$XLM is making serious moves in real-world asset tokenization, yet $XRP is still valued nearly 13x higher. According to recent reports, Stellar hosts around $3.5B in tokenized assets, outpacing the XRP Ledger. But here’s the bigger picture: network adoption and token value don’t always move together. XRP benefits from institutional interest and investment products, while Stellar is gaining ground in tokenized assets. The real question is how much of that network growth translates into demand for the native token. In crypto, adoption matters, but value capture matters just as much.