Businesses using AI are betting on growth—and the numbers back it up.

Fed's 2025 Small Business Credit Survey shows firms using AI expect revenue growth over the next year by a 48.2-point margin (growth vs decline expectations). Non-AI firms? Just 20.6 points. Less than half.

Same story on hiring. AI adopters expect employment growth by a 32.7-point margin. Non-adopters: 15.2 points.

Even after controlling for firm size, owner demographics, and recent performance, AI users still show 14 points more optimism on revenue and 10 points more on hiring.

This isn't just hype. Companies putting AI to work are planning to expand—revenue and headcount. The gap between adopters and non-adopters is real and widening.

If you're tracking where confidence is building in the economy, follow the AI money.