fdic

FDIC CAUGHT RED-HANDED. SECRETS EXPOSED.

The FDIC is paying Coinbase $188,440. They violated the Freedom of Information Act. Now, their secrecy policy is shattered. Public access to crucial crypto documents is unlocked. Staff must interpret FOIA requests broadly. No more blanket secrecy for bank supervision. The truth is coming out.

Disclaimer: Not financial advice.

#crypto #FDIC #Coinbase #transparency 🏛️

FDIC Agrees to Pay Fees, Drop FOIA Fight Over Crypto 'Pause Letters'

The banking regulator will revise transparency policies to settle Coinbase's "Operation Choke Point 2.0" lawsuit.

follow @AsRealUpdates

$EVAA
$BREV

#CryptoRegulation #crypto #FDIC #coinbase

🚨 FIRST U.S. BANK FAILURE OF 2026 🚨

Metropolitan Capital Bank & Trust in Illinois has been shut down by regulators. ~$261M in assets moved smoothly as the FDIC transferred deposits to First Independence Bank. No systemic shock — this is duration risk biting hard under tight monetary policy.

High rates are crushing weak balance sheets. Markets felt it fast: silver dumped hard, gold slipped, and deleveraging spread across risk assets. Tight money + risk-off = forced selling.

👀 Crypto traders, pay attention: macro stress is testing correlations. Flows into $XRP , $SOL , and $ETH could shift as markets hunt for alternative liquidity.

Not financial advice.
#MarketCorrection #Macro #FDIC #CryptoMarkets

FIRST US BANK FAILURE OF 2026 CONFIRMED! 🚨

FDIC just shut down Metropolitan Capital Bank & Trust today. This collapse was due to unsafe, unsound conditions and severe capital erosion. This failure will cost the FDIC insurance fund $19.7 million. Important note: This failure is NOT related to gold or silver pump-and-dump schemes. Stay alert.

#BankFail #FDIC #MarketShock #USEconomy 💸

🚨 CHICAGO BANK FAILURE CONFIRMED! 2026 STARTS WITH A BANG!

This is NOT systemic chaos, but regulators moved FAST.

• Metropolitan Capital Bank & Trust shuttered by Illinois regulators.
• First Independence Bank stepped in to protect deposits immediately.
• FDIC insurance means customer funds are SAFE. This was contained.

The $BTC and $ETH markets are watching closely. Will this ripple? The health of the wider sector under current rate pressures is the key indicator. For now, stress contained. Stay sharp.

#BankFailure #CryptoWatch #FDIC #MarketStress 📉

🚨 FIRST US BANK FAILURE OF 2026 CONFIRMED! 🚨

Metropolitan Capital Bank & Trust in Chicago SHUT DOWN by regulators due to unsafe capital. This is HUGE for market sentiment.

• FDIC stepped in immediately.
• First Independence Bank assumed deposits.
• Customer funds ARE PROTECTED. This is key.

This is an isolated event for now, but watch interest rates and credit quality closely. $BTC and $ETH watching the fallout. $BNB stable but nervous.

Is this the start of a trend? Regulators are containing stress fast.

#BankFailure #CryptoMarket #FDIC #FinancialStress 📉

Metropolitan Capital Bank & Trust Closed: First U.S. Bank Failure of 2026

On Friday, January 30, 2026, Chicago-based Metropolitan Capital Bank & Trust was closed by the Illinois Department of Financial and Professional Regulation, marking the first U.S.
bank failure of 2026. The Federal Deposit Insurance Corporation (FDIC) was appointed as receiver and immediately brokered a deal for Detroit-based First Independence Bank to assume substantially all deposits.

Impact on Customers
Access to Funds: Depositors have immediate and full access to their insured funds. Over the weekend of January 31–February 1, customers can continue to use existing checks, ATM cards, and debit cards.

Branch Reopening: The bank's sole office at 9 E. Ontario St., Chicago, will reopen as a branch of First Independence Bank during normal business hours on Monday, February 2, 2026.

Loans: Loan customers must continue making payments as scheduled under their existing terms.

Financial Details of the Failure
The closure followed a period of "unsafe and unsound conditions" and an "impaired capital position". As of September 30, 2025, the bank reported approximately $261.1 million in total assets and $212.1 million in total deposits.

The FDIC preliminarily estimates the cost to its Deposit Insurance Fund (DIF) to be $19.7 million.

#BankFailure #FDIC #ChicagoNews #Banking #FinancialStability

🚨 US BANK COLLAPSE SHOCKWAVE HITS CRYPTO! 🚨

Metropolitan Capital Bank & Trust in Chicago is GONE. Regulators shut it down fast due to weak capital.

This is a major stress test for the system. Watch how $SYN and $CLANKER react to this liquidity scare.

• Assets: $261 million
• Deposits: $212 million
• FDIC Hit: $19.7 million

The contagion risk is real. Keep your eyes glued to $ENSO stability NOW.

#BankCollapse #CryptoContagion #SystemShock #FDIC #MarketFear 📉

🚨 FIRST U.S. BANK FAILURE OF 2026: METROPOLITAN CAPITAL BANK & TRUST SHUT DOWN 🏦⚠️
This isn’t routine — it’s a wake-up call for the banking sector.

Here’s the breakdown traders and market watchers are digesting 👇

📍 KEY FACTS • Bank: Metropolitan Capital Bank & Trust, Illinois
• Status: Closed by U.S. regulators
• FDIC Role: Acting as receiver, ensuring orderly resolution
• Deposit Assumption: First Independence Bank takes over most deposits
• Estimated Cost to Deposit Insurance Fund: ~$19.7 million

⚠️ WHY IT MATTERS • First bank failure of the year sets a tone for financial sector scrutiny
• Highlights liquidity & risk management challenges even among regional banks
• Markets may watch credit conditions, interbank lending, and bank stocks for contagion signs

💡 MACRO TAKEAWAY • FDIC intervention protects depositors, limiting panic
• Minor cost to insurance fund vs systemic impact, but signals vigilance needed
• Traders may monitor regional banks, CDS spreads, and lending rates for ripple effects

In 2026, the first bank failure reminds markets:
even in stable economies, risk can emerge quickly — and regulators act fast.

$SYN $INIT #BankFailure #FDIC #USBanking #FinancialRisk #MetropolitanCapital

FIRST US BANK FAILURE OF 2026 CONFIRMED! 🚨

FDIC just announced Metropolitan Capital Bank & Trust is officially closed. Shut down due to unsafe/unsound conditions and severe capital impairment. This collapse hits the FDIC insurance fund for $19.7 million. 💸

Crucially, this failure is NOT tied to any gold or silver pump-and-dump schemes. Stay sharp.

#BankFail #FDIC #MarketShock #CryptoSafety 📉

US BANK COLLAPSE CONFIRMED! $19.7M BAILOUT REQUIRED.

Metropolitan Capital Bank & Trust is officially CLOSED. FDIC declared it insolvent due to severe capital weakness. This is the first US bank failure of 2026. The Depositors Insurance Fund will absorb the $19.7 million cost. This event is not linked to precious metal volatility.

Disclaimer: This is not financial advice.

#USBanks #FDIC #Economy #MarketCrash 💥

"🚨 BREAKING: Metropolitan Capital Bank & Trust, Chicago, becomes the first US bank to fail in 2026. Illinois regulators shut it down due to weak capital and unsafe financial conditions. First Independence Bank, Detroit, assumes deposits and assets. Estimated FDIC loss: $19.7 million. $SYN
$ENSO
$INIT
#BankFailure #FDIC "

‏عاجل 🔴🔴

رسمياً،

أول انهيار مصرفي في الولايات المتحدة هذا العام:

تم إغلاق Metropolitan Capital Bank & Trust، ووضعه تحت الحراسة القضائية من قبل FDIC.

السؤال الآن:
هل نشهد موجة تعثّر جديدة في 2026؟ 🤔
#FDIC #BTC走势分析 #BitcoinETFWatch

🚨🇺🇸 PRIMO FALLIMENTO BANCARIO USA NEL 2026: METROPOLITAN CAPITAL BANK CHIUSA 🚨🇺🇸

È ufficiale: il 2026 si apre con il primo crack bancario negli Stati Uniti.
La Metropolitan Capital Bank & Trust di Chicago è stata chiusa dai regolatori dell'Illinois per "condizioni insicure e capitale debole".

Questa banca, focalizzata su servizi di trust e investimenti per clienti privati, non ha retto alle pressioni: probabilmente esposizioni rischiose in prestiti, immobili o derivati hanno eroso il suo patrimonio netto, portando a un intervento rapido delle autorità statali.

Quando una banca fallisce così, l'FDIC (Federal Deposit Insurance Corporation) subentra immediatamente: garantisce depositi fino a 250.000 dollari per correntisti, trasferendo asset sani a un acquirente (spesso un'altra banca regionale).
Qui, i regolatori citano rischi operativi e sottocapitalizzazione, tipica di istituti minori colpiti da tassi alti persistenti e rallentamento economico post-2025.

Impatto sui mercati?
Limitato per ora, essendo una banca piccola (asset sotto i 2 miliardi), ma segnala fragilità nel settore bancario USA. Bitcoin e crypto potrebbero beneficiarne come "rifugio alternativo", attirando capitali in fuga dal sistema tradizionale.
Ricorda il 2023 con SVB: volatilità iniziale, poi rally crypto.
#bankcrashes #usa #breakingnews #FDIC

👩‍参议员卢米斯揭露FDIC涉嫌销毁“扼杀行动2.0”关键文件记录
 
怀俄明州参议员辛西娅·卢米斯（Cynthia Lummis）近日向联邦存款保险公司（FDIC）主席马丁·格鲁恩伯格（Martin Gruenberg）发出正式信函，表达了对FDIC内部可能存在的销毁数字资产活动文件行为的担忧。
 
卢米斯透露，有举报人联系她的办公室，指控FDIC正在销毁相关文件，她认为这一行为是非法的，并要求自2022年1月起保留所有与加密活动相关的记录。
 
卢米斯在信中透露，举报人受到了FDIC管理层的密切监视，并受到法律行动的威胁，以阻止其与她的办公室沟通。她谴责FDIC的这种行为，称其试图隐瞒与“扼杀行动2.0” （Operation Chokepoint 2.0）相关的材料，这是不可接受的，也是非法的。这一行动被指旨在阻止加密货币行业获取传统银行服务。
 
去年，加密货币行业对监管机构处理加密相关银行业务的方式表示担忧。在8月的会议中，多位行业人士与白宫官员讨论了这些问题，尽管财政部副部长Wally Adeyemo否认了阻止加密货币进入金融系统的企图，但几乎所有与会者都表示，曾因白宫政策而遭遇银行服务受限。

因此，卢米斯在信件中指令FDIC保留自2022年1月1日起的所有数字资产相关活动文件，涵盖与特定银行的通信、加密货币执法行动的往来，以及与其他政府机构的数字资产政策协调记录。
 
卢米斯在信中明确指出，对于任何故意销毁文件或阻碍监督的行为，将不遗余力地追究刑事责任。她坚定地强调了透明度的不可或缺，并承诺将致力于为美国人民揭露事实并公布真相。

💬你觉得卢米斯对FDIC的指责有道理吗？加密行是否会因此迎来新的转机？
 
#FDIC #加密货币监管 #透明度与监督

FDIC EXPLODES INTO CRYPTO! 🤯

Tokenized Insurance COMING SOON!

This changes EVERYTHING.

Institutions are flooding in.

Don't get left behind.

This is your EARLY ALERT.

The future of finance is NOW.

Trade these moves before the FOMO wave hits.

#CryptoNews #FDIC #Tokenization #DigitalAssets 🚀

🚨 BREAKING: The #FDIC permits banks to participate in crypto-related activities without prior approval, provided that risks are adequately managed.

#FDIC mengatakan :
#Bank dapat terlibat dalam
aktivitas #Crypto tanpa
#persetujuan sebelumnya

Breaking: #FDIC Set to Release First U.S. Stablecoin Rules Under GENIUS Act This Month

The U.S. FDIC will publish its first-ever draft guidelines for stablecoin issuers under the GENIUS Act, marking a major step toward federal oversight of the stablecoin industry.

Key Points

• FDIC will deliver its initial proposal to the House Financial Services Committee this month

• Rules will outline how stablecoin issuers can apply for federal supervision

• Additional standards on capital, liquidity, and reserves will come early next year

• Regulators are also preparing separate guidance for tokenized deposits

What’s Coming

FDIC Acting Chair Travis Hill confirmed that the draft will kick off the U.S. framework for supervising stablecoin issuers. The GENIUS Act—passed earlier this year splits oversight across multiple federal and state agencies.

The release will trigger a public comment period, followed by phased implementation to give issuers time to meet compliance requirements.

Other agencies, including the Treasury, Federal Reserve, and #CFTC , are also working on their own GENIUS Act mandates, from stablecoin capital rules to tokenized collateral in derivatives markets.

#DanielNadem

Whoa, massive update just dropped for crypto and banking—the FDIC rolled out a new framework under the GENIUS Act that finally lets U.S. banks issue payment stablecoins. They laid out clear rules for regulated bank subsidiaries to jump into the digital dollar game. This screams stronger adoption, way more trust, and huge institutional confidence in Web3 finance. As the old-school system starts embracing blockchain, coins built for fast cross-border stuff like $XRP and $XLM are getting serious looks. XLM sitting at 0.2161 right now. If you’re already holding, this could be a solid time to add more and get ready for what’s coming. 🚀 #FDIC #usbanking