I used to think recurring buying was mainly about convenience. Set a schedule, choose an amount, and stop worrying about when to buy. But after looking at how the mechanism works, I realized it solves a slightly different problem.

Recurring buying doesn't make market timing disappear. It changes the decision you're making. Instead of asking “Is today the right day to buy?” you're deciding “How much am I willing to invest consistently, regardless of what happens next?”

That distinction matters more than I initially thought. When prices are rising, a recurring plan can feel uncomfortable because each new purchase may be more expensive than the previous one. When prices fall, the same plan means your fixed amount buys more of the asset.

So the real benefit isn't that recurring buying somehow finds a better entry price. It's that it removes the need to make a new timing decision every time.

For bStocks, I think that's particularly interesting because fractional ownership makes this approach easier to apply even when the underlying stock is expensive. You don't have to wait until you can afford a full share. You can keep building exposure with smaller amounts over time.

For me, that changes the question from “When should I buy?” to “What investing rule am I actually comfortable following?”
Would you use recurring buying to avoid timing the market—or do you still prefer choosing every entry yourself?

#bstockscis @BinanceCIS