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🎉 Binance 9th Anniversary Bingo Challenge！

For Binance’s 9th anniversary, how many achievements have you unlocked? 👀

Complete any one achievement to form a line (horizontal / vertical / diagonal) to finish the Bingo!

How to participate:
1️⃣ Follow @新手学堂天使自治社区
2️⃣ Save the Bingo image, and mark the items you completed
3️⃣ In the comments, post your photo and tell us: how many items did you complete?

🎁 We will randomly select lucky participants—each will receive a $9 reward 💰

GM, #学堂日报 Market Overview for July 14

1️⃣ Market Overview
▪ Total cryptocurrency market cap is approximately $2.17 trillion, with Bitcoin accounting for 58.3%
▪ Fear and Greed Index: 28 (Fear)

2️⃣ Binance Updates
▪ Binance Savings launches a new user-only promotion: earn up to 20% annualized for 7 days on U Savings (APAC exclusive, applicable to the 500U tier ladder)
▪ Binance Wallet introduces a time-limited referral commission offer: up to 80% commission rate, lasting up to 60 days

3️⃣ Industry Highlights
▪ Visa data shows that in June, stablecoin transfer volumes hit a new high of $1.79 trillion.
▪ Strategy introduces a bank Bitcoin adoption indicator, continuously driving institutional BTC adoption.
▪ Trump stated he will resume "sanctions on Iran" actions, with geopolitical risk heating up.
▪ Banks plan to learn from the Zelle collaboration model to build shared infrastructure to cope with the growth of stablecoins.
▪ BlackRock, Goldman Sachs, JPMorgan Chase, and Morgan Stanley have joined the U.S. government tokenization working group.
▪ U.S. spot Bitcoin ETFs saw net inflows of $1.974 billion last week, ending 8 consecutive weeks of net outflows.

4️⃣ Today’s Education: How does the Internet Capital Markets (ICM) work?

🔸 On-chain financing platforms
▪ ICM (Internet Capital Markets) is a blockchain-based financing model where anyone can quickly issue tokens and participate in project financing.

🔸 Everyone can participate
▪ No need for traditional venture capital, banks, or complex qualified investor certification—just connect a wallet to participate in investing and financing.

🔸 Automated issuance mechanisms
▪ After a project is published, robots can automatically complete token issuance, dynamic pricing (e.g., bonding curves), and initial distribution, greatly lowering the barriers to issuance.

🔸 Capital markets on-chain
▪ ICM migrates traditional capital market processes to the blockchain, making financing, investing, and trading more efficient and transparent, while opening it up to the world.

5️⃣ Today’s Observations

① Stablecoin transfer volumes set another new record, indicating they are gradually becoming an important global infrastructure for payments and settlement, with increasing institutional participation.

② ICM is trying to reshape traditional financing models to make financing more open and efficient, but the quality of projects and risk screening remain key to future development.

Follow @新手学堂天使自治社区 for more information 🚀

🪎“From JustLend DAO, USDD to SUN.io—analyzing how the TRON DeFi ecosystem works”

🎂 9th Anniversary Special 【Newcomer Academy • Big Shots Face to Face EP81】

🔥 The full breakdown of TRON DeFi is here. In this session, you’ll learn:
👉 What Binance 9YA × TRON ecosystem collaboration includes
👉 Ecosystem application scenarios for JustLend DAO, USDD, and SUN.io
👉 The mechanism logic behind the TRON ecosystem and potential opportunities
👉 Two-season total prize pool totaling up to $4.5 million—understand first, then participate!

🎙️ Four-party guests from TRON, JustLend DAO, USDD, and SUN join together to guide you—covering the ecosystem, lending and collateral, stablecoins, trading, and liquidity from different angles—so you can understand TRON DeFi’s product composition and the relationships between assets.

🌐 Guest: @Elle-Tron @JUST DAO @USDD - Decentralized USD @OfficialSUNio

⏰ Time: 2026-07-15 20:00 (HKT)

🎁 Perks: 1500 $TRX live-stream red envelopes

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⚡ See you in the live stream every Wednesday at 8 PM — #大咖面对面

🔔 Don’t miss this great交流 opportunity: 点击立刻预约学堂直播：

📘 #币安知识词典 Issue 21: Liquidity Providers

If there were no liquidity providers, the efficiency of financial markets would decline, making the market less attractive to participants. For example, suppose a particular asset has only a few buyers and sellers; investors may find it difficult to execute trades at fair prices. As a result, the execution price may be unfavorable, leading to a large deviation from the expected execution price.

In the emerging crypto market, decentralized exchanges (DEXs) have emerged as strong competitors to centralized exchanges (CEXs). On decentralized exchanges, users can trade directly with others without intervention from a central authority. To maintain market liquidity, decentralized exchanges typically rely on liquidity providers to supply tokens.

Liquidity providers enhance market liquidity by supplying two or more tokens into a liquidity pool, while receiving 流动性供应商代币 in return. 流动性资金池 is a pool jointly provided by multiple liquidity providers, used to facilitate trades and maintain market liquidity. Liquidity providers in the pool supply funds for each mining trade inside and outside the pool to earn fees. Traders benefit from the improved liquidity and can execute trades quickly at stable prices.

However, becoming a liquidity provider also involves related risks. For example, as is well known, the crypto market is frequently volatile, meaning prices can fluctuate dramatically. For liquidity providers, impermanent loss can be substantial. If hedging is done incorrectly, losses may far exceed gains. In addition, if there is not much activity in the liquidity pool, liquidity providers may ultimately be unable to sell the assets they hold and face losses.

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Gm，#学堂日报 July 13 Market Snapshot

1️⃣ Market Overview
▪ Total crypto market capitalization is about $2.19 trillion, with Bitcoin’s market share at 58.5%.
▪ Fear and Greed Index: 32 (Fear).

2️⃣ Binance Updates
▪ Binance Alpha Trading Competition launches Billions Network (BILL); participate in trading to share rewards.
▪ Binance Wallet updates multiple features, adding limit orders, quick buys, prediction markets, and more for an improved experience.
▪ Binance Wallet launches the third season of its Event Meme trading volume campaign, with rewards of up to 200,000 U tokens.
▪ Binance Wallet officially integrates Robinhood Chain, further expanding the on-chain ecosystem.

3️⃣ Industry Hot Topics
▪ International oil prices rise; U.S. stock futures fall. The U.S. again imposes sanctions on Iran.
▪ CME data shows a 62.1% probability that the Federal Reserve will keep interest rates unchanged in July.
▪ This week’s market focus is on U.S. CPI and PPI data, as well as remarks from Federal Reserve officials, while the CLARITY Act bill continues to advance.
▪ U.S. lawmakers are expected to release a revised crypto market structure bill this week, as the regulatory framework keeps improving.

4️⃣ Today’s Learn: Advantages of Intent (Intent) Trading

🔸 Better User Experience (UX)
▪ Users only need to state their trading goals, without worrying about complex processes like gas, cross-chain steps, routes, etc., truly enabling “goal-driven trading.”

🔸 Lower MEV Risk
▪ In the Intent model, Solvers compete to execute trades, which can reduce MEV risks such as front-running and sandwich attacks, improving trading fairness.

🔸 Better Prices and Higher Efficiency
▪ Solvers aggregate on-chain and off-chain liquidity to find the best execution price for users, and can process transactions in batches—reducing costs and boosting efficiency.

5️⃣ Today’s Watch

① This week’s CPI, PPI, and Fed statements will become the global market focus, and in the short term may affect the direction of volatility in the crypto market.

② Intent trading is gradually becoming the next-generation interaction method for DeFi. As products like Binance Wallet continue integrating, on-chain trading is expected to achieve lower entry barriers, higher efficiency, and better prices.

Follow @新手学堂天使自治社区 for more information 🚀

Gm, have a great weekend~

GM, #学堂日报 Market Overview on 7.10

1️⃣ Market Overview
▪ Total cryptocurrency market cap is about $2.17 trillion, with Bitcoin accounting for 58.3%.
▪ Fear & Greed Index: 28 (Fear).

2️⃣ Binance Updates
▪ Binance Spot launches a Spot Trading Spectacle: trade to share a $500,000 USDC reward pool.
▪ Binance Mining Pool launches a 9th-anniversary event: mine BTC, BCH, LTC, and ETC to share a $4,000 USDC reward.
▪ Binance rolls out a 9th-anniversary VIP event, covering VIP upgrades, trading-volume growth rewards, and invitations to high-end dinners.

3️⃣ Industry Highlights
▪ AI-driven demand may boost inflation; New York Fed Chair Williams says rate hikes are still possible in the future.
▪ Initial jobless claims in the U.S. were basically flat last week, and the job market remains resilient.
▪ Google Research says quantum computing could threaten traditional crypto algorithms as early as 2029.
▪ Swift launches a blockchain cross-border payments system to accelerate the integration of traditional finance and blockchain.
▪ Trump says the U.S. will not issue a Central Bank Digital Currency (CBDC) to maintain the dollar’s dominance.

4️⃣ Today’s Explainer: How do Intent (Intent-driven) systems work?

🔸 Core Process
▪ Users only need to sign a single Intent containing the goal, e.g.: "Exchange Asset A for Asset B."

🔸 Solver Participation
▪ The Intent is broadcast to a network made up of Solvers, Searchers, Fillers, and others, all competing to find the best execution plan.

🔸 Execute the Optimal Route
▪ The Solver aggregates liquidity, batches matched orders, or taps into its own inventory to find the transaction path with the lowest cost and highest efficiency for the user.

🔸 On-chain Settlement
▪ The Solver completes the transaction on-chain, typically fronting the Gas first; once the transaction is done, the Solver receives the corresponding compensation—users don’t need to worry about the complex execution process.

5️⃣ Today’s Observations

① AI and quantum computing are gradually becoming the two major long-term variables affecting the crypto industry: on one hand they drive smarter on-chain upgrades; on the other hand they push the industry to plan ahead for post-quantum cryptography.

② Intent-driven trading is changing the on-chain interaction experience—handing complex execution to professional Solvers—which in the future has the potential to become the mainstream interaction method for Web3 wallets and DeFi.

Follow @新手学堂天使自治社区 for more updates 🚀

Replenish your energy—live stream tonight. See you there!

Big names debate showdown, 点击链接立即预约～

📘 #币安知识词典 Episode 20: Proof of Authority Stake (PoSA)

One of the advantages of PoSA is that it enhances the security of the blockchain. Since the staked assets and reputation of validators are both at risk, if a validator participates in fraud, they would face financial and reputational losses. Therefore, this consensus mechanism can effectively prevent fraudulent activities. In addition, PoSA sets the same 质押 requirements for different validators, enabling validators to participate in transaction verification more fairly.

That said, PoSA also has a potential drawback, primarily the risk of centralization. If the pool of validators is not sufficiently diverse, validators may collude with each other and undermine the network. However, since such behavior would damage validators’ reputations, the probability of this happening is often extremely low.

In essence, the Proof of Authority Stake consensus mechanism is powerful and secure. Despite its clear advantages, it also comes with its own unique challenges. PoSA cleverly combines the strengths of PoS and PoA, paving the way to establish a balanced consensus mechanism, improve the adoption of cryptocurrencies within institutions, and help create a decentralized economic foundation. However, to mitigate and overcome potential challenges, the mechanism also requires careful monitoring and ongoing adjustments.

Follow @新手学堂天使自治社区 so you won’t get lost! Check in at the comments section 【Knowledge Dictionary】

Gm，#学堂日报 7.9 Market Overview

1️⃣ Market Snapshot
▪ Total crypto market cap is about $2.14 trillion, with Bitcoin’s dominance at 58.2%.
▪ Fear & Greed Index: 26 (Fear).

2️⃣ Binance Updates
▪ Binance Wallet launches a USDC subscription campaign—participation lets you share a 150,000 PLUME airdrop reward pool.
▪ Binance Research released a stablecoin report: total stablecoin market cap is about $76 billion. Binance custody stablecoins are about $53 billion, and it continues to lead the $1.1 trillion TradFi perps perpetual contracts market.

3️⃣ Industry Hot Topics
▪ International oil prices rise; the U.S. again lists Iran as a sanctions priority.
▪ BNB Chain plans to launch a next-generation chain for AI trading, targeting performance beyond 100,000 TPS.
▪ Google announced that starting August 1, Chrome will be blocked from running crypto-mining extensions.
▪ The IMF (International Monetary Fund) raised its global inflation forecast for 2026.
▪ The AUD, NZD, and CAD strengthen; the market expects there may be rate cuts by the Federal Reserve in the future.

4️⃣ Today’s Quick Learn: What is Intent (Intent Trading)?

🔸 One-sentence explanation
▪ Intent (intent) doesn’t tell the system what to do—it tells the system what result you want.

🔸 Traditional trading model
▪ Users must manually complete every step—such as choosing the trading route, paying Gas, swapping assets, etc. The process is complex and can fail due to slippage or Gas fluctuations.

🔸 Intent mode
▪ Users only need to state the goal, e.g., “I want to swap 1 ETH for at least 2000 USDC.” The system automatically finds the optimal route and completes the trade.

🔸 Advantages
▪ Automatically optimizes the trading path.
▪ Reduces operational complexity.
▪ Lowers the risk of trade failures caused by factors like Gas and slippage.
▪ Users focus more on the final outcome than the trading process.

5️⃣ Today’s Observations

① The integration of AI and blockchain continues to accelerate. BNB Chain’s proposal for a dedicated, high-performance AI chain suggests that use cases like on-chain AI Agents and automated trading will expand further in the future.

② Intent (intent trading) is becoming an important direction for Web3 user experience. In the future, on-chain interactions will evolve from “manual operations” to “describe your needs and the trade gets done,” further lowering the barrier for ordinary users.

Follow @新手学堂天使自治社区 for more info 🚀

🪎“Ultimate Debate” • “Encrypted Future: Grand Trial—In the Second Half of 2026, Who’s Right and Who’s Wrong?”

【Binance Plaza | Beginner Academy • Meet the Experts EP80】

🔥 Four Major Topics · Pro and Con Showdown
Debate Topic 1: Is putting traditional finance on-chain saving the crypto market, or snatching the crypto market’s “dinner table”?
Debate Topic 2: Is the AI narrative bubble bursting—are AI concept coins still worth holding?
Debate Topic 3: Has the BTC bottom already been reached—is this the best time to buy the dip?
Debate Topic 4: If exchanges become overly compliant, is the impact more beneficial than harmful—or more harmful than beneficial?

🟢 Pro Debaters: @Cryporange加密橘子 @球球不冲了
🔴 Con Debaters: @Crypto子棋 @Web3 Amelia I 想上太空版

⏰ Time: 20:00 on 2026-07-09 (UTC+8)

🎁 Perks: Up to a $200 live-stream红包 + $100 reward for joining the mic

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⚡ Don’t miss these valuable insights: #大咖面对面

🔔 点击立刻预约学堂直播： Don’t miss this great opportunity to engage and exchange ideas!

📘 #币安知识词典 Episode 18: Fully Diluted Valuation (FDV)

🚀 FDV vs. Market Cap

Market cap: Only focuses on the currently tradable tokens

FDV: Estimates the value of a project after all tokens are released.

For example, if a project has 10 million tokens in circulation and each token is priced at $5, then its market cap is $50 million. But if the maximum supply is 100 million tokens, then the FDV would be $500 million. If there is a big gap between market cap and FDV, it indicates that a large number of tokens are still locked up, and they may enter the market in the future.

🚀 Things to consider when using FDV

FDV is not a perfect metric and sometimes may not accurately reflect a project’s value. When using FDV, the following points are worth paying attention to:

Token release mechanism: Look at the release time and method of locked tokens. If a large amount of tokens enters the market in the short term, causing the circulating supply to increase significantly, the risk of token price falling will rise notably.

Demand growth potential: An ideal crypto project should continuously attract users and offset the impact of increased supply by improving the token’s utility and demand.

Fundamentals: A higher FDV is not always a negative signal—especially when the project has clear plans, innovative capabilities, and long-term growth potential.

In addition, besides focusing on FDV, it’s equally important to deeply analyze each project’s overall roadmap to judge whether its FDV is reasonable.

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GM, #学堂日报 7.7 Market Snapshot

1️⃣ Market Overview
▪ Total crypto market cap is about $2.17 trillion, with Bitcoin’s market share at 58.0%.
▪ Fear & Greed Index: 30 (Fear).
▪ Mainstream coins are mixed: BNB -0.20%, BTC +1.09%, ETH +1.17%.

2️⃣ Binance Updates
▪ Binance launched the Chinese-language Community Wall event, inviting users to jointly record stories from Binance’s 9th anniversary.
▪ Binance Charity launched aid for users affected by the disaster in Accra, with total donations reaching $35,000. Eligible users can claim a 15 USDT token voucher.

3️⃣ Industry Hot Topics
▪ Tether plans to issue USDT on Bitcoin’s native network via the RGB protocol.
▪ The United Nations Development Programme (UNDP) and the Stellar Development Foundation signed a new agreement to advance real-world deployment of blockchain payment applications.
▪ Trump said crypto is “powerful,” but did not respond on whether Bitcoin will be included in children’s accounts.
▪ Visa data shows Circle’s USDC continues to narrow the gap with Tether in stablecoin trading volume competition.
▪ U.S. 30-year Treasury yields have returned to above 5%.

4️⃣ Today’s Learn: What is United Stables?

🔸 Next-Gen Stablecoin Protocol
▪ United Stables aims to address issues with traditional stablecoins such as reserve risks and how yield is allocated, building a more transparent and verifiable stablecoin system.

🔸 Issuing the U Stablecoin
▪ The protocol issues the U stablecoin and supports it with openly verifiable reserve assets to improve stability and credibility.

🔸 Yield Returned to Holders
▪ Returns generated by reserve assets (such as low-risk yield assets like short-term Treasuries) can be directly distributed to U holders, giving the stablecoin both payment and yield attributes.

🔸 Payments and Stored Value, Both Covered
▪ The goal is to maintain stable payment functionality while allowing users who hold stablecoins long-term to earn a certain yield, improving capital efficiency.

5️⃣ Today’s Watch

① Market sentiment continues to recover. The fear index has risen to 30. BTC and ETH extend the rebound, but overall capital remains cautious.

② The stablecoin ecosystem keeps upgrading. From expanding Bitcoin ecosystems beyond Tether to exploring yield-bearing stablecoins with United Stables, stablecoins are evolving from payment tools into an important on-chain financial infrastructure.

Follow @新手学堂天使自治社区 for more info 🚀

🎓 New Opportunities to Learn AI! Want to systematically understand AI Agents and AI Skills?

Binance Academy has launched a brand-new AI course—from foundational concepts to real-world applications—progressing step by step, perfect for anyone who wants to get started with AI.

✅ Free to learn
✅ Complete the course quiz
✅ Unlock an exclusive learning certificate

Whether you’re a Web3 user or just getting started with AI, it’s worth spending a bit of time learning

📚 After finishing the course, feel free to share your certificate in the comments so we can see who the first batch of graduates are together!👇

点击链接直达：

#BinanceAcademy #AIAgent #新手学堂

📘 #币安知识词典 Episode 17: Arbitrage Trading

In financial markets, arbitrage is often regarded as a fundamental force, because it can prevent huge price gaps between different markets for similar or identical assets. Therefore, arbitrage activity relies on small differences in prices, which often leads to price convergence. The speed of this convergence can be used to gauge overall market efficiency. A perfectly efficient market would, in principle, offer no arbitrage opportunities at all, because the price of each trading asset would be exactly the same across all trading platforms.

If executed properly, arbitrage can be seen as a risk-free way to profit from temporary price discrepancies. However, we should remember that trading bots operate across various markets, and many are specifically designed to take advantage of arbitrage opportunities. As a result, depending on the strategy and execution, arbitrage trading may involve certain risks.

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