Exchange
Blockchain e exchange de criptomoedas
Academy
Educação sobre blockchain e criptomoedas
Corretor
Soluções de plataformas de trading
Charity
Charity
Cloud
Soluções para exchanges corporativas
DEX
Troca de ativos rápida e segura
Labs
Incubadora dos melhores projetos de blockchain
Launchpad
Plataforma de lançamento de Tokens
Research
Análises e relatórios de nível institucional
Trust Wallet
Carteira de criptomoedas oficial da Binance
Compre Cripto
Mercados
Escaneie e faça o Download do App para iOS e Android
Download
English
USD
Central de Suporte
FAQ - Perguntas Frequentes
Crypto Derivatives
Futures Contracts
Cross Collateral
No momento, este artigo não oferece suporte no seu idioma. Recomenda-se o tradutor automático em inglês.
Interest Charge and Interest-Free Period
Binance
2020-09-16 03:45
Notes:
This interest charge is only subject to those who borrowed after 00:00:00 AM UTC on September 21st, 2020. No interest will be charged on existing borrowings before the date;
Users will enjoy different borrowing limits and daily interest rates at different VIP levels. Binance can adjust the Interest rate, Grace period, Borrow limit, LTV ratio (Initial LTV, Margin LTV, Liquidation call) from time to time without prior announcement, user needs to check the interest rate proactively via https://www.binance.com/en/fee/futuresLoanRate
Interest-free period
Each order of cross collateral loan will enjoy a 3-day interest-free period, starting from the day of borrowing, i.e. the first 3 UTC+0 natural days of the borrowing are interest-free (including the day of borrowing).
Interest Charge
After the interest-free period, VIP 0 for example, a daily interest rate will be charged at 0.24%, and the interest is calculated once a day at 00:00 UTC+0.
The system will update the accumulated interest of each order according to the formula (remaining loan amount* the latest interest rate), and refresh the LTV at the same time.
The calculation method is: Borrowing time dd+N 00:00 UTC+0.
Example 1: User borrowing time = 2020-07-01 00:00:00 UTC, interest-free period = 3 days, will start to record user’s interest at 2020-07-04 00:00:00 UTC.
Example 2: User borrowing time = 2020-07-01 07:02:55 UTC, interest-free period = 3 days, will start to record user’s interest at 2020-07-04 00:00:00 UTC.
Example 3: User borrowing time=2020-07-01 07:02:55 UTC, Principal=500USDT, interest-free period=3 days. The user repays 200USDT on 2020-07-03 23:00:00 UTC, will start to record user’s interest based on 300USDT at 2020-07-04 00:00:00 UTC.

Interest history

You can go to "Futures Order", then click on "Interest history" tab to view interest history. This page updates at 00:00 UTC+0 every day according to the amount of your loan amount.
How to repay interests
When you make a repayment, interest will always be repaid before any principal, according to the order time it is generated i.e. the first order is paid first; once all interests have been repaid in full, you will then start repaying principal, the LTV will be refreshed at completion.
For details about how to replay a loan and ways to repay, please view below help pages:
  1. How to Repay a Loan
  2. Repay with Collateral
Artigos relacionados
How to Borrow Funds Using Cross Collateral