Core Value Proposition of Web3 Banking*
1. **Decentralized Financial Infrastructure**
- Eliminate centralized control of traditional banks, allowing users to fully control assets through private keys.
- Implement automated services (lending, payments, wealth management) through smart contracts, reducing the risk of human intervention.

2. **Global Borderless Services**
- Support a mixed system of cryptocurrencies and fiat currencies (such as stablecoins), breaking geographical restrictions.
- 24/7 instant settlement without relying on traditional bank working days.

3. **Composability and Openness**
- Integrate with DeFi protocols (like Aave, Uniswap) to provide high-yield wealth management, cross-chain exchanges, and other services.
- Allow developers to build third-party applications based on bank APIs (such as payroll distribution, supply chain finance).
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