🚨 IMF warns about increasing cyber threats to the global financial system! 😱 Digital transformation accelerated by the COVID-19 pandemic is causing central banks to consider modernizing digital currencies and payment systems. 💰 Approximately 100 countries are working on Central Bank Digital Currencies (CBDC) at different levels. However, this transformation poses threats to financial stability and system integrity. 🌐 If carefully designed, CBDCs can offer greater durability, security, usability, and lower cost than private digital currencies. 🤔