For a full decade, stablecoin accessibility was restricted exclusively to cryptocurrency exchanges. That landscape has fundamentally changed, as these assets are now integrated into mainstream platforms like Revolut, Nubank, and PayPal. This expansion covers 160 countries and 500K businesses, tapping into massive user bases of 127M and 65M customers respectively. With the challenge of distribution largely behind us, the focus now shifts to settlement.
The value of low-cost, high-speed infrastructure is clearly keeping users engaged. Sei logged its sixth consecutive quarter of growth during Q4 '25. According to @MessariCrypto, the network reached all-time highs in mid-December. During this period, daily active addresses climbed 26% QoQ to 1M, while daily transactions rose 17% to 2.3M.
The stablecoin market has recorded a 1,700% increase in just 5 years. Digital dollars are undeniably a permanent fixture, and data suggests we are merely seeing the start of their journey. Leading forecasts paint a robust picture, with Morgan Stanley envisioning $2T by 2028 and the US Treasury Secretary predicting $3T by 2030. Additionally, Citi anticipates a range of $2-4T by 2030. While the consensus is that this growth is inevitable, the final destination for these trillions is not yet decided.
The concept of stablecoin payroll has rapidly transitioned from being an edge case to a major priority. Current trends back this up, showing that 75% of Gen Z specifically want stablecoin pay. Executive leadership is responding enthusiastically, with 90% of C-Suite Execs confirming they already have programs live or planned. Looking ahead, 54% of Companies not yet using stablecoins project they will start doing so within 12 months. This modernization is taking place today with @usetoku on Sei.
The $50T payroll market is largely defined by pending screens and agonizing 2 day waits. However, @usetoku is introducing instant stablecoin payroll to Sei that settles in under a second. This solution integrates directly into Workday, ADP, and the systems employers already use. Get paid immediately.
An annual sum of $50 trillion flows through the global payroll system. These funds travel along traditional banking rails that are characterized by high friction, including settlement times of 3-5 days, costs of $50 per wire, and service gaps when networks shut down on weekends. By adopting stablecoin payroll, we can solve these problems, a trend that is already beginning to take hold. Below, we outline the justification for replacing SWIFT.
In a recent publication focusing on platforms that are advancing the frontiers of programmable money, @CoinSharesCo has spotlighted Sei. This firm, recognized as the 4th largest ETP manager globally, featured the network alongside Eth, Sui, and Solana. CoinShares currently provides exposure to SEI through two of its regulated offerings: the DIME ETF and the staked SEI ETP.
Completing a global payment conventionally takes a week. This procedure consists of four steps and requires navigating through many intermediaries. As a result, you find yourself waiting until Friday to access funds that were originally transferred on Monday. On Sei, however, that exact payment settles in under a second. It goes directly from being sent to being received.
Sei unites the superior attributes of the Ethereum ecosystem with the standout features of Solana. Consequently, markets operate with enhanced velocity on the Sei network.
Traditional SWIFT transfers generally require a duration of 1 to 5 business days, while ACH payments typically take 1 to 3 business days to clear. In comparison, the Ethereum network settles in 12 seconds, Solana takes just 1 second, and Sei achieves a speed of 400ms.
A convergence is underway involving AI, RWAs, and agent-to-agent commerce. At the heart of this shift is x402, the Coinbase protocol designed for machine-native payments. Agents now have the capacity to make stablecoin payments to one another at the HTTP layer, all occurring in real time on Sei. Watch as @jayendra_jog explores this topic with @FintechTvGlobal below.
Provocările economice distincte se desfășoară în patru regiuni globale majore, dar un fir comun le unește.
În Africa, indivizii se confruntă cu taxe tradiționale de remitere care în medie sunt de 8,45%, o rată care se află printre cele mai ridicate de pe planetă. Ca rezultat, stabilcoin-urile au crescut în importanță, reprezentând acum 43% din volumul de tranzacții pentru active digitale.
Întorcându-ne la Asia de Sud-Est, o comunitate de 77 de milioane de freelanceri desfășoară frecvent afaceri la nivel internațional. Acest lucru a dus la o schimbare semnificativă în infrastructură, cu 43% din plățile B2B transfrontaliere utilizând acum căile stabilcoin.
Pentru rezidenții din America de Sud, menținerea monedei locale poate fi dăunătoare din punct de vedere financiar din cauza inflației. Prin urmare, muncitorii prioritizează stabilitatea dolarului, determinând plățile transfrontaliere să reprezinte 71% din activitatea regională a stabilcoin-urilor.
Pe piața europeană, 58% din companii trec la sisteme de plată cu stabilcoin. Mai mult de o treime din aceste afaceri fac tranziția doar pentru a ține pasul cu concurenții care au făcut deja acest lucru.
Deși aceste patru economii se confruntă cu obstacole unice, toate au găsit același răspuns.
The conventional method of paying employees worldwide is overdue for an overhaul. Legacy systems struggle to keep up with the demands of dispersed teams. By the time your salary actually lands in your account, you have likely lost over $50 to wire transaction costs, endured a waiting period of 3-5 days, and suffered a reduction in purchasing power caused by inflation. Stablecoins resolve these inefficiencies effectively. Find out how by reviewing the Stablecoin Payroll Report below.
As the Sei Network continues to see widespread institutional uptake from major players like Brevan Howard, Hamilton Lane, Apollo, and Laser, Ondo has now entered the fold. Speaking with @FintechTvGlobal directly from the @OndoFinance Summit, @jayendra_jog outlines the distinct features that set Ondo's USDY apart.
Rețeaua Sei a primit oficial USDY de la @OndoFinance. Acest activ constă în titluri de stat ale SUA tokenizate, care sunt denominate în dolari și oferă beneficiul acumulării randamentului titlurilor de stat. Este proiectat pentru utilitate extinsă, potrivit pentru plăți, economii, împrumuturi, garanții și alte aplicații. Acesta este un RWA construit pentru utilizare efectivă. Citește mai departe pentru a înțelege mecanismele ↓
Even in the year 2026, completing a traditional cross-border payment still involves a duration of 3-5 business days for funds to move from sender to recipient. However, on Sei, it takes less than a second.
Exciting news just in: AIxC (NASDAQ: AIXC) has officially partnered with @Sei_FND to examine how blockchain integrations can be utilized on Sei. This joint venture is set to concentrate on implementing solutions across the product portfolio of @AIxC_Official, with a special focus on applications serving the robotics and mobility ecosystem for @FaradayFuture.
In case this update escaped your notice, the Sei network has officially welcomed the arrival of USDY from @OndoFinance. This substantial tokenized treasury product possesses a value exceeding $1.4B+ and maintains backing through short-term U.S. Treasuries. By leveraging the capabilities of the fastest L1, users can now employ the asset for diverse purposes such as payments, savings, collateral, lending, and more.
Substantial consumer engagement is currently unfolding on Sei. @Kindred_AI is converting 30+ well-known properties, such as Pudgy Penguins, Astro Boy, and LINE FRIENDS, into personal AI companions. These intelligent agents are capable of recalling your details, responding to your interactions, and understanding your specific needs. Momentum is building rapidly, with 150k daily active agents already in operation and a waitlist exceeding 7M+ wallets.
Tokenization has secured its place in the mainstream, encompassing assets ranging from stocks, bonds, and IPOs to treasuries and private credit. The next stage of this evolution requires a foundation designed to scale effectively. Providing that robust infrastructure is exactly what Sei was engineered to do.