XRP just had one of those “oh… they’re actually buying” moments.
Franklin Templeton’s Franklin XRP ETF (ticker: XRPZ) has now crossed $200M+ in assets — and the wild part is how it got there: filings/coverage point to the fund holding ~118 million XRP, valued around $215M–$216M.
Here’s why that hits different: this isn’t people swapping coins at 2am — it’s traditional market money getting XRP exposure through an ETF that trades like a normal stock. No wallets. No exchanges. No “where did I save my seed phrase?” stress.
And the timing matters too: Franklin Templeton launched XRPZ on Nov 24, 2025 on NYSE Arca, aiming to track XRP’s price (before fees/expenses) using the CME CF XRP-Dollar Reference Rate (NY Variant).
Quiet inflows like this are usually how big moves start:
first the paperwork… then the positioning… then the candles.
