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Stone không còn chỉ được định nghĩa là một người sáng tạo nội dung. Ngày nay, anh hoạt động như một doanh nhân kỹ thuật số, người hiểu cách mà ảnh hưởng, tâm lý khán giả, và phân phối có thể mở rộng giao thoa trong nền kinh tế hiện đại.
Từ Thí Nghiệm Kỹ Thuật Số Sớm Đến Ảnh Hưởng Quy Mô
Chi tiết về cuộc sống cá nhân sớm của #JasonStone chủ yếu không có do thiết kế. Thay vì dựa vào một câu chuyện kịch tính, quỹ đạo của anh ấy được giải thích tốt nhất qua việc anh ấy sớm hòa mình vào kinh doanh kỹ thuật số. Anh gia nhập mạng xã hội với tư duy hệ thống đầu tiên, khởi động và quản lý các trang Instagram truyền cảm hứng trong khi phân tích chặt chẽ các chỉ số hiệu suất. Giai đoạn này đã hình thành hiểu biết của anh về hành vi tương tác, tốc độ nội dung, và cách mà các ý tưởng lan tỏa trực tuyến. Thương hiệu Millionaire Mentor ra đời từ nền tảng này, được xây dựng trên các khung lặp lại thay vì những màn kịch cá nhân.

Kinh nghiệm sớm và cái nhìn phức tạp về tiền bạc
#BrianJung đã lớn lên ở Hoa Kỳ bởi cha mẹ nhập cư thế hệ đầu tiên, nơi tiền bạc là một nguồn áp lực liên tục hơn là tự do. Giống như nhiều gia đình đang điều hướng sự an toàn tài chính hạn chế, các cuộc thảo luận xung quanh tiền bạc thường gắn liền với lo âu, thận trọng và kiềm chế. Từ khi còn nhỏ, Jung đã nhận thức rõ ràng về những giới hạn tài chính và gánh nặng cảm xúc mà chúng mang lại.
Sự tiếp xúc sớm đó đã hình thành cách anh ấy nhìn nhận về cơ hội. Jung đã nói thẳng thắn về mối quan hệ không thoải mái của mình với tiền bạc - không phải vì tham lam, mà vì sự không chắc chắn. Theo thời gian, sự khó chịu đó đã phát triển thành sự tò mò. Anh bắt đầu nhận ra rằng việc hiểu tiền bạc, đầu tư và hệ thống tài chính có thể mở ra những lựa chọn mà trước đây cảm thấy ngoài tầm với. Lịch sử cá nhân này tiếp tục ảnh hưởng đến công việc của anh, khi anh trình bày kiến thức tài chính không phải là chuyên môn được truyền lại, mà là một quá trình chia sẻ bắt đầu từ sự nhầm lẫn và xây dựng hướng tới sự rõ ràng.

Evan Luthra: Building, Investing, and Shaping the Future of Technology
#EvanLuthra is the founder and CEO of EL Group International, a global startup studio and investment firm focused on identifying and scaling high-growth technology ventures. His career reflects more than early entrepreneurial success; it represents long-term consistency across product building, angel investing, and cross-border innovation. Rather than following trends, Luthra has repeatedly positioned himself at the intersection of execution, scalability, and emerging technologies.
Learning by Building From a Young Age
Unlike many founders who enter technology through formal education or corporate roles, Evan Luthra began building products at just thirteen. What started as curiosity quickly evolved into hands-on creation. By his teenage years, he had already developed over thirty mobile applications, gaining real exposure to product development cycles, user behavior, and scaling challenges.
At seventeen, Luthra exited his first company-an experience that offered early lessons in acquisitions, valuations, and operational growth. Instead of treating the exit as an endpoint, he used it as a foundation for a long-term commitment to building technology-driven businesses, reinforcing a mindset centered on learning through execution rather than theory.
EL Group International: Scaling Innovation Globally
As founder and CEO of #ELGroupInternational , Luthra leads a globally active organization dedicated to creating, developing, and investing in technology-focused ventures. The firm operates across multiple geographies, reflecting his belief that innovation should not be restricted by borders.
The group’s portfolio spans mobile technology, digital platforms, emerging technologies, and blockchain-based products. Its core philosophy remains consistent: build scalable products, strengthen operational fundamentals, and prioritize long-term value creation over short-term hype. Luthra’s background as a product builder allows him to remain closely involved in execution-bridging the gap between vision and delivery, a capability often missing in fast-moving tech ecosystems.
Angel Investing Through a Startup Studio Lens
Beyond operating companies, Evan Luthra is an active angel investor who follows a startup studio model. His approach extends well beyond capital deployment. Founders receive mentorship, infrastructure support, and access to global markets-resources that are often critical in the earliest stages of growth.
By working closely with early-stage teams, Luthra helps founders refine ideas, develop products, and scale efficiently. This hands-on involvement reflects his belief that first-time founders benefit most from experienced operators who understand product-market fit, team building, and sustainable growth mechanics. Through this model, he has contributed to a more globally connected startup ecosystem built on collaboration rather than isolation.
Championing Web3 and Decentralized Infrastructure
A central focus of Luthra’s current work lies in Web3 and blockchain technology. He consistently advocates for decentralization, digital ownership, and the transition from platform-controlled systems to user-driven networks.
Rather than viewing blockchain as a speculative trend, Luthra positions it as foundational infrastructure for the future internet-one where creators, builders, and users maintain greater control over data, assets, and value creation. This perspective aligns with his broader philosophy: technology should distribute power, not concentrate it. His contributions have positioned him as a respected voice in discussions around decentralized innovation and digital economies.
Global Recognition and Industry Presence
Evan Luthra’s work has earned international recognition, including being named to the Forbes 30 Under 30 list. Beyond accolades, he is a frequent speaker at global technology, startup, and blockchain conferences, where he shares insights on entrepreneurship, emerging technologies, and navigating rapidly evolving digital landscapes.
His influence is rooted in execution and experience, not commentary alone. Years of building, investing, and operating across markets give his perspectives practical credibility within the global tech community.
Addressing Policy Barriers to Crypto Adoption
Luthra has also been vocal about regulatory challenges affecting global crypto adoption. In a recent public discussion, he highlighted how high crypto taxation in several countries could slow innovation and discourage builders and investors.
He pointed to jurisdictions with some of the highest crypto tax rates, including France (~62%), Japan (55%), Austria (55%), Denmark (~53%), Finland (~53%), Canada (~53%), Ireland (~52%), Sweden (~52%), Belgium (50%), Israel (50%), the United States (~50%), the Netherlands (49.5%), Spain (47%), Iceland (46%), and Germany (45%).
By drawing attention to this data, Luthra reinforced his view that balanced, forward-looking regulation plays a decisive role in fostering sustainable Web3 ecosystems.
Why Evan Luthra Remains Relevant
In an industry defined by rapid cycles and constant narrative shifts, Evan Luthra’s relevance stems from durability. From building mobile apps as a teenager to shaping conversations around Web3 infrastructure, his journey reflects adaptability, execution, and a clear understanding of where technology is headed.
As the digital economy becomes increasingly decentralized and globally interconnected, individuals who can bridge early-stage innovation with long-term sustainability matter more than ever. Evan Luthra stands out as one such figure-worth watching as Web3 and emerging technologies continue to evolve.

Disclaimer: #BFMTimes is an informational platform and does not provide financial advice. Readers are advised to consult a qualified financial professional before making any investment decisions.

Early Life and Entry Into #blockchain
Raised in Colombia under severe financial constraints, Meneses experienced hardship at a level few publicly acknowledge. At one stage, he lived out of a mechanic’s garage and relied on food assistance to survive. Survival came before ambition. Seeking stability, he worked a series of short-term jobs across Europe before eventually establishing himself in the United Kingdom.
With formal training in computer engineering, Meneses approached technology pragmatically. His introduction to crypto in 2016 was not driven by speculation or market hype. Instead, it stemmed from a real-world problem: sending money back to his family in Colombia. Traditional remittance systems were slow, expensive, and unreliable. Bitcoin, to him, represented efficiency and autonomy-not a gamble. This practical first use shaped his long-term approach to blockchain adoption, focusing on functionality over theory.
Collapse, Reset, and Strategic Rebuild
In 2019, Meneses lost everything-financially and emotionally. The setback was total. While many would have exited the industry entirely, he chose a calculated reset. He redirected his remaining resources into three areas: building a personal brand, creating education-first content, and cultivating a community.
He began publishing consistently on Instagram, prioritizing clarity over predictions and experience over speculation. His content was never designed to impress markets but to explain them. The approach was rooted in empathy-addressing the questions he once had and the gaps newcomers routinely faced. This learning-by-doing philosophy became central to his credibility.
Emergence as a Web3 Communicator and KOL
Momentum accelerated in 2022. Meneses was invited to speak at Binance’s 5th Anniversary, marking a shift from independent creator to recognized industry voice. That same year, he launched Crypto OGs, which went on to become the top-ranked podcast on Binance Live.
#Binance later named him a Top Key Opinion Leader, solidifying his position within the ecosystem. His work earned trust from major platforms including Binance, #OKX , Polymarket, and multiple global technology firms. What differentiates Meneses is balance-clear communication paired with firsthand operational understanding of the industry.
Global Presence, Events, and Industry Recognition
Meneses is an active international host and speaker, with confirmed participation at major events including:
Token2049 (Dubai and Singapore)Binance Blockchain WeekParis Blockchain WeekAIBC World / SiGMA Eurasia

He has served as both speaker and host across Europe, Dubai, and Latin America.
His contributions have been recognized through multiple honors, including:
Forbes 40 Under 40 - Tech Leaders (Latin America)Arabian Business Top 10 People in CryptoEntrepreneur Magazine Top 100 Entrepreneurs in the Middle EastInfluencer of the Year - Middle East Blockchain Awards (2022)Web3 Podcast Winner - AI & Blockchain Awards (2023)Top Global Crypto YouTuber / Influencer - Abu Dhabi Finance Week (2022)
Media Reach and Community Impact
Meneses is the co-founder and host of the Crypto OGs Podcast, now nearing 200 episodes and ranked as the leading show on Binance Live. He is also a Binance Feed Pioneer and a contributor to Cointelegraph Spanish.
Through bilingual English-Spanish content, he leads one of the most geographically diverse crypto communities, reaching over 1.5 million people globally. His work consistently centers on education, accessibility, and long-term belief-building rather than short-term narratives.
Market Awareness Beyond Commentary
In a recent post, Meneses shared a time-sensitive industry update:

“BREAKING: Crypto exchange Paxful will wind down operations after reaching a plea agreement that includes a $7.5M fine and user refunds. Sentencing set for Feb 10, 2026.”

The communication was factual and user-focused. Rather than fueling fear or speculation, it emphasized accountability and progress-reinforcing trust and responsible discourse within the industry.
Looking Beyond Content Creation
Meneses is increasingly focused on prediction markets and their potential for mass adoption. He views them as a convergence point between information, incentives, and decentralized participation.
The objective remains unchanged: to build, inspire, and connect. Not as a trend-driven creator, but as a long-term ecosystem builder shaping how Web3 is understood, used, and trusted.
Disclaimer: #BFMTimes provides information strictly for educational purposes and does not offer financial advice. Readers are advised to consult a qualified financial professional before making investment decisions.

#CarlRunefelt has emerged as one of the most recognisable figures in the global Bitcoin community-an entrepreneur, investor, and the face behind The Moon Show . His recent space expedition is more than spectacle; it reflects a broader shift in how financial influence is built in the digital era-through discipline, transparency, and long-term conviction rather than short-lived hype.
From Ordinary Beginnings to a Market Awakening
Born in Sweden in 1994, Runefelt did not begin his career in finance, technology, or venture capital. He worked in a supermarket-an experience he has often described as grounding rather than restrictive. It was during this phase that he encountered Bitcoin, not as a speculative trend, but as a structural alternative to a traditional financial system that increasingly felt out of reach for younger generations.
With no formal background in markets, Runefelt turned to self-education. He immersed himself in macroeconomics, market cycles, and technical analysis, developing an independent, long-term mindset. This “learn first, leverage later” approach became foundational to his philosophy and continues to shape his public work.
The Moon Show: Education Over Noise
Runefelt’s public profile expanded through #TheMoonShow, a Bitcoin-focused platform built on consistency rather than sensationalism. Instead of chasing viral price predictions, the show concentrates on market structure, macro context, and simplified technical analysis-bridging fundamentals with charts in a way that prioritises understanding over excitement.
The underlying philosophy is deliberate repetition and daily discipline. For Runefelt, Bitcoin is not a short-term trade but a long-duration thesis. His audience has grown around this clarity of purpose, valuing education paired with conviction.
Builder First, Commentator Second
Beyond media, Runefelt has positioned himself firmly as a builder within the ecosystem. He is the founder and CEO of The Moon Group, operating across crypto media, investment, and advisory services. He is also the co-founder of Kasta, a crypto payments platform focused on simplifying digital transactions, and the founder of cryptojobs.com, a global marketplace connecting Web3 companies with talent.
In parallel, Runefelt is recognised as an active angel investor, with publicly disclosed involvement in hundreds of early-stage crypto and Web3 startups. These roles signal a consistent theme: participation beyond commentary, extending into infrastructure, products, and human capital.
Recognition and Global Reach
Runefelt’s work has gained traction across both crypto-native and mainstream platforms. He has been featured in Forbes 30 Under 30 and covered by outlets such as CNBC, FOX Business, Business Insider, and Cointelegraph. His social platforms collectively reach millions, reflecting a rare intersection of market credibility and mass visibility.
Alongside media presence, he is known for supporting early-stage founders and engaging in philanthropic initiatives-reinforcing his positioning as a contributor to the ecosystem rather than a passive observer.
Conferences and Industry Dialogue
According to confirmed reports, Runefelt has spoken at major crypto and Web3 conferences across Europe, Dubai, and other global hubs. His appearances consistently focus on Bitcoin adoption, market structure, and the long-term trajectory of digital assets, mirroring the themes of his educational content rather than promotional narratives.
Conviction Over Volatility
When Runefelt stated, “Buy Bitcoin now or cry later,” the remark drew attention for its bluntness. Yet the message aligns with a stance he has maintained across multiple market cycles. He frames Bitcoin as a long-term hedge within a shifting macro landscape-particularly as traditional markets reach extremes and commodities such as gold and silver regain momentum. It is a polarising view, but one rooted in macro analysis rather than short-term noise.
The Builder Behind the Brand
Ultimately, Carl “The Moon” Runefelt’s story is one of progression-from self-taught learner to educator, from commentator to ecosystem builder. His influence is driven less by prediction and more by sustained participation. In an industry often dominated by volume and volatility, his edge lies in consistency.
As Web3 continues to mature, figures like Runefelt demonstrate that credibility is built over time-and that real influence requires engagement not just on screens, but within the foundations of the ecosystem itself.
Disclaimer: #BFMTimes acts as a source of information for knowledge purposes and does not claim to be a financial advisor. Kindly consult your financial advisor before investing.

Davis lần đầu tiên nhận được sự công nhận thông qua kênh YouTube tự vận hành của mình, được ra mắt vào năm 2017. Qua thời gian, anh đã thiết lập được một lượng khán giả trung thành bằng cách phân tích cách các loại tiền điện tử hoạt động, xác định các hành vi thị trường lặp đi lặp lại, và giúp người xem hiểu các phát triển chính trong Bitcoin, Ethereum, stablecoin và một số tài sản thay thế. Công việc của anh tập trung vào giáo dục hơn là đầu cơ, giúp cho các biến động phức tạp của thị trường trở nên dễ hiểu hơn cho các nhà đầu tư thường ngày.
#TheCryptoLark và Phong Cách Nội Dung Của Anh

Thay vì định vị mình như một nhà dự đoán thị trường hoặc một oracle giá cả, Kapoor đã liên tục định hình vai trò của mình xung quanh giáo dục. Sự tập trung của ông đã rất rõ ràng từ đầu: giúp các nhà tham gia hiểu về sự biến động, quản lý rủi ro, và duy trì hoạt động trên thị trường đủ lâu để cơ hội trở nên quan trọng.
Lời Khuyên Khôn Ngoan Crypto và Niềm Tin Cơ Bản Của Nó
#WiseAdvice Crypto được xây dựng trên một nguyên tắc mà nhiều người bỏ qua trong các thị trường biến động nhanh - sự tồn tại lâu dài quan trọng hơn lợi nhuận. Thông qua các nền tảng của mình, #SumitKapoor nhấn mạnh cấu trúc thị trường, nhận thức chu kỳ, và khả năng phục hồi tâm lý cần thiết để hoạt động trong điều kiện không chắc chắn.

Yield-Bearing Digital Yuan: A Structural Shift in Digital Money
China has taken a decisive step forward in digital finance with the rollout of a revamped Digital Yuan (eCNY), now structured as a yield-bearing central bank digital currency. The updated eCNY replaces the earlier non-yielding model and offers an annual return of roughly 0.35%, a modest figure on paper but a major first in the global CBDC landscape.
At first glance, a 0.35% yield may appear insignificant. In practice, it is unprecedented. No major CBDC or widely used stablecoin currently distributes yield directly to holders. Even yield-linked instruments such as Binance’s BFUSD introduce counterparty and market risk and are typically limited to trading or liquidity strategies. A sovereign CBDC, by contrast, can be used for everyday payments while simultaneously accruing yield, without relying on private intermediaries.
What makes the eCNY notable is this fusion of two traditionally separate ideas. Stablecoins prioritise spendability and settlement, while yield-bearing products focus on returns. China has combined both into a single state-backed instrument, changing the value proposition of digital cash itself.
Why This Challenges Stablecoins
The real pressure point for stablecoins lies in adoption beyond China’s borders. If the eCNY gains traction in countries with deep trade relationships with China, it could trigger large-scale offshore usage. Businesses and governments would have a clear incentive to hold eCNY for settlement purposes while earning a guaranteed return simply by keeping balances on hand.
Most stablecoins today are denominated in US dollars and offer no yield to users. In a trade-driven context, that makes them less attractive than a CBDC that pays holders for liquidity they already need. Over time, this could erode stablecoin dominance in specific corridors tied closely to Chinese trade.
Why USD Stablecoins Cannot Easily Respond
USD-backed stablecoins such as #USDT , #USDC , FDUSD, and PYUSD already generate yield internally by investing reserves in short-term US government securities. That yield is retained by issuers as revenue. Passing it on to users would dramatically compress margins and could spark a competitive race to the bottom.
There is also a systemic constraint. If stablecoins began paying yield at scale, they would start to resemble deposit products, raising regulatory red flags and potentially destabilising traditional banking models. With a US-issued CBDC still politically unlikely, matching the eCNY’s structure is not a straightforward option.
The Broader #CBDC Landscape
Most other CBDCs remain conservative by design. They function as digital cash equivalents with no built-in yield, prioritising control and stability over innovation. This makes China’s move difficult to replicate in the short term.
India’s Digital #Rupee is one potential exception. With policy rates above 5%, there is theoretical room for a yield-bearing eRupee if the Reserve Bank of India chose to pursue that path. Even a small return could materially change domestic adoption incentives.
Nigeria’s eNaira has accumulated real-world experience as one of the earliest CBDCs, while Russia’s digital ruble emerged primarily as a workaround after sanctions disrupted access to global payment rails. Neither currently offers yield, limiting their competitive scope.
The Strategic Takeaway
The yield-bearing eCNY is not about headline returns. It is about redesigning money to reward usage and retention at the sovereign level. If adoption expands through trade networks, this model could quietly reshape how digital currencies compete, not just on stability or ideology, but on tangible economic incentives.
Disclaimer: #BFMTimes provides information for educational purposes only and does not offer financial advice. Readers should consult qualified professionals before making investment decisions.

Choosing the Right #stablecoin Model
Stablecoins attract users because they are designed to hold a steady value. Before anything else, a project must decide how that stability will be maintained. In most cases, the goal is simple: keep the token pegged to $1. Achieving that peg typically follows one of three established approaches.
The most widely accepted option is the fiat-backed model. This structure is favoured by regulators and institutions. Tokens such as #USDC and #USDT follow this approach by holding one dollar, or an equivalent low-risk asset like U.S. Treasury bills, for every token in circulation. Its appeal lies in transparency and simplicity, making it easy for users to trust.
The second approach is crypto-backed stablecoins. These rely on smart contracts that lock up cryptocurrencies as collateral. To account for market volatility, they are overcollateralised. For example, $150 worth of Ethereum may be locked to issue $100 worth of stablecoins. This buffer helps absorb price fluctuations in the underlying asset.
The third option is the algorithmic or hybrid model, which attempts to maintain the peg through automated supply adjustments and economic incentives rather than direct backing. While innovative, this design has largely fallen out of favour after the collapse of Terra in 2022. As a result, many jurisdictions, including the European Union, now restrict or ban purely algorithmic stablecoins.
The Regulatory Reality
Regulation is no longer optional-it is the single biggest hurdle to launching a stablecoin. Each jurisdiction enforces its own framework, and non-compliance can shut a project down before it begins.
In the United States, legislation such as the GENIUS Act and the Clarity Act sets strict conditions. Issuers are generally required to be licensed banks or state-approved entities, with mandatory monthly disclosures proving reserve backing. In the European Union, MiCAR governs stablecoins and requires issuers to obtain an Electronic Money Institution license, alongside full reserve backing.
Other regions, including Hong Kong and the UAE, apply similar standards. Many require a local legal presence and reserves held in domestic currency. These requirements make entry costly. Even in relatively friendly jurisdictions like Singapore, legal fees alone can reach $50,000. In the U.S., total compliance costs can easily exceed $500,000.
Building the Technical Foundation
On the technical side, most stablecoins are built on well-established blockchains such as Ethereum or Solana due to their security, developer ecosystems, and tooling.
Regulated stablecoins must also include advanced controls in their smart contracts. These often allow authorised parties to mint, burn, or freeze tokens in response to hacks, theft, or legal orders. Without these safeguards, regulators are unlikely to grant approval.
Reliable price data is another requirement. Projects typically integrate decentralised oracle networks to track real-time market prices. Security audits are mandatory, with firms charging anywhere between $5,000 and $30,000 per audit, depending on complexity.
Bridging #crypto and Traditional Finance
For fiat-backed stablecoins, connecting to the traditional banking system is often the most challenging step. Issuers must partner with a qualified custodian to securely hold user funds.
To simplify this process, many teams rely on “stablecoin-as-a-service” providers. These platforms offer APIs that manage custody and banking integrations, reducing setup time but adding recurring fees.
In addition, issuers must work with accounting firms to publish monthly proof-of-reserves reports. Between technology, audits, and compliance, core infrastructure costs typically range from $20,000 to $60,000, while legal expenses can span $50,000 to well over $250,000.
Liquidity is another major consideration. Launching a usable stablecoin often requires between $100,000 and $1 million in initial liquidity, plus marketing budgets of $50,000 to $150,000.
All told, launching a compliant stablecoin usually costs between $220,000 and $1.5 million and takes at least seven months from planning to deployment.
Disclaimer: #BFMTimes provides information for educational purposes only and does not offer financial advice. Readers should consult qualified professionals before making any financial decisions.

New data from Chainalysis and TRM Labs confirms a grim milestone: crypto-related theft surged to a record $158 billion last year. The scale alone is alarming, but the bigger threat lies in how scams are evolving.
Fraudsters are now deploying AI-driven tools to make deception more convincing than ever. Protecting your capital today requires more than caution-it demands awareness of modern scam mechanics and the discipline to avoid them.
The Most Common #CryptoScam You Must Avoid
Understanding how these schemes work is the first line of defense. Today’s attackers are sophisticated operators, not amateurs.
1. Advanced Phishing Attacks
Phishing remains the leading cause of crypto losses. Scammers impersonate trusted platforms like Coinbase or Binance, sending emails or messages that appear legitimate.
These messages often claim suspicious account activity and urge immediate action. Clicking the embedded link redirects users to a near-perfect replica of the real website, designed solely to steal login credentials.
2. AI-Powered Deepfake Giveaways
AI has transformed giveaway scams into high-believability traps. Fake “live” streams on #YouTube or #X now feature realistic deepfake videos of figures such as Elon Musk or Vitalik Buterin.
Victims are promised instant returns-typically a doubling of Bitcoin or Ethereum-if they send funds to a displayed address. One such deepfake stream featuring Elon Musk extracted $5 million in just 20 minutes before being taken down.
3. Pig Butchering and Romance Scams
This long-form scam begins with casual interaction, often on WhatsApp or dating platforms. The attacker patiently builds trust over weeks or months.
Once rapport is established, they introduce a supposed crypto trading strategy and guide victims to a fake platform showing fabricated profits. When withdrawals are attempted, victims face endless “taxes” and “fees” until their funds are fully drained.
4. Address Poisoning
Address poisoning exploits user habits. Scammers generate “vanity addresses” that closely resemble a victim’s wallet address, matching the first and last characters.
They send a small transaction to the target wallet so their address appears in transaction history. When users later copy an address from history, they may unknowingly paste the attacker’s address instead.
5. Crypto Drainers
Drainers are malicious scripts embedded in fake airdrops, NFT mints, or promotional sites. Victims believe they are simply connecting their wallet.
In reality, they sign a transaction granting full spending permissions. Once approved, attackers can empty the wallet instantly. These drainer kits are widely sold on the dark web for as little as $50.
Technical Exploits and Silent Attacks
Some scams require no interaction beyond everyday usage, making them especially dangerous.
6. Keyloggers
Keyloggers are hidden malware that record everything typed on a device. In crypto, they are used to capture wallet seed phrases.
If a user enters their recovery phrase on an infected device, the attacker receives it instantly. Possession of the seed phrase grants permanent and irreversible access to the wallet.
7. DeFi Rug Pulls
Rug pulls are especially common in new memecoin launches. Developers aggressively market a token, attract liquidity, and wait for price momentum.
Once sufficient capital flows in, they remove all liquidity and abandon the project, leaving holders with worthless tokens.
8. Fake Exchanges and Mobile Apps
Some attackers successfully publish fraudulent apps on official app stores. These platforms promise unrealistic incentives such as zero fees or guaranteed weekly returns.
To build trust, small withdrawals may initially be allowed. Once a larger deposit is made, the app disappears-and so does the money.
9. Recovery Scams
Often referred to as “the scam after the scam,” recovery fraud targets victims who have already lost funds.
Self-proclaimed “white-hat hackers” offer to retrieve stolen crypto for an upfront fee. In many cases, these actors are connected to the original scam-or simply repeat the theft under a new pretext.
10. Pump and Dump Groups
Organised groups on Telegram coordinate mass buying of low-liquidity tokens. Early participants drive the price sharply higher.
By the time the wider audience buys in, insiders have already exited. Prices collapse within seconds, leaving late buyers holding worthless assets.
The Bottom Line: Security Is a Habit, Not a Feature
Surviving in crypto today requires a fundamental shift in behavior. Weak passwords and basic protections are no longer sufficient.
Use hardware wallets such as Ledger or Trezor for long-term storage. Avoid SMS-based two-factor authentication, as SIM-swap attacks remain common. Instead, rely on authenticator apps like Google Authenticator or physical security keys such as YubiKey.
In crypto, convenience is often the enemy of safety. Discipline is the real edge.
Disclaimer: #BFMTimes provides information strictly for educational purposes and does not offer financial advice. Always consult a qualified financial advisor before making investment decisions.

The #CLARITYAct ’s Core Objective
The CLARITY Act is designed to end regulation by ambush. For nearly a decade, the crypto sector has operated under constant legal uncertainty as the SEC pursued enforcement without clear boundaries. This bill attempts to reset that dynamic by drawing firm jurisdictional lines between the SEC and the CFTC. It defines what falls under securities law and assigns the rest to commodities oversight, creating the long-requested regulatory playbook institutional capital has been waiting for. A revised draft surfaced in the Senate on January 12, with committee markups now underway. The proposal even includes an “innovation exemption” backed by new SEC Chair Paul Atkins. Still, consensus is far from guaranteed.
The #stablecoin Rewards Flashpoint
Coinbase has been one of the CLARITY Act’s most vocal champions-up to a point. That support may evaporate if the bill restricts stablecoin rewards. These rewards allow users to earn yield on assets such as USDC, and they form a meaningful part of Coinbase’s revenue model. Traditional banks are aggressively lobbying to block non-banks from offering such products, arguing crypto platforms resemble banks without meeting the same regulatory standards. For Coinbase, this is non-negotiable. Subscription and service revenue, including rewards, generated close to $700 million last year. Removing that income stream would materially weaken the business, especially during periods of low trading activity.
What Counts as a “Mature” #blockchain
For developers, Section 205 may be the most consequential provision in the bill. It introduces a formal pathway for a network to be recognized as decentralized. If a project notifies the SEC and faces no objection within a defined window, its token can be reclassified as a digital commodity and fall under CFTC oversight. To qualify, three criteria must be met: no single entity may control more than 20% of the supply, the token’s value must stem from network usage rather than a central promoter, and no party may retain unilateral control over protocol changes. Coinbase argues these rules finally provide the certainty needed to build in the US without fear.
Why Timing Matters So Much
The urgency around passing the CLARITY Act is political. Pro-crypto lawmakers currently hold a narrow advantage, but the 2026 midterm elections could upend that balance. A shift in control could stall the bill indefinitely, delay it until 2027, or result in a harsher rewrite. For investors and companies alike, this window may be the only realistic chance to lock in a workable regulatory framework before the political landscape changes.
A Defining Moment for US Crypto Policy
The next three months will signal whether the United States intends to lead in digital finance or continue drifting in regulatory uncertainty. For Coinbase, the CLARITY Act represents the final transition from industry outsider to regulated incumbent. CEO Brian Armstrong has been explicit: clarity is meaningless if it strips away the incentives that make crypto functional. Coinbase is prepared to withdraw political backing to defend its core model. The outcome of this standoff will shape not just one company’s future, but the trajectory of the entire US crypto market.
Disclaimer: #BFMTimes provides information strictly for educational purposes and does not offer financial advice. Readers should consult a qualified financial advisor before making investment decisions.

Giới thiệu
Cảnh quan tiền điện tử đã thắt chặt đáng kể trong vài năm qua, và việc mua Monero không còn đơn giản như trước đây. Khi áp lực quy định gia tăng trên toàn cầu, quyền riêng tư tài chính trở nên khó bảo vệ hơn. Các chính phủ đang yêu cầu sự minh bạch sâu hơn, trong khi các nền tảng lớn ngày càng xa rời khỏi các tài sản tập trung vào quyền riêng tư.
Tuy nhiên, sự quan tâm đến tiền riêng tư không giảm sút. Thực tế, nó đang gia tăng. Hướng dẫn này giải thích nơi và cách mua XMR hôm nay - và tại sao vai trò của Monero lại quan trọng hơn bao giờ hết.

#X is no longer content with being just a place for conversation. Under #ElonMusk ’s direction, the platform is steadily evolving into a real-time financial intelligence layer. In mid-January, X began rolling out a major upgrade to its market features, signaling a clear push beyond traditional social networking.
At the center of this shift is a new feature called Smart Cashtags.
These enhanced tags embed live cryptocurrency prices and stock market data directly into posts. Instead of static symbols, users now see real-time market information without ever leaving their feed. For X’s nearly 700 million active users, this removes a long-standing friction point: the need to jump between apps to track prices while following market discussions.
From Static Symbols to Live Market Objects
Previously, cashtags on X functioned as simple discovery tools. Clicking on a symbol like $BTC merely surfaced a stream of related posts. That limitation is now gone.
With the update, cashtags become interactive financial objects. When a ticker is mentioned, X’s backend automatically recognizes the asset and generates a live data panel beneath the post. This system is powered through a partnership with TradingView, transforming ordinary posts into compact market dashboards.
Each widget delivers continuously updating price quotes, simplified candlestick charts covering recent performance, and a sentiment heatmap indicating whether market conversation leans bullish or bearish. Crucially, Smart Cashtags also support smart-contract verification, allowing creators to link official token addresses. This helps eliminate confusion around duplicate tickers and significantly reduces exposure to scam or honeypot assets.
Information Today, Execution Tomorrow
For now, Smart Cashtags focus on visibility and data. But the roadmap points clearly toward transaction capability. Mockups shared by X’s Head of Product, Nikita Bier, reveal integrated Buy and Sell buttons within the widgets.
X is not positioning itself as a regulated exchange. Instead, it aims to operate as a routing layer. In practice, a user could spot a price movement in their feed, tap “Buy,” and have the order executed through partners such as Coinbase or Robinhood-all without breaking the flow of conversation.
Faster Markets, Shorter Reaction Windows
The integration of live pricing is likely to compress market reaction times even further. X has long been a leading signal for sentiment-driven price movements, a dynamic often referred to as the “Elon Musk Effect.” With Smart Cashtags, the gap between seeing news and responding to it has effectively disappeared.
Early January data underscores the impact. Posts using Smart Cashtags are already generating roughly 3.5 times more engagement than traditional text-only tickers, highlighting how tightly information and attention are now converging.
Where This Is Headed Next
Crypto is only the opening chapter. X’s internal roadmap for the remainder of 2026 outlines plans to extend Smart Cashtags to real-world assets, including tokenised gold and on-chain real estate pricing.
A dedicated Portfolio View is also under development. This feature would allow users to connect wallets such as MetaMask and Phantom directly to their accounts, enabling real-time net-worth tracking as users scroll their feed. The system may also support NFT market data, including floor prices for collections like Bored Ape Yacht Club.
Taken together, these changes point to a clear outcome: the boundary between discussing markets and acting on them is rapidly dissolving. X is positioning itself not just as a place where markets are talked about-but where they are experienced in real time.
Disclaimer: #BFMTimes provides information strictly for educational purposes and does not offer financial advice. Readers should consult a qualified financial advisor before making any investment decisions.