Maintenance costs are absolutely brutal now. Car breaks down, water heater dies, roof leak — any of these can wreck someone's month.

60-70% of people are living paycheck to paycheck. One surprise bill and they're underwater. Not even talking about luxuries here. Just basic stuff breaking.

This is why people chase yield so hard in crypto. They're not gambling for fun — they need their money to actually grow faster than their life falls apart.

The system's built where you can't just hold cash and be okay anymore. Everything costs more, wages don't keep up, and savings get eaten by inflation. So people look for edges wherever they can find them.

Wild that 'one car repair away from debt' is just normal life for most people now.