Everyone's missing this...

Banks can freeze your account. No one can freeze your private keys.

→ Multi-sig, social recovery, smart wallets — options everywhere
→ $10B+ lost in exchange collapses (2022 alone)
→ Custody is a spectrum. Move up it.
→ Your bank can restrict your access. Your keys can't.

The only exchange that can't rug you is your hardware wallet.

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