IBM just plugged its Digital Asset Haven into Swift's blockchain ledger. Banks can now trigger tokenized deposit txs using ISO 20022 messages.

What this actually means:

Legacy banking rails + blockchain execution layer = 24/7 value movement with institutional compliance baked in. No rip-and-replace. Just infrastructure.

Blockchain isn't killing banks. It's becoming the plumbing.

That's why I'm tracking Metallicus, PulseVM, TDBN, DaLand, Coin2Core. Different plays, same thesis: tokenized deposits are the next primitive.

The Internet of Banks isn't a meme anymore. It's architecture.