@TermMax I’ve been thinking about TermMax a little differently.
At first, the 2% lending fee sounds pretty high.
But then I looked at it relative to the borrowing interest, and it made more sense.
If the borrowing APR is 10%, that 2% isn’t simply “2% of the loan” in the way people might assume. The actual cost depends on how long you borrow and how much interest builds up.
What I find more interesting is the trade-off.
You get more predictability, but you give up some flexibility.
And honestly, I think that’s where TermMax will be tested.
When markets are calm, predictable borrowing sounds great.
But when things get volatile, will users still want fixed maturity—or will they prefer the freedom to move whenever they want?
That’s the part I’m watching.
What would you choose: certainty or flexibility?
#TermMax #DeFi
At first, the 2% lending fee sounds pretty high.
But then I looked at it relative to the borrowing interest, and it made more sense.
If the borrowing APR is 10%, that 2% isn’t simply “2% of the loan” in the way people might assume. The actual cost depends on how long you borrow and how much interest builds up.
What I find more interesting is the trade-off.
You get more predictability, but you give up some flexibility.
And honestly, I think that’s where TermMax will be tested.
When markets are calm, predictable borrowing sounds great.
But when things get volatile, will users still want fixed maturity—or will they prefer the freedom to move whenever they want?
That’s the part I’m watching.
What would you choose: certainty or flexibility?
#TermMax #DeFi