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The Senate Banking Committee has officially landed on January 15 for a markup of long-awaited crypto market structure legislation - CLARTIY ACT. #xrp $XRP
BANK OF RUSSIA CONSIDERS ALLOWING RETAIL INVESTORS TO BUY BITCOIN AND CRYPTO!
The Bank of Russia (Central Bank of Russia) has proposed a new regulatory framework for cryptocurrencies, marking a significant shift from its previously strict stance.
The proposal, announced around December 23, 2025, and submitted to the government for legislative changes (targeted for completion by July 2026), would allow both qualified and non-qualified (retail) investors to buy and sell crypto assets, including Bitcoin and other high-liquidity tokens.
Key Details:Retail (non-qualified) investors — Must pass a mandatory risk-awareness test. Limited to the "most liquid" cryptocurrencies (criteria to be defined in law, likely including Bitcoin).
Annual purchase cap of 300,000 rubles (~$3,300–$3,800, depending on exchange rates) per intermediary. Transactions only through licensed platforms (e.g., banks, brokers, or exchanges). Qualified investors — Must also pass the test but face no volume limits.
Can buy most cryptocurrencies, except anonymous/privacy-focused ones (e.g., those hiding transaction details).
General rules — Cryptocurrencies and stablecoins are recognized as "monetary assets" for buying/selling.
Their use for domestic payments inside Russia remains prohibited (ruble only).
Privacy coins are banned for all. The Bank of Russia continues to emphasize high risks: volatility, no jurisdictional guarantees, and sanctions exposure. Investors bear full risk of losses.
This move follows years of caution (including past ban proposals) and aligns with Russia's growing use of crypto for international trade to bypass sanctions.
Sources confirming this include the official Bank of Russia statement, Bloomberg, CoinDesk, Reuters (historical context), and Russian media like Vedomosti and RBC.
Implementation depends on final laws, expected mid-2026, with penalties for unlicensed intermediaries starting July 2027.
It's a controlled opening, not full liberalization
Bitcoin is the sound money of the 21st century—decentralized, scarce, and unstoppable.
Everything else?
As of December 30, 2025, BTC hovers around $87,000–$88,000 after a volatile year (peaked over $126K in October, now consolidating with some year-end tax harvesting).
Spot ETFs pulled in billions anyway—BlackRock's IBIT alone grabbed $25B+ in inflows despite the dip. Institutions are stacking, dominance holds strong at ~57%, and the halving cycle fundamentals remain intact.
Here's some things you can do with Bitcoin that you cannot do with gold or silver:
1. Verify the entire amount that exists in the whole world.
2. Do the above in just a few minutes.
3. Verify the entire amount that ever will exist in the whole world.
4. Securely ship any portion of any amount of bitcoin you have to anyone, anywhere in the world, in well under an hour, for less than a buck or two worth of Bitcoin, with no risk of hijacking, theft, loss, or dispute along the way.
5. Verify all the bitcoin you have is 100% pure.
6. Back it up and store the backups in multiple locations.
7. Split its access into multiple, geographically separate shards so that any individual shard alone is useless but any number of your choosing of those shards can be joined to reconstitute access to the entire amount.
8. Commit any amount to a routing channel where it can be sent instantly, securely, privately and ridiculously cheaply through the lightning network to anyone else using that network.
9. Carry it around in your head. (Not recommended though)
10. Assign various conditions to its moveability based on time and security thresholds.
Major U.S. banks are now issuing credit backed by #Bitcoin - Citi ✅ - JPMorgan ✅ - Wells Fargo ✅ - BNY Mellon ✅ - Charles Schwab ✅ - Bank of America ✅ #BTCVSGOLD