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The decentralized finance lending sector is being rapidly reshaped. Morpho ($MORPHO) has evolved from a simple rate optimizer on top of other protocols into an independent base liquidity layer that competes directly with established leaders.
Three key facts about its current growth:
1. It attracts both retail users on layer 2 (L2) networks and institutional integrators with its low fees.
2. Its model enables more attractive interest rates through direct matching between users.