moment.

Zero Knowledge Proof: Shrinking Supply Meets Growing Interest

Stage 2 of the Zero Knowledge Proof (ZKP) presale auction is closing soon, and contributors are moving quickly to lock in current pricing before the supply shrinks permanently. Right now, the daily presale auction distributes 190 million ZKP tokens per day. Once Stage 3 starts, that drops to 180 million, and it keeps decreasing across 17 stages until reaching just 40 million per day in the final round. 

As supply decreases with each stage, more people are discovering what could be the next crypto to explode, creating a situation where fewer tokens meet growing demand. The window to acquire tokens at Stage 2 allocation is narrowing fast, and once it closes, those prices are gone for good.

The presale uses a 24-hour auction format where contributors deposit ETH, USDC, USDT, BNB, or any of 24 supported assets. Tokens are distributed proportionally based on contributions; no private rounds or preferential pricing. All transactions are recorded on-chain for transparency.

ZKP is building a decentralized AI ecosystem using zero-knowledge cryptography. The technology allows secure data exchange without exposing private information. The project aims to create a data marketplace where users can buy, sell, and verify data without intermediaries while maintaining privacy.

For anyone hunting the next crypto to explode, ZKP checks different boxes than typical projects. It’s not riding hype cycles or meme culture. It’s solving real problems in AI and data privacy with actual technology. The presale auction creates natural scarcity, and the privacy-first approach positions it for long-term relevance as AI becomes more integrated into daily life.

Final Thoughts: Timing Matters in a Shifting Market

The Stellar lumens price and Dogecoin price face immediate headwinds, both fighting to reclaim lost support levels while short positions dominate. For traders, these coins might offer bounce opportunities if support holds, but the technical outlook suggests more downside risk than upside potential.

Zero Knowledge Proof (ZKP) presents a different timeline entirely. Stage 2 is closing in days, and contributors are rushing to secure allocations before the daily token supply permanently drops from 190 million to 180 million in Stage 3. 

For those searching for the next crypto to explode, ZKP’s privacy-focused AI infrastructure addresses long-term demand. The window is narrowing fast; once Stage 2 ends, that pricing structure disappears forever. Contributors who wait will face a tighter supply and increased competition at every subsequent stage.

Find Out More About Zero Knowledge Proof (ZKP):

Website: https://zkp.com/ 

Presale: https://buy.zkp.com/

X: https://x.com/ZKPofficial 

Telegram: https://t.me/ZKPofficial

The post Last Days at 190M: XLM Falls, DOGE Breaks Support as ZKP Crypto Cuts 10M Tokens in the Next Stage appeared first on CoinoMedia.

Dogecoin (DOGE) has always been one of the most talked-about cryptocurrencies in the market. From meme-driven rallies to celebrity endorsements, it has delivered explosive gains in past cycles. But as 2026 unfolds, investors are asking a more serious question: is DOGE still a strong long-term investment, or has its biggest growth already happened?

With market conditions becoming more utility-focused, many analysts believe capital is beginning to rotate toward newer, lower-priced altcoins that offer clear use cases and early-stage upside. While Dogecoin still holds brand power and liquidity, experts are now highlighting a new cheap altcoin that combines real functionality with high-growth potential—making the 2026 decision far more strategic than emotional.

Dogecoin (DOGE)

As of February 13, 2026, Dogecoin (DOGE) is trading near $0.09. Despite its massive market capitalization of over $13.5 billion, the token has struggled to maintain its momentum. The “law of large numbers” is now the biggest obstacle for DOGE. For the token to see a 10x return from here, its market cap would need to hit over $130 billion—a feat that requires an astronomical amount of new capital.

Technically, Dogecoin is facing a series of roadblocks. It is currently trapped in a bearish channel, with heavy resistance sitting at the psychological $0.10 level. Market data shows that every time DOGE attempts to break this barrier, sellers step in, leading to a “slow bleed” toward support zones near $0.08. With stagnant network activity and institutional interest shifting toward utility-based protocols like Ethereum-scale solutions, the days of DOGE being the “easiest” way to find 1,000% gains appear to be in the rearview mirror.

Mutuum Finance (MUTM)

While DOGE battles its resistance, Mutuum Finance (MUTM) is building a professional, non-custodial hub for lending and borrowing. Unlike purely speculative tokens, MUTM is a functional engine designed to replace traditional banking services with decentralized smart contracts.

The protocol uses a Peer-to-Contract (P2C) model that is both efficient and rewarding. When you deposit assets like ETH or USDT into Mutuum, you receive mtTokens (interest-bearing receipts). For example, a user depositing 10,000 USDT at an 8% APY will receive 10,000 mtUSDT. These tokens automatically increase in value as borrowers pay interest back into the pool, allowing you to earn a passive return without manual management.

For more flexibility, Mutuum offers a Peer-to-Peer (P2P) marketplace. This allows for direct loan negotiations with custom interest rates and terms. To keep the system safe, all loans are protected by a Loan-to-Value (LTV) ratio. If you provide $1,000 in ETH as collateral with a 75% LTV, you can borrow $750. If the market value of your ETH drops too low, an Automated Liquidator Bot triggers a liquidation to ensure the lenders remain whole and the protocol stays solvent.

Presale Momentum and Growth Comparisons

The growth case for Mutuum Finance is backed by impressive numbers. The project has raised over $20.5 million and has attracted a global community of more than 19,000 holders. It is currently in Phase 7 of its presale, with the token priced at $0.04. Since its journey began in early 2025 at $0.01, the token has already seen a 300% appreciation.

Analysts suggest that an $800 allocation highlights a major contrast between these two assets. A $800 investment in Dogecoin at $0.09 yields roughly 8,888 tokens, and even a recovery to $0.20 would only bring the stake to $1,600. 

In comparison, the same $800 in Mutuum Finance at $0.04 secures 20,000 tokens, which would be worth $1,200 at the confirmed $0.06 launch price. As long as MUTM hits the conservative target of $0.48, that $800 investment grows to $9,600. Because MUTM is a cheap crypto project with a fixed supply of 4 billion tokens, it offers significantly more room for expansion than high-cap legacy assets.

Protocol Launch and the Final Stretch of Phase 7

The most important milestone for 2026 is that Mutuum Finance is no longer just a concept. The V1 protocol is now live on the Sepolia testnet, allowing users to test core lending and borrowing flows in real time within a risk-free environment. Participants can interact with liquidity pools that support assets such as ETH, USDT, WBTC, and LINK, giving a clear preview of how capital will move inside the ecosystem.

Users can also see how mtTokens are issued when assets are supplied, as well as how debt tokens are generated when funds are borrowed. These components demonstrate how interest accrues and how liabilities are tracked on-chain. This “utility-at-launch” approach has significantly strengthened investor confidence, as it proves the team can deliver complex lending infrastructure before the full public rollout.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Is Dogecoin (DOGE) Worth It in 2026? Experts Highlight a New Cheap Altcoin appeared first on CoinoMedia.

The 2026 crypto market is rotating toward real utility. While major coins stall at resistance, a new DeFi protocol has quietly delivered 300% growth in its early phase. Analysts are now watching closely as it moves from development mode into broader visibility. The next market leaders may not be today’s top names.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is an Ethereum-based protocol designed to modernize the way we lend and borrow crypto. It moves away from slow, bank-like systems and replaces them with a non-custodial framework. The platform uses two distinct markets to serve different user needs.

The first is the Peer-to-Contract (P2C) model. This is built for speed and ease of use. Users supply assets like ETH or USDT into shared liquidity pools to earn a steady Annual Percentage Yield (APY). For example, a lender could earn between 10% and 15% APY by providing liquidity to the USDT pool. In return, they receive mtTokens that track their deposit and rewards.

The second is the Peer-to-Peer (P2P) marketplace. This is a direct matching system where lenders and borrowers can define their own terms. This is perfect for volatile or niche assets that might not fit into a standard pool. To keep the system safe, all borrowing is over-collateralized. This is managed through a Loan-to-Value (LTV) ratio. For instance, a 75% LTV means you can borrow $750 for every $1,000 in collateral. This “cushion” protects lenders if the market price of the collateral drops suddenly.

The project is currently in Phase 7 of its distribution. The token is priced at $0.04, which is a 300% increase from the initial $0.01 price. So far, the project has raised over $20.4 million and has a community of more than 19,000 holders.

Technical Milestones and Initial Projections

Execution is the primary driver of value for Mutuum Finance. According to an official statement on X, the V1 protocol is now live on the Sepolia testnet. This is a functional version of the app where users can test lending pools and automated bots. Delivering a working product before the mainnet launch has significantly boosted investor trust.

Security is also a major focus. The protocol has successfully passed a full manual audit by Halborn Security. It also maintains a high 90/100 trust score from CertiK. Because the team is hitting its roadmap goals on time, analysts believe the token is currently undervalued. Many experts have issued a first price prediction suggesting that the token could see a 600% to 800% increase within the first few months of mainnet adoption.

Growth Catalysts

The long-term value of MUTM is linked to its buy-and-distribute mechanism announced in the protocol’s official roadmap. A portion of the protocol’s fees is used to buy MUTM tokens from the open market. These tokens are then given to the community members who stake their assets. This creates a cycle of constant demand.

Another key feature is the mtToken. When you lend your crypto, you receive mtTokens as a digital receipt. These tokens are interest-bearing, meaning they grow in value automatically as borrowers pay back their loans. To ensure all prices and liquidations are fair, the system relies on decentralized oracles. These oracles provide real-time data from multiple sources to prevent errors.

Because of these strong mechanics, some analysts have issued a bold second price prediction. They believe that as the platform reaches full adoption and liquidity grows, the token could see a 10x to 15x increase from its current entry level. This would place the token well above the $0.40 mark by 2027.

Following the Path of DeFi Giants

Many professional analysts say that Mutuum Finance is following the same development steps as early Aave. Aave started by building a solid lending engine and then scaled to multiple chains. Mutuum is trying to build a similar professional-grade hub but with more flexibility for diverse assets.

The team has already confirmed plans for a native, over-collateralized stablecoin. This will allow users to borrow a dollar-pegged asset against their crypto, providing liquidity without needing to sell their main holdings. By combining the best parts of P2C and P2P lending with elite security, Mutuum Finance is positioning itself to be a primary opportunity for the next crypto cycle.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post The Next Altcoin to 20x? This New Crypto Just Hit 300% appeared first on CoinoMedia.

Large-cap altcoins are pulling back, and key support levels are being tested across the board. While much of the market remains cautious, a more strategic rotation is unfolding beneath the surface. Experienced investors are reallocating capital away from purely speculative narratives and toward new crypto protocols that demonstrate measurable progress.

One project, in particular, has started to stand out by delivering tangible development milestones while many competitors remain in holding patterns. Instead of relying on hype cycles, it is expanding its holder base, strengthening infrastructure, and advancing its roadmap step by step. 

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is a non-custodial liquidity protocol built on the Ethereum network, designed to improve capital efficiency within on-chain lending markets. Its architecture is based on a dual-market framework that includes Peer-to-Contract (P2C) and Peer-to-Peer (P2P) models, both currently under development as part of the broader roadmap.

The P2C layer is structured around shared liquidity pools where users will be able to supply assets such as ETH, USDT, or WBTC. In return, suppliers are designed to receive mtTokens, which function as yield-bearing receipts representing their proportional share of the pool. For example, a deposit of 5,000 USDT would issue mtUSDT. As borrowers repay loans with interest, the redeemable value of those mtTokens is designed to increase over time, reflecting earned APY without requiring manual reward claims. This mechanism is being tested in the V1 beta environment.

The P2P layer is intended to provide greater flexibility by allowing lenders and borrowers to negotiate customized loan terms, including interest rates and durations. This structure is particularly suited for niche or higher-volatility tokens that may not align with standardized pool parameters.

Across both models, risk management is built around over-collateralization. Borrowers are required to lock collateral exceeding the value of the loan, with each position monitored through a Loan-to-Value (LTV) ratio and health factor system. If collateral levels fall below defined thresholds, an automated liquidation mechanism is designed to partially close positions to maintain solvency and protect lenders, especially during periods of high market volatility.

Presale Momentum and Fair Distribution

The growth of Mutuum Finance is supported by a structured and transparent presale process. The project has raised over $20.5 million to date and built a community of more than 19,000 holders. 

This level of participation provides meaningful development capital as the team advances through its roadmap milestones. The token supply is fixed at 4 billion MUTM, with 45.5% (1.82 billion tokens) allocated to the presale. This allocation is designed to prioritize broad community distribution rather than concentrating supply among insiders.

The presale follows a phased pricing structure that rewards early participation. MUTM launched at $0.01 in Phase 1 and is currently priced at $0.04 in Phase 7, reflecting a 300% increase from the initial round. 

The confirmed public launch price is set at $0.06, placing the current phase below the intended listing valuation. Phase 7 is already more than 15% allocated, indicating continued demand as the project approaches its next pricing tier.

V1 Launch and Professional Security

While most new projects only have a roadmap, Mutuum Finance has already delivered its core technology. The V1 protocol is live on the Sepolia testnet. This allows anyone to test the lending and borrowing flows in a risk-free environment. Users can supply test assets, mint mtTokens, and see the liquidator bot in action. This “practice before launch” approach has given investors immense confidence. They can see that the engine works as promised.

Security is the top priority for the project. Mutuum Finance has completed two major security reviews. The first was a token scan by CertiK, where it earned a high 90/100 trust score. The second was a deep, manual audit of the lending protocol conducted by Halborn Security. This firm is famous for auditing some of the biggest names in the blockchain world. By passing these audits, Mutuum has proven that its smart contracts are safe for institutional-grade capital. 

Based on this technical delivery and elite security, analysts are very bullish. Many market experts predict that MUTM could reach a target of $0.20 to $0.30 by late 2026. This would represent a 500%-800% move from the current presale price.

The Role of Stablecoins and Layer-2 Scaling

Looking beyond the initial launch, Mutuum Finance (MUTM) has outlined plans for a native stablecoin and future Layer-2 integrations as part of its broader official roadmap. The proposed stablecoin is designed to be over-collateralized, meaning users would mint a USD-pegged token by locking excess collateral inside the protocol. 

This structure is intended to provide a more stable borrowing unit within the ecosystem while maintaining conservative risk parameters. According to the project’s documentation, protocol-generated revenue mechanisms, including those tied to stablecoin activity, are expected to contribute to the overall ecosystem and potentially support long-term incentives for participants.

Rather than relying on short-term market hype, the roadmap emphasizes infrastructure, risk management, and scalability. The focus is on building a sustainable on-chain lending framework designed to operate efficiently across market cycles, positioning Mutuum Finance (MUTM) for long-term development rather than temporary momentum.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post The Only New Altcoin Surging Under $1 While Crypto Market Crashes appeared first on CoinoMedia.

The race for the best altcoins in Q1 2026 is heating up as investors rebalance their crypto portfolios for the next crypto phase of the market cycle. With Bitcoin consolidating and large-cap tokens facing resistance, attention is shifting toward high-growth altcoins with strong fundamentals and real utility.

Search trends for “best crypto to buy now,” “top altcoins 2026,” and “cheap crypto with high upside” are rising as traders look beyond established names. Among the top contenders, one new crypto protocol is standing out for its technical progress, early-stage pricing, and expanding investor base. As Q1 unfolds, analysts believe the next breakout could come from projects that combine working products with strong tokenomics rather than pure speculation.

Ethereum (ETH)

As of mid-February 2026, Ethereum (ETH) continues to dominate the smart contract sector, trading around $2,000 with a market cap above $250 billion. However, the start of the year has been weak. After losing the key $2,200 support level, ETH shifted into a short-term bearish structure, turning former support into resistance.

Analysts are now focused on the $2,400–$2,500 range. Until Ethereum reclaims this zone with strong volume, the risk of a drop toward the $1,750 area remains on the table. While some institutions still project higher long-term targets, the near-term outlook points to consolidation. As a result, many traders are reallocating part of their portfolios into higher-growth altcoins that may offer faster upside during market rebounds.

Shiba Inu (SHIB)

Shiba Inu (SHIB) has evolved far beyond its meme coin beginnings. Now trading around $0.0000069 with a market capitalization near $4 billion, the project has shifted its focus toward building out its Layer-2 ecosystem, Shibarium. While early investors still remember the explosive 2021 rally, the 2026 market is far more utility-driven. SHIB is currently hovering near long-term support around $0.0000065.

This change in market dynamics has prompted some early SHIB holders to explore new opportunities. Many are now watching Mutuum Finance (MUTM), viewing it as a similar early-stage entry but with a stronger emphasis on structured DeFi utility.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is a decentralized lending and borrowing protocol built on Ethereum. It operates as a non-custodial hub where users can earn yield on their assets or borrow against them without relying on a bank. The system is structured around two models: a Peer-to-Contract (P2C) layer that provides instant liquidity through shared pools, and a Peer-to-Peer (P2P) layer that allows users to negotiate custom loan terms directly.

All borrowing is protected by over-collateralization through clear Loan-to-Value (LTV) limits. For example, at a 70% LTV, a user depositing $1,000 worth of ETH could borrow up to $700 in stablecoins. If the collateral value drops and the position becomes risky, the system is designed to trigger protective liquidations to maintain protocol solvency.

The project has already raised over $20.5 million and attracted more than 19,000 holders worldwide. MUTM is currently in Phase 7 at $0.04, marking a 300% increase from its initial $0.01 price in early 2025. With a confirmed launch price of $0.06, the protocol continues to draw attention as it advances toward its final development stages.

Why ETH and SHIB Holders are Rotating to MUTM

The reason many Ethereum and Shiba Inu veterans are moving toward MUTM is simple: technical delivery. In an official statement shared on X (formerly Twitter), the team confirmed that the V1 protocol is now live on the Sepolia testnet. This is a functional version of the app where users can test lending pools, interest-earning mtTokens, and automated liquidation bots.

Early investors believe that MUTM is following the same early steps as legendary DeFi giants like Aave. By building a solid code base and proving it on a testnet before the main launch, Mutuum is showing a level of professionalism rarely seen in new projects. 

Experts suggest that if adoption mirrors previous DeFi cycles, a $600 allocation at the current price could grow to $7,500 by late 2026. This would represent a 1,150% increase as MUTM moves toward a projected target of $0.60 following its mainnet launch. As Phase 7 quickly sells out, the window to secure MUTM at the $0.04 is closing. When looking for the top altcoin opportunity of Q1 2026, Mutuum Finance is checking every box.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Top 3 Altcoins for Q1 2026, Investors Favor This New Crypto Protocol  appeared first on CoinoMedia.

Capital rotation is accelerating ahead of Q2 2026, and some large XRP holders are not waiting on the sidelines. Instead of adding more exposure to established expensive cryptos, several whales are positioning early in a new altcoin that is still selling at a low entry level.

Analysts point to three key factors behind this shift: early-stage pricing, visible technical milestones, and a utility-driven model that offers higher upside potential. As XRP consolidates, attention is turning to smaller protocols that may deliver stronger percentage growth in the next phase of the market cycle.

Ripple (XRP)

Ripple (XRP) remains a major name in global digital payments, with a market capitalization near $90 billion and deep liquidity across exchanges. In its early growth phase, XRP delivered sharp rallies fueled by bank partnerships and cross-border settlement use cases. 

Today, however, that explosive expansion has slowed. Price action has become more range-bound, and the token faces structural resistance due to its large circulating supply and mature market positioning.

Several analysts have issued cautious outlooks for 2026–2027. If network activity and broader adoption do not accelerate, projections suggest XRP could revisit the $0.95–$1.10 range. At its current valuation, meaningful percentage gains require substantial capital inflows. 

Even a 10% move demands billions in new demand. For investors seeking asymmetric upside from smaller allocations, this limited multiplier profile is prompting a rotation toward lower-cap altcoins trading under $1, where growth curves are still in their early stages.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is emerging as a challenger to traditional DeFi models. It is a non-custodial lending and borrowing protocol designed to operate without centralized control. The goal is simple: users can supply liquidity to earn yield or borrow against their holdings through transparent smart contracts.

The protocol is structured around pooled markets where lenders can target competitive yields. For example, a stablecoin pool offering a projected 8%–12% APY would allow a user depositing 5,000 USDT to earn roughly 400–600 USDT annually, depending on utilization rates. Returns adjust dynamically based on supply and borrowing demand.

The project has raised over $20.5 million and has attracted more than 19,000 individual holders. Mutuum is currently in Phase 7 of its presale, with the token priced at $0.04. Since the start of its journey in early 2025 at $0.01, the token has already surged by 300%. The team has confirmed a launch price of $0.06, ensuring that those who enter now are already positioned for an immediate gain when the token hits the open market.

3 Reasons Why XRP Whales Are Accumulating MUTM

The first reason whales are moving to MUTM is the technical delivery of the V1 protocol. While many projects only have a roadmap, Mutuum Finance has already launched its V1 version on the Sepolia testnet. 

This is a working engine where users can test lending pools, interest tracking, and the automated liquidator bot. Whales prefer to invest in projects that have proven their code works. The fact that Mutuum has a working product before its main market debut is a major green light for large capital.

The second reason is the massive contrast in growth potential. Let’s compare a $900 allocation in both assets. If you put $900 into XRP at its current price, you get a solid position, but a move to $3.00 it’s extremely unrealistic under current market conditions. 

However, a $900 investment in MUTM at $0.04 gets you 22,500 tokens. Many analysts predict that MUTM could reach $0.40 to $0.60 within a year of launch. If MUTM hits $0.40, that $900 investment turns into $9,000. This 1,000% potential is why whales are diversifying their XRP profits into this new asset.

The third reason is the long term utility roadmap. Mutuum Finance is not just a meme coin; it is building a foundation for 2027. The plan includes a native stablecoin and Layer-2 integration. This would make borrowing faster and cheaper for everyone. 

Security, Rewards and Easy Access

Mutuum Finance has taken every step to ensure the safety of its users. The protocol has completed a full manual audit with Halborn Security, one of the top firms in the industry. It also holds a high 90/100 trust score from CertiK. This elite level of security is a requirement for whales who move hundreds of thousands of dollars at a time. 

The presale is designed to be accessible to all types of investors. Mutuum Finance supports direct card payments, so you can buy your tokens as easily as any online purchase. You can also pay with major cryptos like ETH and USDT. Phase 7 is quickly selling out as the word spreads about the $0.06 launch price. 

When  looking for the same growth XRP saw in its early days, the current window in Mutuum Finance represents the best cheap crypto opportunity of 2026. The technology is ready, the security is verified, and the whales are already in position.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post 3 Reasons Why XRP Whales Are Buying This New Altcoin Before Q2 2026 appeared first on CoinoMedia.

In digital finance, the biggest moves rarely start with noise. While retail traders chase viral tokens, experienced investors look for projects that spend their early months building real infrastructure. In decentralized finance (DeFi), this pattern repeats often: a protocol develops its core contracts, strengthens security, and grows a committed base before attracting wider attention.

That quiet phase typically ends once the product becomes usable. When a working system replaces a roadmap, visibility accelerates quickly. Mutuum Finance (MUTM) is entering that transition now. After an extended period focused on development and technical milestones, the project is shifting from a build phase to a stage where broader market awareness is beginning to follow.

What Mutuum Finance Has Been Building Behind the Scenes

Mutuum Finance is a professional lending and borrowing protocol built on the Ethereum network. Its vision is to create a decentralized alternative to traditional banks. The goal is to allow users to unlock the value of their crypto without ever having to sell it.

The team has spent the last year building a dual lending model. The first part is a Peer-to-Contract (P2C) system where users supply assets to a pool and earn yield. The second is a Peer-to-Peer (P2P) marketplace for direct, custom deals. This structural work was done “behind the scenes” to ensure the logic was solid. 

The recent launch of the V1 protocol on the Sepolia testnet was the turning point. It proved that the lending pools, debt tracking, and automated liquidators are functional and ready for real-world stress.

Growth That Happened Before the Crowd Noticed

While most of the market was distracted by volatility, Mutuum Finance was quietly accumulating strength. The project has raised over $20.5 million and grown its holder base to more than 19,000 participants.

This growth did not happen overnight through expensive marketing. Instead, it was a steady climb. This suggests that the early participants are not just speculators; they are users who have been tracking the project’s technical milestones. 

This level of funding and holder support is crucial. In DeFi, a lending protocol is only as strong as its liquidity and the size of its community. By building this foundation early, Mutuum is ready to scale the moment it hits the mainnet.

Why Supply Is Now in Focus

The window for early entry is now starting to tighten. The MUTM token is currently in Phase 7 of its distribution, priced at $0.04. The total supply is fixed at 4 billion tokens, ensuring long-term scarcity.

A large share of the supply—45.5% or 1.82 billion tokens—was set aside for this early distribution. However, over 845 million tokens have already been sold. As the allocation caps for Phase 7 fill up, the price is set to jump by nearly 20% in the next crypto stage. This tightening supply is changing investor behavior. People are no longer just watching; they are securing positions before the token moves toward its confirmed launch price of $0.06.

Yield, Buy Pressure and System-Level Demand

The project’s growth is fueled by real protocol usage, not just hype. A central feature is the mtToken system. When you lend assets, you receive mtTokens as a receipt. These tokens are yield-bearing, meaning they increase in value as borrowers pay interest back into the pool.

Furthermore, Mutuum Finance uses a buy-and-distribute model. A portion of the platform’s fees is used to buy MUTM tokens from the open market and redistribute them to users. This creates constant, system-level demand. To keep the platform safe, the protocol uses decentralized oracles for accurate pricing. This ensures that collateral values and liquidations are always handled fairly, which is essential for institutional-grade trust.

Several experts suggest that this robust utility model could drive the MUTM token to a target of $0.80 by 2027. This projection represents a potential 2,000% increase from its current early-stage valuation as the protocol captures a larger share of the decentralized lending market.

Why This Moment Is Different From Earlier Stages

We are now at the point where the “quiet phase” is over. Phase 7 is nearing completion, and the pace of participation has accelerated. On-chain data shows whale allocations exceeding $100,000 as large players move in to beat the next price hike.

The platform has also made it easier for new users to join. With direct card payment access and a 24-hour leaderboard that rewards the top daily contributor with a $500 bonus, the engagement levels are at an all-time high. Mutuum Finance has finished the hard work of building and securing its protocol. Now, it is simply a race for allocation before the market debut.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Top Crypto Rotation of 2026: Capital Flows Into This New Protocol appeared first on CoinoMedia.

Bitcoin (BTC) has entered one of its deepest pullbacks of the current cycle, falling 48% from its all-time high and shaking investor confidence across the crypto market. After months of strong momentum, the correction has reignited debate about whether this is a healthy reset or the start of a longer bearish phase. Traders are now closely watching key support levels, ETF flows, and macroeconomic signals to gauge what comes next.

Bitcoin (BTC)

As of February 13, 2026, Bitcoin (BTC) is trading near $67,300. This current valuation reflects a 48% decline from its all-time high of approximately $126,000 reached in October. The market capitalization of Bitcoin has shrunk considerably, though it remains the dominant force with a total value of over $1.3 trillion. 

The path to recovery is blocked by stiff resistance zones. Specifically, the $68,000 to $70,000 range has turned into a major ceiling. Every attempt to reclaim this territory has been met with heavy selling pressure from momentum traders and institutional outflows. 

A bearish price prediction from several analysts suggests that BTC could remain stagnant or even drop to the $50,000 support level before finding a bottom. In a best-case scenario for 2026, experts project a modest 50% increase toward $100,000 by year-end, which is a significant downgrade from earlier, more aggressive forecasts. 

Mutuum Finance (MUTM)

While the broader market remains volatile, Mutuum Finance (MUTM) is gaining attention by focusing on infrastructure rather than speculation. It is developing a professional, non-custodial lending and borrowing protocol designed to replace traditional intermediaries with transparent smart contracts.

The goal is straightforward: users can supply digital assets to earn passive yield or use their holdings as collateral to access liquidity—without relying on a bank. In a market driven by uncertainty, this focus on utility and capital efficiency is what sets the project apart.

The project recently reached a major milestone. According to an official statement on the project’s X account, the V1 protocol is now live on the Sepolia testnet. This launch provides a working environment where users can test core features like liquidity pools, interest-earning mtTokens, and the automated debt-tracking system. 

Unlike projects that only exist on paper, Mutuum Finance is already showcasing its functional engine to over 19,000 holders. This move from a conceptual plan to a live, testable product has boosted investor confidence during a time of market uncertainty.

Presale Momentum and MUTM Distribution

The growth of Mutuum Finance is supported by a very successful and transparent token distribution. The project has raised over $20.5 million to date. The native MUTM token has a fixed total supply of 4 billion units, with 45.5% (1.82 billion tokens) dedicated to the community through its presale. This ensures that the protocol is owned by a wide range of participants rather than a few insiders.

The project is currently in Phase 7 of its presale, with the token priced at $0.04. This is a 300% increase from the initial $0.01 level. With a confirmed launch price of $0.06, participants are securing a built-in advantage before the token hits exchanges. 

To maintain daily engagement, the platform features a 24-hour leaderboard that rewards the top daily contributor with a $500 bonus in tokens. To make it accessible for everyone, Mutuum supports direct card payments, allowing users to join the ecosystem without needing prior crypto holdings.

Stablecoins, Oracles and Security

The long-term roadmap for Mutuum Finance includes the launch of its own native, over-collateralized stablecoin. This asset will be backed by the interest-earning collateral within the system, providing a safe way for users to borrow value without worrying about market volatility. To ensure the accuracy of all prices and liquidation triggers, the protocol integrates decentralized oracles. These oracles provide real-time data to prevent unfair liquidations and keep the system solvent.

Security is the top priority for the development team. Mutuum Finance has completed a full manual audit with Halborn Security, a world-renowned firm. It also holds a high 90/100 trust score from CertiK. 

Additionally, a $50,000 bug bounty program is active to encourage security researchers to find and report any vulnerabilities. By combining professional security with a working product and high growth potential, Mutuum Finance is positioning itself as a leader in the next crypto cycle of decentralized finance.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Bitcoin Drops 48% From ATH: Can BTC Recover in 2026? appeared first on CoinoMedia.

CryptoQuant says Bitcoin Bear Phase has not reached full capitation.

$5.4B realized losses are still below historic cycle bottoms.

Analysts see $55,000 as a possible ultimate bear-market floor.

The latest analysis from CryptoQuant suggests that the current Bitcoin Bear Phase may not have reached its final bottom. While recent market action has shaken investors, key onchain indicators are still flashing warning signs.

On Feb. 5, Bitcoin experienced a sharp sell-off that led to roughly $5.4 billion in realized losses in a single day. Although that number sounds alarming, CryptoQuant explained that this level of loss does not match the “extreme bear phase” conditions typically seen at historical cycle lows.

In previous bear markets, Bitcoin went through months of heavy selling pressure before forming a lasting bottom. According to CryptoQuant’s data, the current Bitcoin Bear Phase has not yet reached the same level of capitulation that marked prior cycle endings.

Why $55,000 Could Be Critical

One of the most important insights from CryptoQuant’s report is the estimated “ultimate bear-market bottom” around $55,000. Historically, Bitcoin tends to form long-term bottoms only after sustained periods of extreme losses and widespread investor capitulation.

While February’s sharp correction triggered billions in realized losses, the monthly cumulative losses remain significantly lower than those recorded at past bear-market bottoms. This suggests that the Bitcoin Bear Phase could still have room to extend downward before true capitulation occurs.

CryptoQuant also emphasized that market bottoms rarely form in a single dramatic event. Instead, they often take months to develop as investor sentiment shifts from fear to exhaustion.

CryptoQuant said Bitcoin has not yet shown a “full capitulation” bottom, with several key onchain indicators still in a “bear phase” rather than the “extreme bear phase” typically seen at historic cycle lows. CryptoQuant noted that while Bitcoin’s Feb. 5 sell-off saw about $5.4…

— Wu Blockchain (@WuBlockchain) February 14, 2026

Patience May Be Required

The current Bitcoin Bear Phase highlights a familiar pattern in crypto cycles. Short-term volatility can create the impression of a bottom, but deeper onchain metrics often tell a different story.

If history repeats itself, Bitcoin may need more time to fully transition from a bear phase to an extreme bear phase before establishing a solid recovery base. Traders and long-term investors alike may need to prepare for continued uncertainty.

As always in crypto markets, timing the exact bottom remains difficult. However, onchain data provides valuable signals that suggest the final stage of the Bitcoin Bear Phase may still be ahead.

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The post Is a Deeper Bottom Ahead for Bitcoin Bear Phase? appeared first on CoinoMedia.