Binance P2P verifies identity, escrows the seller's crypto, and locks the trade amount into the order details the moment it opens, which is exactly what makes the overpayment scam so easy to spot once you know the pattern. Checking the counterparty's profile before accepting the order, completion rate, order count, and verified name, is the first line of defense, since accounts that push overpayment tricks often have thin histories once you actually look. A buyer sends more than the agreed amount, say $550 on a $500 order, then messages the seller in a panic asking for the extra $50 refunded to a different account, claiming it was a mistake, and a seller wanting to be fair often sends it right back immediately. Later, the original overpayment gets reversed through the buyer's bank as fraudulent or unauthorized, and the seller is left having sent real money out of pocket while also losing the crypto from the original trade. Confirming payment carefully means checking the exact amount against the exact order details, not just seeing a number that's close enough and moving on. Any request to refund a difference to an account outside the sender's verified profile is a red flag on its own, regardless of how it's explained.
My rule for this one is absolute: if a payment doesn't match the order amount exactly, I don't touch it beyond opening an appeal and letting Binance support sort out where the discrepancy came from. I never refund a cent on my own initiative, and I never let a buyer's story about the mistake rush me into fixing it myself. A genuine accidental overpayment gets resolved properly through Binance's process, with a record on both sides, not through a quiet side transfer that leaves no trace if something goes wrong. I've told newer traders in my circle the same thing more than once: being generous with a stranger's claimed mistake is how people lose real funds on a trade that looked completely normal five minutes earlier. Slow down, check the numbers, and let support handle anything that doesn't match.
@Binance Vietnam #BinanceP2PAnToan
$DOS $GRVT
My rule for this one is absolute: if a payment doesn't match the order amount exactly, I don't touch it beyond opening an appeal and letting Binance support sort out where the discrepancy came from. I never refund a cent on my own initiative, and I never let a buyer's story about the mistake rush me into fixing it myself. A genuine accidental overpayment gets resolved properly through Binance's process, with a record on both sides, not through a quiet side transfer that leaves no trace if something goes wrong. I've told newer traders in my circle the same thing more than once: being generous with a stranger's claimed mistake is how people lose real funds on a trade that looked completely normal five minutes earlier. Slow down, check the numbers, and let support handle anything that doesn't match.
@Binance Vietnam #BinanceP2PAnToan
$DOS $GRVT