American Express will pay $350 million under a consent order for failing to maintain an effective Bank Secrecy Act and anti-money-laundering program. The Office of the Comptroller of the Currency found that American Express National Bank processed approximately $13 billion in suspected trade-based money laundering between June 2014 and May 2025. The Federal Reserve also took enforcement action over similar compliance failures. American Express's Form 8-K said the penalty does not affect full-year 2026 guidance and is not anticipated to affect 2027 guidance.