Users operating on the Ethereum network will find that specific Smart Lending pairs currently provide a negative borrow rate. For example, the USDS and PYUSD to USDT option comes with a rate of -5.47%. Furthermore, the USDS and USDT to USDT pair offers a -4.68% rate, while the USDC and USDT to USDC combination stands at -2.99%. Participants can leverage an LLTV of up to 96.5%, all while their underlying paired collateral continues to generate LP fees.