And if you started to be free, but ended up turning yourself into your own employee—because a lot of people open a business dreaming of time, control, and freedom. They leave happy an office, hang up someone else’s schedule, and think that at last they will be the owner of their life. But then the other reality begins: if you sell, collect payments, respond, deliver, buy, resolve issues, put out fires, and keep everything running, then you didn’t build a business—you built an expensive job, one where you work more hours, have more pressure, and if you stop, the money stops too. That’s the trap.
Do you think your pension will save you when you’re old?
Listen to this before continuing to work without understanding the game. For years, they deduct money from your salary, making you believe it is being saved for you, as if there were an account waiting for the day you retire. But the reality of the pension system is different; in many cases, the money you contribute today is not being saved for your future; it is used to pay those who are already retired. That means that when your time comes, you will depend on whether there is a new, sufficiently large generation working and paying taxes to support you—and here comes the problem: almost nobody wants to talk about it. Fewer and fewer people are being born, there are more older adults, and many young people today don’t even want traditional jobs or they only stay employed briefly, paying contributions for a short time.
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