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Wawasan BTC Spot 20251116 18:00 UTC

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$XRP Here are key facts about XRP in clear and simple English: --- Top Facts About XRP 1. Created by Ripple Labs XRP was developed by a company originally called OpenCoin, later renamed Ripple Labs. Designed specifically for fast value transfer. 2. Very Fast Transactions Average transaction speed: 3–5 seconds. Much faster than Bitcoin or Ethereum. 3. Extremely Low Fees Transaction fees are usually just fractions of a cent. Ideal for cross-border payments. 4. No Mining XRP uses its own consensus mechanism (Ripple Protocol Consensus Algorithm). No mining → much lower energy usage. 5. Fixed Supply Total supply: 100 billion XRP. All tokens were pre-minted from day one. 6. Used by Financial Institutions Ripple has partnered with banks and payment providers to test fast global payments (On-Demand Liquidity / ODL). 7. Connected to the SEC Lawsuit Ripple and the U.S. SEC have been in a long legal dispute over whether XRP is a security. Previous rulings stated that XRP sales on secondary markets are NOT securities, but parts of the case continue. 8. XRP ≠ Ripple Ripple = the company. XRP = the digital asset. They’re related, but not the same thing. 9. Focused on Remittances & Liquidity XRP is designed to support the banking system, not replace it. Main goal: make global payments faster and cheaper. 10. Runs on the XRP Ledger (XRPL) XRPL is an independent blockchain. It supports NFTs, a built-in DEX, and smart-contract-like features. --- #MarketPullback

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