The math is brutal: sitting out the best days costs you more than riding through the worst ones.

Most people get this backwards. They panic sell at the bottom to "preserve capital," then wait for the "right moment" to get back in. That moment never feels right.

Meanwhile, the recovery happens fast. The sharpest rallies come when sentiment is still terrible. Miss those few weeks and your returns get cut in half.

Time in beats timing. Always has.