#5 XLM - Payments + RWA

Blockchain: Stellar (Fork of XRP but different)
Consensus: Stellar Consensus Protocol
TPS: 3,000
Fees: $0.00001

Hybrid: Payments (IBM World Wire) + RWA (Franklin Templeton tokenized $400M on Stellar)

XRP for banks, XLM for people. Both payment kings.

$XLM