One thing that stands out to me about agent-to-agent payments is the problem that comes after the transaction starts.

If AI agents are going to exchange value on their own, they can’t rely on a human to approve every step. Funds need to be held properly, conditions need to be enforced, and the final outcome needs to be handled automatically.

That’s why Concordium’s settlement approach is interesting. It gives autonomous agents a structured way to transact while keeping the process controlled and accountable.