peertopeer

#PeerToPeer Exchange P2P Scams
Use Reputable Platforms: Conduct transactions through reputable exchanges that offer escrow services and protection against fraud.
Be Skeptical of Too-Good-To-Be-True Offers: If a P2P deal sounds too good to be true, it probably is. Exercise caution and perform due diligence.
Educate Yourself: Stay informed about common scams and how they operate. Knowledge is your best defense against fraud.
How Does Binance Protect Its P2P Users?
At Binance, we have implemented a range of measures to protect our P2P users. Here’s how Binance ensures the safety and security of its P2P platform.
Verified Identity
Know-Your-Customer Verification: Binance requires all users to complete identity verification (KYC) before they can trade on the P2P platform. This ensures that both buyers and sellers are legitimate.
Reputation System: Binance P2P has a reputation system allowing users to rate and review their trading partners. This helps users identify trustworthy traders and avoid potential scammers.
Escrow System
Secure Transactions: Binance holds the cryptocurrency in escrow until the buyer confirms receipt of payment. This ensures that sellers only release crypto after receiving and confirming payment.
Dispute Resolution: If there is a dispute between the buyer and seller, Binance's support team can intervene. The escrow system allows Binance to hold the funds until the dispute is resolved, ensuring fair outcomes for both parties.
Education and Awareness
User Education: Binance provides educational resources to inform users about common scams and how to avoid them. This includes blog posts and tutorials on secure trading practices.
Scam Alerts: Binance regularly updates users on new types of scams and advises on precautionary measures. These alerts help users stay vigilant and informed about potential threats.
Secure Communication
In-App Chat: Binance’s P2P platform includes an in-app chat feature that allows buyers and sellers to communicate securely. This reduces the risk of phishing attacks or fraudulent communications.
Cutting-Edge Technology
AI-Powered Fraud Detection: The platform employs advanced large language models (LLMs) to monitor P2P chats for signs of fraudulent behavior and assist in resolving user appeals.

Computer Vision for POP Verification: We use AI computer vision models to automatically assess proof of payments documents and detect instances where they had been tampered with, which is a common sign of scam attempts.

. Off-Exchange P2P Scams #PeerToPeer
Scams where criminals convince victims to trade digital assets directly outside of P2P exchange platforms can come in many forms, yet they often share some similar elements.
Initial Contact: The scammer initiates contact with the victim through messaging platforms like Telegram, WhatsApp, or local community groups. Scammers may also advertise on social media, posing as legitimate traders or companies offering attractive P2P rates and claiming a history of numerous successful transactions.
Building Trust: The scammer spends time building rapport with the victim, often sharing fake testimonials, transaction histories, or even fabricated documents to appear legitimate. There are also instances where the scammer conducts several successful transactions with the victim first to gain their trust before they engage in larger trades.
Initiating a move off the platform: Scammers can also make initial contact with their targets on a P2P platform, later suggesting to perform the transaction outside of it. They can use platform downtime as an excuse for that or impersonate the platform’s representatives to convince the seller to release crypto directly. When you trade on Binance P2P, a counterparty suggesting to move off the platform is almost always a sign of fraud. #PeerstoPeers
Pulling off the scam: Once trust is established, the scammer proposes a transaction at a favorable exchange rate. The victim is persuaded to transfer their cryptocurrency to the scammer's wallet. After the transaction is finalized, the scammer becomes uncontactable. Attempts by the victim to reach the counterparty are unsuccessful, leaving them without their cryptocurrency and no way to recover it.
Real-Life Examples #PeerToPeerFinance
Example 1: John gets a good price
John is browsing his social media feed when he sees a self-proclaimed expert P2P trader boasting about their record of successful transactions and numerous satisfied customers who appreciated the prices they offered. Intrigued, John reaches out to the trader via WhatsApp and negotiates a good price that the trader agrees to. Trusting the agreement, John transfers his cryptocurrency to the trader. However, once the transfer is complete, the trader becomes unresponsive, leaving John with no way to recover his cryptocurrency.#PEERTOPEAR
This example highlights the risks of trading with unknown counterparties outside of exchanges where it is nearly impossible to verify the claims that people make about their identity, trading experience, and reliability.
Example 2: Taking business off the exchange
Dennis meets a trader named Lynn on a reputable P2P exchange and, in an effort to save on fees, they agree to conduct their trades outside the platform. Over the next few weeks, Dennis completes several successful transactions with Lynn, which leads him to trust her more with each trade. The trades gradually increase in size, and confident in their relationship, Dennis decides to proceed with a significant transaction, exchanging around 56,000 USDT. However, after Dennis transfers the cryptocurrency, Lynn fails to send the agreed payment and becomes unreachable
This example underscores that even if there have been successful trades in the past, conducting transactions outside of an exchange carries the risk of the other party not fulfilling their obligations. #PeerToPeerElectronicCash

Sistemul inovator de recompense Morpho alocă $MORPHO tokeni pe baza greutăților pieței fin ajustate, echilibrând potențialul de creștere și activitatea peer-to-peer pentru a maximiza eficiența capitalului și expansiunea ecosistemului.

Cum sunt calculate greutățile pieței?

Morpho folosește două indecși cheie pentru a calcula greutățile de distribuție pentru fiecare piață de împrumut:

1. Indicele Potențialului de Creștere (gθ):
Acest indice măsoară potențialul de creștere prin examinarea lichidității disponibile în protocoalele de bază precum Compound și Aave. Este calculat ca ponderea ofertei totale plus volumul împrumutului al unei piețe date în raport cu lichiditatea agregată din toate piețele. Piețele cu piscine mai mari și scoruri de activitate mai mari obțin scoruri mai mari pe acest indice.

P2P-tranzacționarea pe Binance pare simplă: ai ales cursul, ai apăsat butonul, ai primit activul. Dar în spatele acestei mecanici se ascund numeroase nuanțe, care nu sunt vizibile la prima vedere. Oamenii pierd bani nu pentru că fac greșeli evidente, ci pentru că nu observă capcanele sistemice integrate în întregul proces.

Cine este Satoshi Nakamoto? Această întrebare obsesionează lumea finanțelor și a tehnologiei de mai bine de cincisprezece ani. Răspunsul rămâne același: un pseudonim. Fie că este vorba despre un individ strălucit sau despre un colectiv vizionar, Satoshi Nakamoto este arhitectul invizibil care a dat naștere Bitcoin, prima criptomonedă, și prin extensie, întregului market crypto așa cum îl cunoaștem astăzi. Anonimatul său nu este un mister, ci un pilon fundamental al filozofiei Bitcoin: descentralizarea.

Într-o rețea digitală peer-to-peer, fiecare utilizator este (în teorie) proprietar și colaborator echivalent al rețelei. Acest tip de rețea poate fi utilizat pentru aproape orice tip de schimb de informații sau fișiere. Una dintre primele utilizări masive ale rețelelor P2P a fost serviciul de schimb de muzică Napster, care nu mai există.
În contextul monedelor, P2P se referă la schimbul de criptomonede, create pentru a permite tranzacții P2P anonime care nu necesită procesarea unei instituții financiare. Acest lucru a necesitat criptare și lanțuri de blocuri pentru ca două părți să poată efectua tranzacții în siguranță fără necesitatea unui terț de încredere.