Cryptodawk

ليرة تركية؛ د

التداول من نظير إلى نظير (P2P) هو البيع والشراء المباشر للعملات المشفرة بين المستخدمين دون وسطاء. تعمل عمليات تبادل P2P على ربط المشترين والبائعين وتوفير طبقة من الحماية من خلال خدمات الضمان وأنظمة التعليقات/التقييم وحل النزاعات.

تشمل مزايا التداول P2P إمكانية الوصول العالمية، وخيارات الدفع المتعددة، ورسوم المعاملات الصفرية، والعروض الشخصية. ومع ذلك، فإن لها أيضًا عيوبًا، مثل سرعات التداول البطيئة وانخفاض السيولة مقارنة بالبورصات المركزية (CEXs).

Key Takeaways

Dual Investment is a Binance Earn product that lets you set a target price and settlement date while potentially earning interest regardless of whether the target is reached.

Six common strategies include taking profits, buying dips, growing crypto holdings, growing stablecoin holdings, compounding returns in volatile markets, and opening double-sided positions.

Strategies involving multiple simultaneous positions are more complex and better suited to experienced users familiar with volatile markets.

Introduction

Dual Investment is one of the structured earn products available on Binance Earn. It allows users to set a target price and a settlement date for a supported crypto asset. On the settlement date, the outcome depends on whether the market price has reached the target: if it has, the deposited asset is converted at the target price; if it hasn't, the original asset is returned. Either way, a potential annual percentage rate (APR) is earned on the deposit during the subscription period.

This structure makes Dual Investment adaptable to different market views. Whether you expect prices to rise, fall, or stay flat, you can apply it alongside your broader cryptocurrency trading strategies. This article walks through six practical ways to use the product.

You can find Dual Investment by clicking on the [Advanced Earn] tab, which is under the larger [Earn] tab on the Binance homepage. 

1. Taking Profits

One approach is to use Dual Investment to plan a potential exit point for a crypto position you already hold. With the Sell High product, you set a target price above the current market price. If the asset reaches that price on the settlement date, it is sold at the target and you receive stablecoins plus your earned interest.

Example: Suppose ETH is trading at $2,500. You select a Sell High product with a target of $3,000 and a one-week settlement date. If ETH is at or above $3,000 at settlement, your ETH is converted to USDT at that price along with any earned interest. If the target is not reached, you keep your ETH and collect the interest earned during the period.

This can provide a structured way to plan a potential exit rather than waiting for the right moment manually, though there is no guarantee the target will be reached.

2. Buying the Dip

The Buy Low product can be used to support a buying the dip approach. You deposit stablecoins and set a target price below the current market price. If the asset falls to or below your target on the settlement date, you purchase it at that price. If it doesn't, you receive your stablecoins back with interest.

Example: Suppose ETH is trading at $3,000. You select a Buy Low product with a target of $3,200 and a one-week settlement date. If ETH is at or below $3,200 at settlement, your USDT is used to purchase ETH at $3,200. If the target is not reached, you receive your USDT back along with the interest earned.

This approach lets you plan for a potential lower entry point while still earning interest on your stablecoin deposit during the waiting period.

3. Growing Your Held Crypto

If your main goal is generating a return on crypto you plan to hold long term, Dual Investment can help produce passive income from idle holdings. By setting a target price that you do not expect to be reached, you primarily aim to collect the interest rather than trigger a sale.

Example: Let’s say ETH is at $3,500. You select a Sell High product with a target of $3,800 and a one-week settlement date. If BTC stays below $3,800 at settlement, you keep your BTC and receive the earned interest. If BTC does reach $3,800, you sell at that price and also receive the interest earned.

This strategy works when you hold a positive view on an asset but are only comfortable selling at a meaningful premium, that is, if the price does reach your target.

4. Growing Your Stablecoin Holdings

A similar approach can be applied to stablecoin holdings. By subscribing to a Buy Low product with a target price you do not expect to be reached, the primary aim is to earn interest on your stablecoins rather than acquire crypto.

Example: Let’s say ETH is at $2,500. You subscribe to a Buy Low ETH product with a target of $2,200 and a one-week settlement date. If ETH remains above $2,200 at settlement, you keep your USDT deposit and collect the earned stablecoin interest. If ETH does fall to $2,200 or below, your USDT is used to buy ETH at that price.

This strategy suits users who want to keep their portfolio in stablecoins but are willing to acquire crypto at a lower price if an opportunity arises.

5. Compounding in a Volatile Market

For more experienced users who are comfortable with volatile conditions but have no strong view on direction, it is possible to use a combination of Sell High and Buy Low products in sequence. The goal is to stay active across multiple settlement periods while accumulating interest.

Example: Let’s say ETH is at $3,000. You subscribe to a Sell High product with a target of $3,200 and a one-week settlement date. Two outcomes are possible: if the target is not met, you keep your ETH and interest, and can place a new Sell High order. If the target is met, your ETH is converted to USDT at $3,200, and you can then place a Buy Low order to potentially buy ETH at a lower price.

Each time a target is met, you switch direction. Each time it is not, you continue in the same direction. This creates a cycle of buying lower and selling higher across periods, with interest compounding along the way. This strategy involves more active management and is better suited to users familiar with how the product behaves in different market conditions.

6. Double-Sided Positions

The final strategy involves opening two Dual Investment positions at the same time: one Sell High using a crypto asset and one Buy Low using stablecoins. Both positions reference the same underlying asset, but with different target prices. This creates a range within which you collect interest on both sides if neither target is reached.

Example: BNB is at an illustrative $300. You subscribe to a Sell High BNB product with a target of $330, and simultaneously subscribe to a Buy Low BNB product with a target of $270, both with a one-week settlement date.

If BNB stays between $270 and $330: neither target is reached, and you keep your BNB and USDT deposits plus interest on both.

If BNB reaches $330 or above: your BNB is sold at $330, and you keep your USDT deposit plus earned interest on both sides.

If BNB falls to $270 or below: your USDT is used to buy BNB at $270, and you keep your original BNB deposit plus earned interest on both sides.

This approach potentially earns interest from two positions simultaneously, but requires holding both crypto and stablecoins and a willingness to sell the crypto or acquire more depending on price movement.

FAQ

What is Dual Investment on Binance Earn?

Dual Investment is a structured earn product that lets you set a target price and settlement date for a supported crypto asset. If the asset reaches the target on the settlement date, it is converted at that price. If not, the original asset is returned. In both cases, you potentially earn interest during the subscription period.

What is the difference between Sell High and Buy Low?

With the Sell High product, you deposit crypto and may sell it at your target price if that price is reached at settlement. With the Buy Low product, you deposit stablecoins and may purchase crypto at your target price if that price is reached at settlement. Both products earn interest on the deposited amount during the subscription period.

Can I lose money with Dual Investment?

Yes, there are risks. For Sell High, if the asset rises significantly above your target, you miss out on additional gains. For Buy Low, if the asset falls well below your target and continues declining, you end up holding crypto that was purchased at a higher price than the current market. Interest earned does not fully offset these opportunity costs in all scenarios.

Who is the Compounding in a Volatile Market strategy suited for?

This strategy involves actively managing multiple positions across settlement periods and requires a reasonable understanding of how Dual Investment works. It’s generally better suited to more experienced users who are comfortable reacting to outcomes quickly and who understand the risks of holding positions in volatile market conditions.

What happens if I use the Double-Sided Positions strategy and both targets are reached simultaneously?

In most cases, settlement occurs at the end of the defined settlement period based on the final settlement price. Whether both targets can be triggered at the same time depends on the specific product terms. It is important to review the exact settlement rules for each Dual Investment subscription on Binance Earn before opening positions.

Closing Thoughts

Dual Investment offers several ways to potentially earn returns on crypto and stablecoin holdings while planning for specific price outcomes. The six strategies above cover a range of market views and risk levels, from relatively straightforward interest-earning approaches to more complex multi-position plays. As with any crypto product, understanding how settlements work and the associated risks is essential before getting started.

Further Reading

A Beginner's Guide to Binance Earn

A Beginner's Guide to Cryptocurrency Trading Strategies

What Are Forward and Futures Contracts?

How to Calculate Return on Investment (ROI)

A Beginner's Guide to Earning Passive Income With Crypto

Disclaimer: This content is presented to you on an "as is" basis for general information and or educational purposes only, without representation or warranty of any kind. It should not be construed as financial, legal or other professional advice, nor is it intended to recommend the purchase of any specific product or service. You should seek your own advice from appropriate professional advisors. Where the content is contributed by a third party contributor, please note that those views expressed belong to the third party contributor, and do not necessarily reflect those of Binance Academy. Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance Academy is not liable for any losses you may incur. For more information, see our Terms of Use, Risk Warning and Binance Academy Terms.

النقاط الرئيسية

تعكس معنويات السوق المزاج العام ومشاعر ومواقف المتداولين والمستثمرين تجاه العملة المشفرة أو السوق ككل.

لا تعكس هذه المشاعر دائمًا أساسيات الأصول أو المشاريع، ولكنها قد تؤثر بشكل كبير على تحركات الأسعار.

إن فهم وتتبع معنويات السوق يمكن أن يساعد المتداولين والمستثمرين على توقع تحركات الأسعار وإدارة المخاطر واتخاذ قرارات أكثر استنارة.

مقدمة

كما هو الحال مع جميع الأصول المالية، يتأثر سعر العملات المشفرة بالعرض والطلب. وتتأثر هذه القوى بدورها بالرأي العام، والأخبار، ووسائل التواصل الاجتماعي، وسلوكيات المستثمرين.

الماخذ الرئيسية

يعد التداول الفوري من بين أبسط الطرق وأكثرها تقليدية لشراء وبيع الأصول المالية.

توفر منصة التداول Binance Spot واجهة سهلة الاستخدام مع رسوم منخفضة وسيولة عالية. إنها مناسبة لجميع أنواع المتداولين.

يغطي الدليل أساسيات التداول الفوري ويوضح لك كيفية استخدام Binance Spot حتى تتمكن بسهولة من شراء أو بيع العملات المشفرة في أي وقت.

مقدمة

عندما يبدأ الأشخاص رحلتهم لأول مرة في تداول العملات المشفرة والاستثمار فيها، غالبًا ما يبدأون بالتداول الفوري، والذي يعد من أبسط الطرق لشراء وبيع الأصول المالية.