The Next DeFi Winners May Not Be Building More Protocols.

They may be building the infrastructure that makes existing protocols easier to use.

That is what makes Ground interesting.

DeFi already has abundant yield opportunities through lending markets, credit protocols and tokenized real-world assets.

The problem?

Accessing them at scale is still complicated.

A fintech, neobank, exchange or treasury that wants to put idle stablecoin capital to work may need blockchain integrations, smart-contract infrastructure, risk controls, liquidity management, accounting and reporting.

Ground is approaching this problem differently.

Its API-first infrastructure acts as an abstraction layer between financial platforms and onchain yield sources across DeFi and RWAs.

The vision is simple:

Financial companies shouldn’t need to become DeFi companies to use DeFi infrastructure.

This creates a much bigger opportunity than another yield product.

It creates a distribution layer.

If financial platforms can embed yield directly into products users already use, onchain adoption can happen without users ever needing to interact with a DeFi interface.

That is where the thesis gets interesting.

Ground is still early, and risks remain around competition, regulation, enterprise adoption and underlying protocol exposure.

But the broader lesson is powerful:

The next phase of DeFi may be less about creating more financial primitives and more about making existing primitives invisible, accessible and programmable.

The infrastructure users never see could become the infrastructure they use every day.