STONfi's cross-chain network now covers ten chains. Choosing between them for any specific swap is a practical decision that most content never addresses clearly. Here is the framework I actually use.

The first question is what you need the assets for after arrival. This determines the destination chain more directly than any other factor. If you need to deploy into DeFi yield opportunities TRON and Ethereum have the deepest stablecoin liquidity.

If you need access to low-cost frequent transactions Base, BNB Chain, and Polygon are more economical. If you need tokenized stock exposure Robinhood Chain is the most purpose-built for that use case. If you need AI-agent-native infrastructure X Layer was designed for it.

The second question is source chain gas cost. Starting from TON means approximately $0.06 to $0.13 per transaction regardless of destination. Starting from Ethereum mainnet adds significant gas cost that changes the economics for smaller amounts. If your assets are distributed across multiple chains the starting chain choice affects total cost more than the route itself.

The third question is which stablecoin you hold and which is available at the destination. Each chain in the network has specific supported stablecoins. USDT on TON. USDT and USDC on Ethereum and BNB Chain. USDC and USDT0 on Arbitrum. PUSD and USDC on Polygon. USDG on Robinhood Chain. USDC and USDT0 on X Layer. Verify the live interface before confirming because supported assets update as the network evolves.

The fourth question is transaction size versus the current $1,000 per transaction limit on newer chain additions. For amounts above the limit multiple transactions are required.

These four questions answer the chain selection decision for most cross-chain moves.
Try cross-chain swaps →https://app.ston.fi/swap?mode=cross-chain
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