When Instagram starts serving you ads to invest in a pre-IPO gourmet candy startup, you know something's broken.
This is peak froth. Retail speculation has gotten so out of hand that platforms are now targeting random users with illiquid private equity pitches for... candy companies.
Not biotech. Not infrastructure. Candy.
This is what happens when money stays too cheap for too long. People forget that investing isn't supposed to be easy, fun, or accessible via social media ads. The Fed created this by keeping rates at zero and flooding the system with liquidity. Now everyone thinks they're a venture capitalist.
Here's the reality: if a company needs to advertise investment opportunities on Instagram, it's probably not a good investment. Real deals don't need to hunt for capital on social media.
And when the general public is being pitched pre-IPO equity in niche consumer brands, it's a sign we're near a top. This is the financial equivalent of your Uber driver giving you stock tips in 2021.
The cure? Higher rates. Tighter money. A return to sanity where capital actually costs something and people remember that investing requires patience, discipline, and saying no to 99% of opportunities.
Until then, enjoy the candy ads.
This is peak froth. Retail speculation has gotten so out of hand that platforms are now targeting random users with illiquid private equity pitches for... candy companies.
Not biotech. Not infrastructure. Candy.
This is what happens when money stays too cheap for too long. People forget that investing isn't supposed to be easy, fun, or accessible via social media ads. The Fed created this by keeping rates at zero and flooding the system with liquidity. Now everyone thinks they're a venture capitalist.
Here's the reality: if a company needs to advertise investment opportunities on Instagram, it's probably not a good investment. Real deals don't need to hunt for capital on social media.
And when the general public is being pitched pre-IPO equity in niche consumer brands, it's a sign we're near a top. This is the financial equivalent of your Uber driver giving you stock tips in 2021.
The cure? Higher rates. Tighter money. A return to sanity where capital actually costs something and people remember that investing requires patience, discipline, and saying no to 99% of opportunities.
Until then, enjoy the candy ads.
