Most people think stablecoins = solved money. Wrong.

$ETHFI CEO Mike Silagadze dropping reality checks: having $USDC or $USDT sitting in your wallet means nothing if you can't pay rent, salaries, or buy groceries with it.

The infrastructure gap is massive:
• No seamless salary rails
• Can't pay bills directly
• Zero local currency integration

We're still early on actual utility. Holding stables ≠ using them in real life.

Bullish on whoever cracks this first 👀