Buy a house without selling your $BTC ? In Canada, that could be possible soon đ Toronto-based APX Lending plans to launch Bitcoin-backed mortgages in Q1 2027. The waitlist is already open, and the company says it will be Canadaâs first regulated provider of this kind. How it works: you pledge Bitcoin as collateral and get a loan for your down payment, or even the whole home. For example, to cover a $95,000 down payment, a buyer would pledge about $190,000 in BTC, roughly double the loan. The idea is simple: you keep your Bitcoin, so you donât pay tax on selling it and donât lose out if it grows later đ I share more stories like this in my community, from crypto and real estate to big money moves đ https://bit.ly/4jdykHo What we still donât know: đž Interest rates. APXâs current crypto loans cost 9.99â11.49% a year, but mortgage terms may be different đž How far BTC can fall before the collateral gets sold. In APXâs current loans, part of the Bitcoin is sold automatically when the loan reaches 90% of the collateral value The company says it will publish all terms before launch. The coins will be held by BitGo and wonât be lent out. The US already has a similar case: lender Milo has issued over $100M in crypto-backed mortgages, with terms up to 30 years. So the market is clearly there đĄ Would you use your Bitcoin as collateral for a home or is that too risky with BTCâs volatility? đ€ #BTC Price Analysis# #Bitcoin Price Prediction: What is Bitcoins next move?#
